Yendo

Senior Backend Engineer

Manager Credit Risk

Funding Specialist

Yendo is a Series A startup improving access to affordable credit by issuing vehicle-secured credit cards, saving customers millions in interest. As a Senior Backend Engineer, you'll join a small, lean team to expand product offerings, evolve code standards, and improve operational efficiency, contributing to a product that democratizes credit in a $1 trillion industry.

<h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">About us</h2><p class="my-4 text-gray-700 leading-relaxed">Hi there, we are improving the way people finance their daily lives. In less than 2 years, we’ve saved customers over $60 million in unnecessary interest and fees.</p><p class="my-4 text-gray-700 leading-relaxed">📱 Using modern technology, we instantly value a borrower's vehicle and issue vehicle-secured credit cards that are ~96% cheaper than traditional options. Credit Cards have a standard interest rate of 29.88% APR with no hidden fees or overdraft charges and help build our customers’ credit scores.</p><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">About the role</h2><p class="my-4 text-gray-700 leading-relaxed">This is an exciting opportunity to join a Series A startup working to democratize access to affordable credit in an industry with over $1 trillion dollars in annual transaction flow.</p><p class="my-4 text-gray-700 leading-relaxed">As an early Backend Engineer, you will work with a small team of experienced engineers, product managers, and designers to build our product.</p><p class="my-4 text-gray-700 leading-relaxed">Our team is small and lean — your responsibilities will include everything from expanding our product offering to evolving our code standards to improving our operational efficiency.</p><p class="my-4 text-gray-700 leading-relaxed">This is a senior level role with competitive salary and equity incentives.</p><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">What we're looking for</h2><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Desire to work collaboratively. Engineers participate in the product development cycle from start to finish. We operate on the principle that the best products include input from our users and our engineering, product, and design teams.</li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Help with raising the bar! We strive to improve our customer experience, our hiring standards, and our engineering practices. As part of a small team, you can meaningfully contribute across all of these fronts.</li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Resiliency. We are not a “me too” product. This requires experimentation and grit to find solutions for our customers’ problems.</li></ul><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">Who you are</h2><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">5+ years of experience with backend or full stack solutions (e.g., Go (<em>Preferred)</em>, TypeScript, Java, Python, or Ruby)</li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Prefer experience with Postgres, Redis, and AWS, but not required.</li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Enjoy thinking about systems — their life cycles, edge cases, interactions, and failure modes.</li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Self-starter and able to work independently.</li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Experience in fintech, payments, processing, card networks, banking, or early stage startup is helpful, but not required.</li></ul><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">Passionate about financial inclusion and mobility.</li></ul><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">Why join us</h2><p class="my-4 text-gray-700 leading-relaxed">🤝You can make a real impact to the lives of our customers.</p><p class="my-4 text-gray-700 leading-relaxed">💳 100 million Americans lack access to sustainable credit and are forced to use predatory loans. Think 500%+ APR alternative financing options such as Auto Title, Payday, Pawn, and Personal Loans. Each year almost 25% of adults are excluded from the mainstream credit system, severely inhibiting their chances of accessing affordable borrowing, getting a mortgage, or even an auto loan.</p><p class="my-4 text-gray-700 leading-relaxed">👨‍💼 Our leadership team has founded, built, scaled, and exited multiple businesses, some of which reached over $100M ARR and $1B+ valuations.</p><p class="my-4 text-gray-700 leading-relaxed">🧠We are backed by leading VCs, accomplished entrepreneurs, respected philanthropists, and founders from across the U.S. Our backers are the minds and investors behind the success of the Apple Card, Brex, Dave, Scribd, Parse, Canva, Robinhood, Flexport, Gusto, Reddit, Notion, LinkedIn, among others.</p><p class="my-4 text-gray-700 leading-relaxed">Stage: Series B</p><p class="my-4 text-gray-700 leading-relaxed">This role is remote or in our office in the Deep Ellum area of Dallas.</p><p class="my-4 text-gray-700 leading-relaxed">💰Competitive Compensation</p><p class="my-4 text-gray-700 leading-relaxed">📈Equity</p><p class="my-4 text-gray-700 leading-relaxed">🍎Insurance</p><p class="my-4 text-gray-700 leading-relaxed">📊 401K</p><p class="my-4 text-gray-700 leading-relaxed">🏝Unlimited PTO</p><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">Core values</h2><p class="my-4 text-gray-700 leading-relaxed">1.  <strong>Our customers are our compass</strong> - We prioritize our customers' needs in every decision, guiding our work to solve real problems and create meaningful solutions. We make a positive impact by enhancing their experiences and addressing what truly matters to them.</p><p class="my-4 text-gray-700 leading-relaxed">2.  <strong>Trust is earned, not assumed -</strong> We communicate openly, honestly, and with humility, earning trust through integrity and clarity in all interactions. By prioritizing straightforward communication and actions, we build strong relationships and ensure our intentions are always understood.</p><p class="my-4 text-gray-700 leading-relaxed">3.  <strong>Diverse perspectives, stronger outcomes -</strong> We serve diverse customers and believe that different perspectives make us stronger. Committed to equity, we value each team member, ensuring all voices are heard and respected. By fostering an inclusive culture, we empower fair and meaningful contributions to drive our success.</p><p class="my-4 text-gray-700 leading-relaxed">4.  <strong>Embrace Growth Together -</strong> We are drivers, we move with urgency, and we strive for excellence in everything we do. Our customers deserve the best, so we hold ourselves accountable to high standards. Through proactive ownership, thoughtful execution, and a commitment to bettering ourselves and our work every day, we deliver results that make a lasting impact.</p><p class="my-4 text-gray-700 leading-relaxed">5.  <strong>Own every outcome -</strong> Rooted in expertise and creativity, innovation is at our core. We challenge norms, push past limitations, and seek to redefine boundaries. Yesterday’s plan may be outdated given today’s information and by questioning assumptions and challenging one another, we stay agile and open-minded, turning every situation into an opportunity to delight our customers.</p><p class="my-4 text-gray-700 leading-relaxed">6.  <strong>Courage to challenge -</strong> Low ego, coaching, and mutual respect are the foundation of our teamwork. We empower each other and solve problems collaboratively without blame, creating a space for everyone to thrive and contribute to our collective success.</p>

