A few years ago, a small team of people determined to transform banking launched a savings app for Nigerians. That app was the first step toward Kuda. Kuda is a full-service digital bank. Our mission is to make banking accessible, affordable and rewarding for all Africans.  Kuda is free of ridiculous banking charges and great at helping customers budget, spend smartly and save more. We raised the largest seed round recorded in Africa, and completed Series B funding round in 2021, led by some of the world's most respected institutional investors.

kuda 

Credit Risk Analytics Manager

Data Science Manager

Head of Product - Platforms

Kuda is a money app for Africans aiming to make financial services accessible, affordable, and rewarding globally. They offer money transfers, smart budgeting, and instant credit. As a Credit Risk Analytics Manager, you will lead an analytics team, providing data-driven insights to shape credit products, influence acquisition strategies, portfolio management, collections, and P&L performance. Your analysis will directly impact core business metrics, optimizing and improving credit product performance. You will deep dive into large datasets, forecast P&L, and provide actionable insights, collaborating cross-functionally and presenting findings to C-level executives.

<h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Description</h3><p class="my-4 text-gray-700 leading-relaxed"><strong>About Kuda:</strong></p><p class="my-4 text-gray-700 leading-relaxed">Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet.</p><p class="my-4 text-gray-700 leading-relaxed">We’re a tribe of passionate and diverse people who dreamed of building an inclusive money app that Africans would love so it’s only right that we ended up with the name ‘Kuda’ which means ‘love’ in Shona, a language spoken in the southern part of Africa.</p><p class="my-4 text-gray-700 leading-relaxed">We’re giving Africans around the world a better alternative to traditional finance by delivering money transfers, smart budgeting and instant access to credit through digital devices.</p><p class="my-4 text-gray-700 leading-relaxed">We’ve raised over $90 million from some of the world's most respected institutional investors, and we’re rolling out our game-changing services globally from our offices in Nigeria, South Africa, and the UK.</p><p class="my-4 text-gray-700 leading-relaxed"><strong>Role Overview:</strong></p><p class="my-4 text-gray-700 leading-relaxed">As a <strong>Credit Risk Analytics Manager,</strong> you will be a key driver in shaping the direction of our credit products and enhancing our decision-making process. You’ll lead a talented analytics team, providing critical data-driven insights that will influence product design, acquisition strategies, portfolio management, collections, and overall P&L performance. Your analysis will directly impact core business metrics, with your recommendations playing a pivotal role in optimizing and improving the performance of our credit products.</p><p class="my-4 text-gray-700 leading-relaxed">You will be expected to deep dive into large data sets to identify trends, forecast P&L, and provide actionable insights that will guide decision-making at every stage of the credit lifecycle. With the ability to collaborate cross-functionally and present your findings to C-level executives, you will drive strategy, improve processes, and support your team members in executing key initiatives.</p><p class="my-4 text-gray-700 leading-relaxed"><strong>Key Responsibilities:</strong></p><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Lead end-to-end credit product analytics, from pricing and underwriting policies to collections and portfolio performance optimization.</li><li class="leading-relaxed">Analyze and optimize portfolio performance, policy rules, score cut-offs, and credit limits, driving improvements that directly impact core business metrics such as risk and profitability.</li><li class="leading-relaxed">Forecast P&L, assess affordability, and recommend credit limits, ensuring alignment with business objectives and customer needs.</li><li class="leading-relaxed">Drive strategy through A/B testing for lending products and collections strategies, ensuring constant iteration and improvement of the credit products.</li><li class="leading-relaxed">Deliver ad-hoc analyses and business intelligence (BI) reports to support business decisions, helping guide the evolution of credit products and performance monitoring.</li><li class="leading-relaxed">Present data-driven insights to C-level executives, explaining trends and making recommendations that influence business decisions.