At Visa, we are driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. As our products and technology have evolved with the world, Visa remains ubiquitous, reaching new customers in new and often invisible ways. We are at the center of this digital revolution with a network that connects people with over 80 million businesses all over the world.

Visa

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Visa Consulting & Analytics (VCA) is seeking a Risk Practice Director to join its Credit and Identity Risk Practice. This role involves developing and implementing high-impact projects for Visa's clients, focusing on credit risk management, decision-making, and business growth. The director will design and optimize strategies across the credit lifecycle, including originations, underwriting, credit line management, and collections. Responsibilities include engaging leaders, leading consulting initiatives, conducting maturity assessments, implementing KPIs, and building data-driven solutions to improve client performance and achieve business goals.

Consulting Senior Director - WCA

<h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Company Description</h3>Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.Progress starts with you.<h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Job Description</h3>Visa Consulting & Analytics (VCA), the consulting arm of Visa, is a global team of industry experts in strategy, marketing, operations, risk, money movement and digital consulting, with decades of experience in the payments industry. Our VCA teams offers:<ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Consulting services customized to the needs of Visa client’s business objectives and strategy</li><li class="leading-relaxed">Scalable solutions Visa clients can leverage to improve performance in product, marketing and operations</li><li class="leading-relaxed">Proven data-driven marketing strategies to increase clients’ ROI</li></ul>The Consulting Practice within VCA provides consulting and solution services for Visa’s clients in North America. We apply deep expertise in the payments industry to provide solutions to assist clients with their key business priorities, drive growth and improve profitability.The Credit and Identity Risk Practice advises Visa clients and ecosystem partners on core risk management areas for card portfolio management, including originations strategies, underwriting, credit line management, and collections.VCA team is looking for an individual to join our Risk Practice and play a role in developing high impact projects for Visa’s clients. The potential candidate will be responsible for delivering and implementing projects and solutions. This person will design, implement, and optimize strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth. This role requires deep expertise in credit risk frameworks, and data analytics, with a strong focus on innovation and operational efficiency.Potential engagements could include credit policy assessment, underwriting and portfolio management strategy developments, and bespoke risk management initiatives. There will also be opportunities in the areas of identity risk, authorization & fraud, GenAI, and other Risk Practice specialty areas.Specific responsibilities include:<ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Proactively engage Visa leaders in regular strategic & planning discussions cultivate and manage a pipeline of work related to Credit Risk.</li><li class="leading-relaxed">Lead consulting initiatives and contribute to closing engagement by identifying potential opportunities in Credit Risk across all segments of VCA in North America.</li><li class="leading-relaxed">Conduct maturity assessments for underwriting, portfolio management, and collections processes, identifying gaps and recommending best practices.</li><li class="leading-relaxed">Implement dashboards and KPIs for monitoring credit risk indicators, delinquency trends, and portfolio health.</li><li class="leading-relaxed">Develop frameworks, approaches, solutions, and recommendations that effectively and efficiently address the most impactful opportunities and challenges from our clients, including issuers, acquirers, merchants, processors and fintechs.</li><li class="leading-relaxed">Build solutions and actionable insights that will help clients to grow their business, monetize their assets and achieve their core business goals.</li><li class="leading-relaxed">Produce insights, analyses and recommendations to improve client performance, boost growth, drive understanding of client issues and provide strategic guidance for client priorities across the product categories and segments</li><li class="leading-relaxed">Ability to reliably manipulate and analyze large data sets (industry and Visa) to identify meanings insights and recommendations for clients</li><li class="leading-relaxed">Drive initiatives for financial inclusion through alternative data strategies targeting underserved segments and identify opportunities for cross-selling and product development based on credit risk insights.</li></ul>This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.<h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Qualifications</h3>Basic Qualifications:<ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD</li></ul>Preferred Qualifications:<ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD</li><li class="leading-relaxed">10-12 years of experience with a bachelor’s degree or 8 years of experience with an Advanced Degree (e.g. Masters, MBA, or PhD)</li><li class="leading-relaxed">8-10 years of relevant experience managing credit risk in financial institutions or large management consulting firm</li><li class="leading-relaxed">Proven experience in credit risk management, consulting frameworks, and credit lifecycle optimization.</li><li class="leading-relaxed">Strong analytical skills with demonstrated intellectual and analytical complexity</li><li class="leading-relaxed">Familiarity with regulatory compliance, and risk governance policies.</li><li class="leading-relaxed">Knowledge and understanding of banking operations and/or payment schemes, including products & services, business systems and processes, marketing initiatives and card acquiring/issuing experience</li><li class="leading-relaxed">Ability to lead cross-functional teams and manage complex projects in dynamic environments.</li><li class="leading-relaxed">Experience working with credit risk indicators to measure business performance. Significant focus on impacting ROI</li><li class="leading-relaxed">Self-motivated, results oriented individual with the ability to handle numerous projects concurrently</li><li class="leading-relaxed">Excellent communication, storytelling and presentation skills</li><li class="leading-relaxed">People-first mindset, team player, experience mentoring junior-level individuals</li><li class="leading-relaxed">Collaborative, and flexible, able to work effectively in matrixed organization. technologically savvy, curious, up to date with AI, digital trends, and applications</li><li class="leading-relaxed">Incumbents applying for the role should be self-motivated, highly energized detail-oriented individuals who will deliver strategic thought leadership, problem diagnostics and high impact solutions to clients support the growth and performance. Candidates must be able to develop enduring, strategic relationships with internal and external clients and across the Visa organization.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Additional Information</h3>Work Hours: Varies upon the needs of the department.Travel Requirements: This position requires travel 5-10% of the time.Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.U.S. APPLICANTS ONLY: The estimated salary range for this position is 142,500 to 285,600 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program**.

