Financial Analyst, Business Finance

About PhonePe Limited:

Headquartered in India, its flagship product, the PhonePe digital payments app, was launched in Aug 2016. As of April 2025, PhonePe has over 60 Crore (600 Million) registered users and a digital payments acceptance network spread across over 4 Crore (40+ million) merchants. PhonePe also processes over 33 Crore (330+ Million) transactions daily with an Annualized Total Payment Value (TPV) of over INR 150 lakh crore.

PhonePe’s portfolio of businesses includes the distribution of financial products (Insurance, Lending, and Wealth) as well as new consumer tech businesses (Pincode - hyperlocal e-commerce and Indus AppStore Localized App Store for the Android ecosystem) in India, which are aligned with the company’s vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.

Culture:

At PhonePe, we go the extra mile to make sure you can bring your best self to work, Everyday!. And that starts with creating the right environment for you. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. PhonePe-rs solve complex problems and execute quickly; often building frameworks from scratch. If you’re excited by the idea of building platforms that touch millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us!

Minimum Qualifications

• Chartered Accountant/ MBA with 0 to 3 year of work experience
• Strong Proficiency in MS Excel and presentations
• Strong analytical skills and problem-solving skills
• Proactive takes initiative, self-motivated, team player
• Strong stake holder management and interpersonal skills

Preferred Qualifications

• Prior experience in Business Finance
• Extensive understanding of financial trends both within the company and general market patterns
• Business acumen, Analytical approach, understanding of general business development and operations Agreements and Contract Review
• Prior experience in Ecommerce/ start-ups/Consumer Tech

Responsibilities

• Ensure health of the business and enable category heads with right reports
• Prepare annual operating plan (AOP) and outlook
• Conduct reviews and evaluations for growth and profitability opportunities
• Provide financial reports and interpret financial information to various stakeholders while recommending further courses of action
• Develop complex financial models to facilitate decision making with Business stakeholders
• Develop trends and projections for the business growth & finances
• Collaborate with other functions, discuss and agree on projects to be taken.
• Drive process improvement initiatives that impact the category
• Ensure proper monthly planning, reviews and closure activities

PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)

• Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance
• Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System
• Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
• Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
• Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment
• Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy

Our inclusive culture promotes individual expression, creativity, innovation, and achievement and in turn helps us better understand and serve our customers. We see ourselves as a place for intellectual curiosity, ideas and debates, where diverse perspectives lead to deeper understanding and better quality results. PhonePe is an equal opportunity employer and is committed to treating all its employees and job applicants equally; regardless of gender, sexual preference, religion, race, color or disability. If you have a disability or special need that requires assistance or reasonable accommodation, during the application and hiring process, including support for the interview or onboarding process, please fill out this form.