</li><li class="leading-relaxed">Lead and mentor your team, fostering a collaborative environment that empowers team members to deep dive into data, find actionable insights, and execute strategies effectively.</li></ul><p class="my-4 text-gray-700 leading-relaxed"><strong>Who you’ll work with:</strong></p><p class="my-4 text-gray-700 leading-relaxed">You’ll collaborate across Credit Risk, Collection, Finance, Product, Engineering and Data teams - ensuring our credit products are competitive, sustainable, and customer-focused.</p><p class="my-4 text-gray-700 leading-relaxed"><strong>We are seeking someone who can:</strong></p><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Drive decision-making with actionable insights, recommendations and solutions that improve products and impact key business metrics.</li><li class="leading-relaxed">Deep dive into data, translating complex information into clear recommendations for stakeholders.</li><li class="leading-relaxed">Lead a team, providing support, guidance, and mentorship, while creating an environment where team members can grow and excel.</li><li class="leading-relaxed">Present complex findings to senior leadership, including C-level executives, explaining trends and making data-driven recommendations.</li><li class="leading-relaxed">Work cross-functionally with multiple teams to ensure the alignment of business strategies, while delivering results that impact the company’s success.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Requirements</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">A degree in a quantitative discipline such as Mathematics, Statistics, Physics, or a related field.</li><li class="leading-relaxed">Credit Strategy Expertise: Proven experience in designing and executing credit strategies such as underwriting policy rules, score cut-offs, credit limit assignments, and pricing strategy on a consumer credit portfolio.</li><li class="leading-relaxed">5+ years of experience in credit risk analytics or data analysis, with at least 2 to 3 years of experience leading a team.</li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed"><strong>Must have</strong></li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Proficient in SQL for querying and analyzing large datasets.</li><li class="leading-relaxed">Strong understanding of A/B testing methodologies and statistical testing.</li><li class="leading-relaxed">Experience with statistical software packages (open-source languages like Python or R preferred).</li><li class="leading-relaxed">Deep knowledge of credit portfolio performance metrics, including, but not limited to annualized loss, vintage curves, roll rate, exposure at default (EAD), and loss given default (LGD).</li><li class="leading-relaxed">Proven ability to turn data into actionable insights that inform business decisions and optimize credit products.</li><li class="leading-relaxed">Ability to present complex analyses to senior leadership and explain data trends clearly and concisely.</li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed"><strong>Desirable skills / knowledge</strong></li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Proficiency in programming languages (open-source preferred, e.g., Python, R).</li><li class="leading-relaxed">Experience in developing end-to-end business reports, including requirement analysis, visualizations, data sourcing, report production, and stakeholder management.</li><li class="leading-relaxed">Ability to interpret and generate actionable insights from monitoring reports, advising business owners on responses and next steps based on findings.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Benefits</h3><p class="my-4 text-gray-700 leading-relaxed">At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:</p><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">A great and upbeat work environment populated by a multinational team</li><li class="leading-relaxed">Pension</li><li class="leading-relaxed">Career development & growth</li><li class="leading-relaxed">Competitive annual leave plus bank holidays</li><li class="leading-relaxed">Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)</li><li class="leading-relaxed">Group life insurance</li><li class="leading-relaxed">Medical insurance</li><li class="leading-relaxed">Well-fare package (Wedding, Compassionate and etc)</li><li class="leading-relaxed">Perkbox</li><li class="leading-relaxed">Goalr - employee wellness app</li><li class="leading-relaxed">Award winning L&D training</li><li class="leading-relaxed">We are advocates of work-life balance, working in a hybrid in office schedule</li></ul>