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Lucid is seeking a Sr. AI/ML Manufacturing Technology to design, develop, and deploy AI/ML solutions for manufacturing processes, data intelligence, physical AI, and automation. This role requires applied machine learning experience with deep expertise in Generative AI, Large Language Models, Natural Language Processing, Retrieval-Augmented Generation, Agentic workflows, and Autonomous Systems. You will define and deliver internal AI/ML solutions and customer-facing AI products, ensuring scalability, efficiency, and robustness, while aligning with business objectives and providing technical leadership.

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Leading the future in luxury electric and mobilityAt Lucid, we set out to introduce the most captivating, luxury electric vehicles that elevate the human experience and transcend the perceived limitations of space, performance, and intelligence. Vehicles that are intuitive, liberating, and designed for the future of mobility.We plan to lead in this new era of luxury electric by returning to the fundamentals of great design – where every decision we make is in service of the individual and environment. Because when you are no longer bound by convention, you are free to define your own experience.Come work alongside some of the most accomplished minds in the industry. Beyond providing competitive salaries, we’re providing a community for innovators who want to make an immediate and significant impact. If you are driven to create a better, more sustainable future, then this is the right place for you.Lucid’s mission is to inspire the adoption of sustainable energy by creating the most captivating luxury electric vehicles, centered around the human experience. Working at Lucid Motors means having a shared vision to power the future in revolutionary ways. Be part of a once-in-a-lifetime opportunity to transform the automotive industry. Data generated by electric vehicles is rich and diverse with a lot of potential to design, develop, and deploy AI/ML solutions to drive leading innovation and AI product solutions on part with Lucid’s industry leadership and brand expectations. Lucid’s AI/ML organization is seeking a Sr. AI/ML, Manufacturing Technology focused on AI/ML for manufacturing processes, data intelligence, physical AI and automation. This position requires applied machine learning experience with deep expertise in Generative AI, Large Language Models, Natural Language Processing, Retrieval-Augmented Generation, Agentic workflows, and Autonomous Systems.In this role, you will be responsible for defining, driving, and delivering the AI/ML internal solutions that create value and return on investment within the Lucid workforce and customer-facing AI products that deliver industry-leading user experience commensurate to the quality and excellence of the Lucid brand.How We Work: We balance hard work and innovation through meaningful, in-office calibration. Please note, this role is based out of Casa Grande, AZ.<h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">You Will:</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Lead the creation and execution of Lucid’s development and deployment of complex and innovative AI/ML solutions to address specific business needs in manufacturing technology and operations that ensure scalability, efficiency, security, and robustness.</li><li class="leading-relaxed">Report to Lucid’s CAIO and engage with key stakeholders to ensure alignment on the AI/ML product development and roadmap, including prioritized AI/ML initiatives, and integration of AI into existing systems and processes.</li><li class="leading-relaxed">Engage broadly within the organization to identify and prioritize requirements and align high-value AI/ML initiatives with business objectives.</li><li class="leading-relaxed">Define KPIs for evaluating the success of AI/ML products based on business impact and feasibility.</li><li class="leading-relaxed">Lead and own the AI development lifecycle for manufacturing and automation initiatives from planning and product requirements to execution and continuous support, including monitoring and optimizing AI/ML product performance to maximize ROI.