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<h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">Description</h2><p class="my-4 text-gray-700 leading-relaxed">We are looking for a Senior Web Developer who will contribute to the entire lifecycle of HTML5 casual game development - from inception to live maintenance. As a key player, you'll champion the delivery of top-notch products, becoming an integral part of an agile, multidisciplinary, and creatively charged game development team.</p><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">About CoolGames</h3><p class="my-4 text-gray-700 leading-relaxed">At CoolGames, we’re proud to be a leading international HTML5 game studio, working with some of the world’s biggest ‘Big Tech’ game platforms, such as Netflix, Discord, Facebook and Microsoft Play. We also work with famous games IP such as Battleship, Angry Birds and Monopoly.</p><p class="my-4 text-gray-700 leading-relaxed">CoolGames is part of Keesing, the world’s largest Braintainment company. Keesing is a financially strong publisher of engaging sudokus, crosswords and many other puzzles & games with a presence in over 20 countries headquartered in The Netherlands.</p><p class="my-4 text-gray-700 leading-relaxed">With the CoolGames HQ, supported by our global remote teams, we offer market-competitive salaries, the chance to contribute to successful casual games that are played by millions and work directly with some of the biggest brands in the world. We believe in creativity, collaboration and delivering world-class gaming experiences, while giving you the choice to either join our studio or become part of our remote teams.</p><p class="my-4 text-gray-700 leading-relaxed">If you want to grow your career in a profitable, internationally recognized company, work closely with world-famous partners and be part of a highly professional international team - CoolGames is the right place for you.</p><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">About the role</h3><p class="my-4 text-gray-700 leading-relaxed">As a Game Developer at CoolGames, you take responsibility for delivering high quality products. Your teamwork will be fundamental to the success of the products you work on.</p><p class="my-4 text-gray-700 leading-relaxed">You will be part of a multidisciplinary development team collaborating with game designers, game artists, quality assurance engineers, and fellow game developers. You work on developing new titles, evolving existing games, as well as contributing to the maintenance and evolving our internal tooling.</p><p class="my-4 text-gray-700 leading-relaxed">You are adept at managing your time and productivity with the goal to deliver robust code while meeting established deadlines.</p><p class="my-4 text-gray-700 leading-relaxed">Next to working on features for our games your responsibilities include optimisation, debugging, fixing bugs, performing code reviews, reviewing requirements, working on platform compatibility and ensuring our games remain stable and performant.</p><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">Requirements</h2><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">About You</h3><p class="my-4 text-gray-700 leading-relaxed">You are proactive and thrive on taking ownership and responsibility. You write clean, readable and maintainable code. Sharing your skills and experience with the team is something you have consistently been praised for. You are open to feedback and eager to learn. You embrace collaboration and have a ”you can count on me” attitude. You flourish in an environment where teamwork and communication are important.</p><p class="my-4 text-gray-700 leading-relaxed">The right candidate meets most of the following requirements:</p><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">At least 5 years of experience programming professionally;</li><li class="leading-relaxed">Solid knowledge of development best practices;</li><li class="leading-relaxed">Knows how to strike a balance between speed and quality;</li><li class="leading-relaxed">Estimations are consistently on point</li><li class="leading-relaxed">Proactively communicates and mitigates technical risk;</li><li class="leading-relaxed">Excellent at contributing to technical design & technical decision making;</li><li class="leading-relaxed">Understands the commercial reality of casual games;</li><li class="leading-relaxed">Experience with Agile/Scrum development practices;</li><li class="leading-relaxed">Experience with version control tools like git;</li><li class="leading-relaxed">Experience with web game tech (e.g. PIXI/Phaser/Three.js);</li><li class="leading-relaxed">Experience with HTML5 games, Typescript and JavaScript is a plus;</li></ul><h2 class="text-2xl md:text-3xl font-bold mt-10 mb-4 border-b pb-2 text-gray-800">Benefits</h2><h3 class="text-xl md:text-2xl font-bold mt-8 mb-3 text-gray-800">What we can offer you</h3><ul class="list-disc list-inside my-5 pl-5 space-y-2 text-gray-700"><li class="leading-relaxed">An international team of 50+ professionals from almost 20 different countries;</li><li class="leading-relaxed">Work closely with some of the biggest (upcoming) game platforms in the world on high-quality casual games that are played by millions of gamers;</li><li class="leading-relaxed">Competitive remuneration;</li><li class="leading-relaxed">A flexible remote working environment;</li><li class="leading-relaxed">A very open, informal and international company culture where everyone can make a difference.</li></ul>

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Senior Backend Engineer

Manager Credit Risk

Funding Specialist

Job Details