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Take-Two Interactive is seeking a Product Manager (Data Collaboration) to join its Marketing Innovation and Technology (MIT) department. This role involves coordinating strategic data initiatives, managing relationships with technology vendors and data partners, and overseeing the end-to-end lifecycle of data collaboration solutions. The Product Manager will identify market opportunities, pitch innovative partnerships, and operationalize scalable technical workflows to drive measurable business value in the interactive entertainment industry.

Take-Two Interactive Software, Inc. is a leading developer, publisher, and marketer of interactive entertainment for consumers around the globe. We develop and publish products principally through Rockstar Games, 2K, and Zynga. Our products are designed for console gaming systems, PC, and mobile, including smartphones and tablets. We deliver our products through physical retail, digital download, online platforms, and cloud streaming services. For more information, visit

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<h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">Who We Are</h2><p class="my-4 text-gray-700 leading-relaxed">Headquartered in New York City, Take-Two Interactive Software, Inc. is a leading developer, publisher, and marketer of interactive entertainment for consumers around the globe. We develop and publish products principally through Rockstar Games, 2K, and Zynga. Our strategy is to create hit entertainment experiences, delivered on every platform relevant to our audience through a variety of sound business models. Our pillars - creativity, innovation, and efficiency - guide us as we strive to create the highest quality, most captivating experiences for our consumers. The Company’s common stock is publicly traded on NASDAQ under the symbol TTWO. For more corporate and product information please visit our website at <a href="http://www.take2games.com/" target="_blank" rel="noopener noreferrer" class="text-blue-600 hover:text-blue-800 hover:underline transition-colors duration-200">http://www.take2games.com</a></p><p class="my-4 text-gray-700 leading-relaxed">.</p><p class="my-4 text-gray-700 leading-relaxed">While our offices (physical and virtual) are casual and inviting, we are deeply committed to our core tenets of creativity, innovation and efficiency, and individual and team development opportunities. Our industry and business are continually evolving and fast-paced, providing numerous opportunities to learn and hone your skills. We work hard, but we also like to have fun, and believe that we provide a great place to come to work each day to pursue your passions.</p><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">The Challenge</h2><p class="my-4 text-gray-700 leading-relaxed">Take-Two Interactive is seeking a Product Manager (Data Collaboration) to join our Marketing Innovation and Technology (MIT) department. In this role, you will coordinate strategic data initiatives while managing relationships with a global network of technology vendors, advertising platforms, and data partners.</p><p class="my-4 text-gray-700 leading-relaxed">You will be responsible for the end-to-end lifecycle of data collaboration solutions: identifying new market opportunities, pitching innovative partnership ideas, and operationalizing scalable technical workflows that drive measurable business value. This position requires a builder’s mindset, combining technical product management with proactive business development to move our capabilities from experimental to permanent, automated functions within the interactive entertainment industry.</p><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">What You’ll Take On</h2><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Within 90 Days:</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed"><strong>Learn and Adapt:</strong> Immerse yourself in the technology stack, day-to-day operations, and the specific business needs.</li><li class="leading-relaxed"><strong>Understand the Roadmap:</strong> Gain a deep understanding of our current goals, objectives, and the long-term data collaboration strategy.</li><li class="leading-relaxed"><strong>System Onboarding:</strong> Begin taking on responsibility for specific workflows and assume partial ownership of key internal data collaboration systems and partner relationships.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Within 180 Days:</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed"><strong>Full Ownership:</strong> Transition to full ownership of designated systems and platform relationships, serving as the primary point of contact for technical and operational issues.</li><li class="leading-relaxed"><strong>Proactive Growth:</strong> Identify and pitch new partnership opportunities or technology integrations that drive further value to the business.</li><li class="leading-relaxed"><strong>Operational Impact:</strong> Drive measurable improvements in team productivity, product quality, and the efficiency of our data collaboration workflows.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Product strategy & development</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Identify and prioritize opportunities for value creation, enhanced usability, and technical feasibility by analyzing technology-related business needs.</li><li class="leading-relaxed">Formulate technical requirements and create associated documentation (PRDs) to establish and maintain the product roadmap.</li><li class="leading-relaxed">Partner with engineering and cross functional teams to determine feasibility, prioritize features, and ensure the successful implementation of requirements.</li><li class="leading-relaxed">Improve media efficiency and attribution accuracy through technical solutions that strengthen marketing performance and ROI.</li><li class="leading-relaxed">Support the adoption of new solutions, ensuring they meet the complex needs of our players, marketers, and partners.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Relationship management</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Actively evaluate the market for new data partners and technology solutions; identify and establish strategic relationships that drive business value.</li><li class="leading-relaxed">Effectively pitch data collaboration concepts and technical solutions to internal teams and external partners to secure buy-in and expand our reach.</li><li class="leading-relaxed">Establish and maintain strong relationships with Marketing, Technology, and Data leaders.