</li><li class="leading-relaxed">Collaborate with Manufacturing, Data Science, Data Engineering, Cloud, Infrastructure, and Commercial Teams to effectively execute the end-to-end AI product development lifecycle for secure, robust, and innovative AI product deployments.</li><li class="leading-relaxed">Keep effective communication with team members and stakeholders to ensure user and technical issues are promptly prioritized and resolved.</li><li class="leading-relaxed">Stay informed on emerging AI technologies, tools, and methodologies to inform product strategies and roadmaps.</li><li class="leading-relaxed">Provide thought leadership, mentorship, and guidance to Lucid’s AI engineers and developers to enable a culture of innovation, continuous learning, and technical excellence.</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">You Bring:</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Advanced degree (MSc/MBA) in Engineering, Machine Learning, Computer Science or related STEM field or bachelor’s degree in computer science with 8+ years of experience</li><li class="leading-relaxed">Strong knowledge and proficiency in Manufacturing Processes, MES systems, IT/OT, Python, and AI/ML Frameworks</li><li class="leading-relaxed">Direct experience leading and deploying large-scale machine learning models with a focus in Generative AI, LLMs, Retrieval Augmented Generation (RAG), and agentic systems.</li><li class="leading-relaxed">Proven track record of leading AI/ML development projects from design to implementing scalable ML pipelines for preprocessing, training, and deployment in production.</li><li class="leading-relaxed">Highly technical with a solid understanding of AI/ML technologies, frameworks, and use cases with a deep understanding of software development for AI/ML products.</li><li class="leading-relaxed">Expertise and deep domain knowledge in data generation, data management, synthetic data creation, and the utilization thereof for model training and robust AI product deployments in complex environments with multisensory data acquisition.</li><li class="leading-relaxed">Self-motivated and proactive, with demonstrated critical thinking capabilities</li><li class="leading-relaxed">Technical experience to weigh tradeoffs and to have in depth discussions with scientists and engineers on the nuances of complex AI systems.</li><li class="leading-relaxed">Experience in an Agile Environment; creating a feature spec, turning it into user stories, setting and tracking KPIs</li><li class="leading-relaxed">Excellent communication skills with the ability to convey complex AI/ML concepts to both technical and non-technical Leadership and stakeholders</li><li class="leading-relaxed">Strong leadership skills, capable of influencing and driving cross-functional collaboration between technical teams and non-technical teams</li></ul><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">Nice to Haves:</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Relevant experience in EV Technology, Automotive, Manufacturing Operations, Telematics, or IOT devices</li></ul>At Lucid, we don’t just welcome diversity - we celebrate it! Lucid Motors is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, national or ethnic origin, age, religion, disability, sexual orientation, gender, gender identity and expression, marital status, and any other characteristic protected under applicable State or Federal laws and regulations.Additional Compensation and Benefits: Lucid offers a wide range of competitive benefits, including medical, dental, vision, life insurance, disability insurance, vacation, and 401k. The successful candidate may also be eligible to participate in Lucid’s equity program and/or a discretionary annual incentive program, subject to the rules governing such programs.(Cash or equity incentive awards, if any, will depend on various factors, including, without limitation, individual and company performance.)By Submitting your application, you understand and agree that your personal data will be processed in accordance with our <a href="https://lucidmotors.com/media/document/candidate-privacy-notice.pdf" target="_blank" rel="noopener noreferrer" class="text-blue-600 hover:text-blue-800 hover:underline transition-colors duration-200">Candidate Privacy Notice</a>. 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