Enterprise Risk Specialist, Payments Compliance

1 Month ago • 4-4 Years • Legal • $107,000 PA - $153,000 PA

Job Summary

Job Description

The Enterprise Risk Specialist ensures accurate, proactive identification, assessment, reporting, and monitoring of global Payments-specific risks. This role involves strategically developing methods to enhance risk coverage across Google's payment products using optimized frameworks and risk assessments. The specialist will be a subject matter expert, collaborating with Product Area Compliance Leads and Payments Compliance teams to interpret regulatory requirements, identify vulnerabilities, and implement risk-based controls. Responsibilities include analyzing payment products to determine enterprise risks (financial crime, regulatory, operational, technology, privacy, security, etc.), supporting global remediation efforts, working with central compliance, communicating results to stakeholders and leadership, and supporting risk governance.
Must have:
  • Bachelor's degree or equivalent experience
  • 4+ years in compliance, risk management, or related fields
  • Expertise in Financial Crime compliance (AML, CTF, Sanctions)
  • Risk assessment and control development
  • Cross-functional stakeholder management
Good to have:
  • CAMS certification
  • Experience in Fintech risk management
  • Experience with global compliance programs
Perks:
  • Bonus
  • Equity
  • Benefits

Job Details

Minimum qualifications:

  • Bachelor's degree or equivalent practical experience.
  • 4 years of experience in compliance, risk management, investigation, auditing, legal, or consulting.

Preferred qualifications:

  • Certification in CAMS.
  • 4 years of experience in a risk management role at a Financial Technology company.
  • Experience with cross-functional stakeholder management.
  • Experience working with global compliance programs and managing initiatives of varying complexity.
  • Expertise in Financial Crime compliance, with a focus on Anti-Money Laundering, Counter-Terrorist Financing, and Sanctions regulations.
  • Understanding of compliance compliance-related topics, such as AML, customer complaints and cyber hygiene/technology risk.

About the job

The Google Payments Compliance team makes sure that our business is always operating in line with current financial regulations. Composed of master jugglers, this team balances Google's compliance requirements with the dynamic needs of our users and the values of our company. As part of this team, you get to be on our regulatory needs. This includes development and enhancement of policies, reporting and licensing needs, broad oversight, and working cross functionally with teams internally and externally. Additionally, you proactively identify pain points and gaps in existing policy frameworks and find good solutions. You will play a key role in ensuring teams across Payments understand the criticality of being compliant. You are thorough in all you do and see to it that as Google pursues our next big idea, we always have our bases covered.

This role is an Enterprise Risk Specialist position within the Second Line of Defense Payments Compliance team. The primary responsibility is to ensure the accurate, proactive, and holistic identification, assessment, reporting, and monitoring of Payments-specific risks globally, encompassing existing and new Payments products, features, and expansion initiatives.

In this role, you will focus on strategically developing methods to continuously enhance risk coverage across various products within Google's ecosystem using optimized frameworks and risk assessments. You will be a subject matter expert and collaborate with Product Area Compliance Leads and Payments Compliance teams to interpret regulatory requirements, identify vulnerabilities, and implement risk-based controls.

The US base salary range for this full-time position is $107,000-$153,000 + bonus + equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

Please note that the compensation details listed in US role postings reflect the base salary only, and do not include bonus, equity, or benefits. Learn more about .

Responsibilities

  • Utilize quantitative and qualitative data to analyze existing and new payment products to determine Enterprise Risks - Financial Crime, Regulatory, Operational, Technology, Privacy and Security, etc.
  • Support Regional Compliance Officers across the globe with remediation efforts including control development resulting from assessments.
  • Work with central compliance to ensure payments risks are accountable.
  • Communicate results with key stakeholders and leadership including entity Boards.
  • Support risk governance via various committees such as the risk council.

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