Data Scientist, Credit Risk

2 Months ago • 4 Years + • Data Analyst • $90,000 PA - $138,000 PA

Job Summary

Job Description

Motive seeks a Data Scientist to build and improve credit risk and fraud models for its Motive Card. Responsibilities include collaborating with Risk, Product, and Engineering teams, leveraging machine learning on large datasets, identifying credit and fraud risks from complex data sources, and deploying data-driven models. The ideal candidate possesses strong experience in credit risk and fraud modeling, machine learning techniques, statistical programming (Python/R), and SQL. This role offers the opportunity to significantly impact a high-priority business area and contribute to Motive's technology leadership in connected fleet management.
Must have:
  • 4+ years data science experience
  • Credit risk & fraud model building
  • Machine learning expertise
  • Statistical programming (Python/R, SQL)
  • End-to-end model deployment
Good to have:
  • PySpark experience
Perks:
  • Health, pharmacy, optical, dental benefits
  • Paid time off
  • 401k contribution

Job Details

Who we are:

Motive empowers the people who run physical operations with tools to make their work safer, more productive, and more profitable. For the first time ever, safety, operations and finance teams can manage their drivers, vehicles, equipment, and fleet related spend in a single system. Combined with industry leading AI, the Motive platform gives you complete visibility and control, and significantly reduces manual workloads by automating and simplifying tasks.

Motive serves more than 120,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector.

Visit gomotive.com to learn more.

About the Role: 

We are looking for a Data Scientist to build the models that power the credit risk and fraud functions for the Motive Card, a high-priority business area for Motive. The Motive Card is a corporate card natively integrated with a fleet management platform, giving businesses an all-in-one solution to automate their financial and physical operations. As a member of our team you’ll help frame the problems, build models and products that win customers, and leverage machine learning at a massive scale to solidify Motive’s technology lead in the connected fleet management space.

What You’ll Do: 

  • Work closely with Risk, Product and Engineering teams to build, improve and implement underwriting and fraud models
  • Derive insights from complex data sets to identify credit and fraud risk
  • Apply statistical and machine learning techniques on large datasets
  • Evaluate the utility of non-traditional data sources

What We’re Looking For: 

  • Bachelor's degree or higher in a quantitative field, e.g. Computer Science, Math, Economics, or Statistics
  • 4+ years experience in data science, machine learning, and data analysis in an Enterprise environment
  • Expertise in applied probability and statistics
  • Experience building credit risk and fraud models
  • Deep understanding of machine learning techniques and algorithms
  • End-to-end deployment data-driven model deployment experience
  • Expertise in data-oriented programming (e.g. SQL) and statistical programming (e.g., Python, R). PySpark experience is a plus

 

Pay Transparency
Your compensation may be based on several factors, including education, work experience, and certifications. For certain roles, total compensation may include restricted stock units. Motive offers benefits including health, pharmacy, optical and dental care benefits, paid time off, sick time off, short term and long term disability coverage, life insurance as well as 401k contribution (all benefits are subject to eligibility requirements). Learn more about our benefits by visiting Motive Perks & Benefits.

The compensation range for this position will depend on where you reside. For this role, the compensation range is:

United States
$90,000$138,000 USD

Creating a diverse and inclusive workplace is one of Motive's core values. We are an equal opportunity employer and welcome people of different backgrounds, experiences, abilities and perspectives. 

Please review our Candidate Privacy Notice here.

The applicant must be authorized to receive and access those commodities and technologies controlled under U.S. Export Administration Regulations. It is Motive's policy to require that employees be authorized to receive access to Motive products and technology. 

#LI-Remote

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