Director of Engineering, Risk

At Aspire, we’re more than just a FinTech company—we’re the leading all-in-one financial operating system built to empower the world’s innovators and entrepreneurs. We are on a mission to reinvent business finance, empowering startups and businesses to realise their full potential.

Founded in 2018, Aspire has raised over USD 300M+ across equity and debt from world-class investors. In 2023, we successfully closed an oversubscribed USD 100 million Series C equity round led by Sequoia Capital and Lightspeed Ventures with participation of Tencent, Paypal Ventures, LGT Capital Partners, Picus Capital and MassMutual Ventures. To power our solutions, we have partnered with some of the best companies in the world such as Visa and Wise and empowered more than 50,000 businesses using our suite of products.

Aspire has consistently been recognized for excellence, earning Best Employer and Startup of the Year by the Asia FinTech Awards in 2022 and 2023, ranked as LinkedIn’s Top Startup in Singapore, and listed on CB Insights’ Top 100 Global Fintech in 2023 and 2024.

You will be amazed by the energy and experience of our team! Aspire serves as an environment for you to innovate and drive change with our team of ex-entrepreneurs, ex-founders, and high-achievers with international and diverse backgrounds.

Are you a top talent who is passionate about entrepreneurship? Join our rapidly growing team to make an impact in the fintech space! 

About the team:

At Aspire, we believe technology has the power to revolutionize the way businesses manage finances. Our Engineering Team is at the forefront of this transformative journey, responsible for designing, building, and maintaining Aspire's exceptional products and infrastructure. We take pride in developing cutting-edge, digital-first technology solutions that simplify financial services for businesses!

About the role:

As the Director of Engineering for FinCrime, you will lead the Fraud, Risk, AML, Security, and compliance engineering teams, shaping the technology vision and execution for Aspire’s FinCrime infrastructure. This is a strategic leadership role in which you will drive the long-term roadmap, technical strategy, and regulatory Compliance in fraud prevention and risk management.

• Leadership: Co-define the long-term vision and roadmap for risk products that align with business, regulatory, and technological goals. Build and enhance fraud detection, risk mitigation, and security infrastructure, ensuring compliance with financial regulations.
• Product Delivery:  Lead the end-to-end product development for KYC/KYB, AML, transaction monitoring, fraud prevention, and security systems.
• Technical expertise: Guide teams on microservices architecture, infrastructure, and secure system design, as well as implement best practices in monitoring, logging, caching, and automation.
• Engineering management: Technically lead and mentor a high-performing, multi-region engineering team, fostering a culture of innovation and accountability. 
• Process management: Optimize Agile (Scrum) processes, ensuring efficient execution and high-quality deliverables.
• Domain Expertise: Develop a strong understanding of financial regulations and compliance requirements in relevant markets while working closely with operations, legal, Compliance, other engineering, and product teams to deliver risk management solutions.

Minimum Qualifications:

• 12-15 years of experience in software architecture and development with a minimum of 5 years in the Fintech Industry 
• Expertise in Risk, Fraud, IT Security, AML, & Compliance from an engineering perspective 
• Strong technical experience in microservices, multi-stack/platform exposure, database, cloud, frontend understanding, hands-on with tools for monitoring, caching, logging, etc. 
• Excellent problem-solving, change management, and stakeholder communication skills, as well as the ability to solve ambiguity. 
• Experience implementing and optimizing Agile, Scrum, or Kanban development processes.
• Proven leadership ability to mentor, motivate, and guide technical teams.

Preferred Qualifications

• Strong understanding of DevOps, Cloud technologies, performance, and data management concepts. 
• Experience managing third-party vendors, including contract negotiations
• Experience in collaborating and managing teams across multiple regions. 
• Familiarity with AI-driven fraud detection and risk management solutions

What we offer

• Uncapped flexible annual leave.
• Hybrid work arrangement. 
• Training subsidy for your professional growth.
• Wellness benefit.
• Team bonding budget to foster collaboration and sense of belonging.
• Flexibility to work from anywhere (for up to 90 days per annum).
• Culture is Key: We always strive to cultivate a special culture that brings special talents together - You can learn more about our culture on our careers site and LinkedIn Life page.
  

Equal Opportunity Statement 

Aspire is an equal opportunity employer and is committed to providing equal employment opportunities to all qualified individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected characteristic as outlined by applicable laws. 

Please note: by submitting your application, you acknowledge that you have read and understood Aspire’s Data Protection Policy for Employees, Freelancers, Contractors and Job Applicants (the “Policy”), and consent to the collection, use and disclosure of your personal data by Aspire for the purposes set out in the Policy. You may withdraw consent for such collection, use and disclosure, and make an access or correction request in respect of your personal data, in accordance with the Policy by emailing people@aspireapp.com.