</li><li class="leading-relaxed">Coordinate with vendors and supporting teams within Take-Two to solve technical and operational problems.</li><li class="leading-relaxed">Define and communicate the features and benefits of technology solutions to partners and manage commercial/data agreements for renewals and marketing opportunities.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Innovation and value generation</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Stay current with emerging technology and market trends to improve internal capabilities and maintain a strategic advantage.</li><li class="leading-relaxed">Expand Data Clean Room (DCR) capabilities across the key pillars of Insights, Activation, and Measurement, ensuring alignment with company core tenets.</li><li class="leading-relaxed">Position and advocate for data innovation to leadership, using metrics (e.g., acquisition, engagement, retention, LTV) to showcase value and impact.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Operational excellence</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Oversee the technical management of DCR platforms, including scoping, onboarding, and maintenance.</li><li class="leading-relaxed">Guide the Data Collaboration Governance Committee to standardize frameworks that facilitate secure data collaboration and insights.</li><li class="leading-relaxed">Drive continuous improvement in team processes, including procurement, budgeting, compliance, and product delivery workflows to enhance productivity and quality.</li></ul><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">What You Bring</h2><p class="my-4 text-gray-700 leading-relaxed">As a Product Manager (Data Collaboration), you focus on execution and solving ambiguous problems that support the product strategy. You define and launch product solutions for complex user needs (player, marketer, partner).</p><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">3-5+ years of practical experience developing and driving solutions powered by technology, with a strong emphasis on the partnership landscape.</li><li class="leading-relaxed">Practical experience with Data Clean Room platforms (e.g., Meta Advanced Analytics, Google Ads Data Hub, Snowflake, LiveRamp, or InfoSum).</li><li class="leading-relaxed">Ability to speak to partners, pitch complex ideas, and build long term relationships. You know how to navigate the market to find and establish new value-driving relationships.</li><li class="leading-relaxed">Solid understanding of digital advertising, marketing partnerships, and data architecture. You must understand the AdTech and Identity worlds (DSPs, Identity Brokers, and Advertising Platforms).</li><li class="leading-relaxed">Clear communicator with the ability to explain technical concepts and solutions to various audiences, ranging from leadership to technical vendors.</li><li class="leading-relaxed">Understanding of privacy-related regulations (e.g. COPPA, GDPR, CCPA, etc.) and experience managing sensitive data in a compliant manner.</li><li class="leading-relaxed">Strong background in digital innovation, preferably experience in the interactive entertainment industry.</li><li class="leading-relaxed">Ability to establish and navigate high-level relationships, prioritizing timely updates & risk management.</li><li class="leading-relaxed">Demonstrates strong creativity and scrappiness and can handle constraints with grace.</li><li class="leading-relaxed">Practical experience with budgeting, contract management, and compliance in a tech environment.</li></ul><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">What We Offer You</h2><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed"><strong>Great Company Culture</strong>. Ranked as one of the most creative and innovative places to work, creativity, innovation, efficiency, diversity and philanthropy are among the core tenets of our organization and are integral drivers of our continued success.</li><li class="leading-relaxed"><strong>Growth</strong>: As a global entertainment company, we pride ourselves on creating environments where employees are encouraged to be themselves, inquisitive, collaborative and to grow within and around the company.</li><li class="leading-relaxed"><strong>Work Hard, Play Hard.</strong> Our employees bond, blow-off steam, and flex some creative muscles – through corporate boot camp classes, company parties, game release events, monthly socials, and team challenges.</li><li class="leading-relaxed"><strong>Benefits</strong>. Medical (HSA & FSA), dental, vision, 401(k) with company match, employee stock purchase plan, commuter benefits, in-house wellness program, broad learning & development opportunities, a charitable giving platform with company match and more!</li><li class="leading-relaxed"><strong>Perks</strong>. Fitness allowance, employee discount programs, free games & events and stocked pantries.</li></ul><p class="my-4 text-gray-700 leading-relaxed"><em>Please be aware that Take-Two does not conduct job interviews or make job offers over third-party messaging apps such as Telegram, WhatsApp, or others. Take-Two also does not engage in any financial exchanges during the recruitment or onboarding process, and the Company will never ask a candidate for their personal or financial information over an app or other unofficial chat channel. Any attempt to do so may be the result of a scam or phishing exercise. Take-Two’s in-house recruitment team will only contact individuals through their official Company email addresses (i.e., via a take2games.com email domain). If you need to report an issue or otherwise have questions, please contact Careers@take2games.com</em></p><p class="my-4 text-gray-700 leading-relaxed"><em>As an equal opportunity employer, Take-Two Interactive Software, Inc. (“Take-Two”) is committed to fostering and celebrating the diverse thoughts, cultures, and backgrounds of its talent, partners, and communities throughout its organization. Consistent with this commitment, Take-Two does not discriminate or retaliate against any employee or job applicant because of their race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, and genetic information (including family medical history), or on the basis of any other trait protected by applicable law. If you need to report a concern or have questions regarding Take-Two’s equal opportunity commitment, please contact Careers@take2games.com.</em></p>

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Credit Risk Analytics Manager

Data Science Manager

Data Science Manager

Head of Product - Platforms

Job Details