Monarch Money

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Monarch is a powerful, all-in-one personal finance platform. We are seeking a Security Engineer with a focus on AI to join our Security Engineering team. This role involves supporting core security operations and specialized AI security initiatives, protecting Monarch’s applications, infrastructure, and data through continuous monitoring, incident response, and risk management. You will also lead efforts to secure agentic AI systems and integrations, acting as the AI Security subject matter expert.

<h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800"><strong>About Us:</strong></h3><p class="my-4 text-gray-700 leading-relaxed">Monarch is a powerful, all-in-one personal finance platform designed to help make the complexity of finances feel simple again. Since launching in 2021, we’ve become the top-recommended personal finance app by users and experts. Our goal? To take the stress out of finances so our members can focus on what truly matters.</p><p class="my-4 text-gray-700 leading-relaxed">We are a team of do-ers led by experienced entrepreneurs who are passionate about helping our members reach their financial goals. We are hyper focused on building a product people love and continuing to evolve based on user feedback.</p><p class="my-4 text-gray-700 leading-relaxed">As a fully remote company (even before COVID!), we welcome applicants from almost anywhere. Our team collaborates synchronously mostly from 9 AM – 2 PM PT and embraces asynchronous work to stay connected across time zones.</p><p class="my-4 text-gray-700 leading-relaxed">Join us on our mission to transform lives by <strong>simplifying money, together.</strong></p><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800"><strong>The Role:</strong></h3><p class="my-4 text-gray-700 leading-relaxed">Monarch is seeking a Security Engineer with a focus on AI to join our Security Engineering team during a period of hyper-growth. Reporting directly to the Head of Software Infrastructure, you will support both core security operations and specialized AI security initiatives. You’ll help protect Monarch’s applications, infrastructure, and data through continuous monitoring, incident response, and risk management, while also leading efforts to secure agentic AI systems and integrations.</p><p class="my-4 text-gray-700 leading-relaxed">As the AI Security subject matter expert (SME), you’ll design and implement controls across AI/ML environments, strengthen our detection and response capabilities, and ensure alignment with Monarch’s AI security standards. This role is critical in maintaining the security and integrity of Monarch’s technology ecosystem as we scale rapidly and adopt emerging AI technologies.</p><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">What You’ll Do:</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Support ongoing security operations — including monitoring, alerting, incident response, third-party risk assessment, and vulnerability tracking — as part of the Information Security Team’s weekly on-call rotation.</li><li class="leading-relaxed">Assess and monitor applications, infrastructure, and processes for security and privacy risks by conducting threat modeling, enforcing existing controls, and implementing new measures where gaps are identified.</li><li class="leading-relaxed">Design and implement security controls for agentic AI deployment architecture, agent tooling integrations, model training, deployment, and inference environments, acting as the AI security SME.</li><li class="leading-relaxed">Partner with the AI/ML team to develop and maintain detection systems for anomalies, data drift, and model abuse, enhancing visibility and resilience across the AI lifecycle.</li><li class="leading-relaxed">Enforce secure AI development practices in alignment with industry and Monarch-specific AI security standards.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">What You’ll Bring:</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">5+ years of experience in security engineering, with at least 2 years securing multi-agent AI systems, ML data pipelines, or model deployments.</li><li class="leading-relaxed">Proficiency in Python and JavaScript, with strong knowledge of application security, cloud security (AWS or GCP), and AI agent development.</li><li class="leading-relaxed">Hands-on experience leading security investigations and incident response efforts in complex, cloud-based environments.</li><li class="leading-relaxed">Advanced understanding of AI/ML security, including adversarial AI/ML TTPs, model and data protection techniques, and frameworks such as MITRE ATLAS and NIST AI RMF.</li><li class="leading-relaxed">Familiarity with Risk Management frameworks and execution against SOC2, NIST 800-53, and ISO standards.</li><li class="leading-relaxed">Excellent communication, analytical, and problem-solving skills, with the ability to collaborate cross-functionally with machine learning, legal, and compliance teams; self-motivated and comfortable managing multiple priorities.</li><li class="leading-relaxed">Experience working in a high-growth startup or fast-paced environment.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800"><strong>Nice to Have’s:</strong></h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Experience conducting application security reviews or penetration tests against applications integrating agentic AI components.</li><li class="leading-relaxed">Familiarity with secure coding for ML and AI systems, data lineage, and model governance frameworks.</li><li class="leading-relaxed">Certifications such as CISSP, CCSP, OSCP, or MLSecOps.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800"><strong>Typical Process:</strong></h3><p class="my-4 text-gray-700 leading-relaxed">1.  Recruiter Video Call</p><p class="my-4 text-gray-700 leading-relaxed">2.  Hiring Manager Video Call</p><p class="my-4 text-gray-700 leading-relaxed">3.  Take Home Assignment</p><p class="my-4 text-gray-700 leading-relaxed">4.  Virtual “Onsite” Round (2-4 rounds)</p><p class="my-4 text-gray-700 leading-relaxed">5.  Reference Checks</p><p class="my-4 text-gray-700 leading-relaxed">6.  Offer!</p><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800"><strong>Benefits :</strong></h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Work wherever you want! As a <strong>fully</strong> remote company with no central office, we want you to work wherever you are happiest and most productive. Whether that’s out of your home, a co-working space, or elsewhere.</li><li class="leading-relaxed">Competitive cash and equity compensation in a hyper growth, early stage company 🚀.</li><li class="leading-relaxed">Stipend to set-up your ideal working environment.</li><li class="leading-relaxed">Competitive Benefit Plans for employees based on your location (e.g. in the US we offer: Medical, dental and vision benefits and the ability to contribute to a 401k plan).</li><li class="leading-relaxed">Unlimited PTO.</li><li class="leading-relaxed">3 day weekend every month! We take off the “First Friday” every month to focus on rest, recuperation, or just having fun!</li></ul><p class="my-4 text-gray-700 leading-relaxed">We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.</p>

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<h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">About the Role</h3><p class="my-4 text-gray-700 leading-relaxed">Area Manager will oversee operations, sales, and user growth activities across Tier-2 cities in West, Central, and South Kalimantan. This role focuses on driving sustainable growth, ensuring operational excellence, and strengthening the company’s local presence. The ideal candidate is both analytical and strategic — capable of identifying business opportunities through data-driven insights and executing initiatives that deliver measurable impact. This role requires close collaboration with regional leadership and cross-functional teams in HQ to implement localized strategies that align with regional and national goals.</p><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">What You Will Do</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Drive the achievement of area business targets, including topline (transactions, revenue) and bottomline (cost efficiency, profit) metrics.</li><li class="leading-relaxed">Lead day-to-day operations to ensure business continuity and operational efficiency across assigned cities.</li><li class="leading-relaxed">Manage both demand and supply sides of the business — from partner acquisition to retention and engagement.</li><li class="leading-relaxed">Develop and execute localized marketing initiatives tailored to the needs and characteristics of Tier-2 markets.</li><li class="leading-relaxed">Collaborate closely with Regional teams and HQ functions to align and execute strategic growth plans.</li><li class="leading-relaxed">Oversee area budgeting, forecasting, and performance tracking to ensure goal attainment.</li><li class="leading-relaxed">Build and maintain strong relationships with key partners, local stakeholders, and community leaders to strengthen brand presence and operational support.</li><li class="leading-relaxed">Lead, coach, and develop local teams to ensure high performance and strong execution capability.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">What You Will Need</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Minimum 5 years of experience in area or city operations, preferably with exposure to sales, marketing, or business development in multi-city management.</li><li class="leading-relaxed">Proven track record of achieving growth and operational excellence in diverse, decentralized environments.</li><li class="leading-relaxed">Strong business acumen with the ability to interpret data and use analytics for decision-making.</li><li class="leading-relaxed">Excellent leadership, stakeholder management, and interpersonal communication skills.</li><li class="leading-relaxed">Able to build and maintain relationships with local partners, government institutions, and communities.</li><li class="leading-relaxed">Comfortable working in a fast-paced, dynamic environment with strong problem-solving and adaptability skills.</li><li class="leading-relaxed">Fluent in Bahasa Indonesia and proficient in English.</li><li class="leading-relaxed">Willing to travel extensively across West, Central, and South Kalimantan as needed.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">About the Team</h3><p class="my-4 text-gray-700 leading-relaxed">The Area Team plays a critical role as the frontline executor of regional strategies. 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As part of the broader Regions organization, the Area Team contributes directly to achieving company-wide goals through strong execution and local agility.</p><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">About GoTo Group</h3><p class="my-4 text-gray-700 leading-relaxed">GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.</p><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">About Gojek</h3><p class="my-4 text-gray-700 leading-relaxed">Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.</p><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">About GoTo Financial</h3><p class="my-4 text-gray-700 leading-relaxed">GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.</p><p class="my-4 text-gray-700 leading-relaxed"><em>GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.</em></p>

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