Payment Systems Threat Testing Consultant

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

This position is part of Payment Systems Intelligence - a key component of Global Risk's Payment Ecosystem Risk Controls initiative (PERC). PERC's team of technology experts are vital to Visa's efforts to identify, investigate, disrupt and prevent attacks targeting the global payment ecosystem.

This Position will handle payment transactions, financial institutions, and/or banking systems, in addition to testing experience.

• Work with the team and management to identify and develop requirements for the automation initiatives.
• Perform UAT testing for the automation initiatives.
• Leverage experience with ethical hacking to identify emerging fraud attack vectors that can be developed into proactive vulnerability test scenarios.
• Develop analytics using Splunk, python, and SQL.
• Use data mapping, data security, data quality experience to build out VPTL data warehouse.
• Develop and support implementation of GenAI roadmap for version 2.0 of the VPTL offering.
• Develop technical requirements for the new initiatives to help scale the program.
• Collaborate with internal and external stakeholders on various fraud issues and produce fraud mitigation strategies to include vulnerability assessments.
• Perform testing engagements in close collaboration with the clients and internal teams.
• Work independently and proactively to identify value-added improvements to the service and efficiencies to internal processes and procedures.
• Thrive in client situations that present a high degree of ambiguity to deliver bespoke analysis and best-practice recommendations to clients.
• Multi-task effectively with strong organizational skills to manage concurrent testing.
• Act as a technical SME for Visa Payments Threats Labs in client-facing engagements and translate complex technical requirements or recommendations for non-technical, executive-level audiences.
• Work with the team to finalize Standard Operating Procedures (SOPs) and policies to document the program.
• Provide insight and feedback on documentation for the Risk as a Service materials.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

• 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD
• Experience in payment systems with knowledge of EMV, Magnetic Stripe, and Card Not Present transaction messages or products.
• Experience with regression testing
• Experience with UAT environment testing
• Experience building test cases and testing/vulnerability scenarios
• Experience building/manipulating .stf files

Preferred Qualifications

• 6 or more years of work experience with a Bachelor’s Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA,  JD, MD) or up to 3 years of relevant experience with a PhD
• Bachelor's degree Computer Science, or a related field. Advanced degree preferred.
• Minimum of 3 years of experience in testing, preferably within the financial services industry.
• Proven experience in client-facing engagements.
• Minimum 3 years of experience with Splunk, SQL, python scripting.
• Minimum 1 years of experience with GenAI concepts.
• Minimum 1 years of experience with data engineering concepts.
• Strong analytical and problem-solving skills, with the ability to make data-driven decisions.
• Excellent communication and interpersonal skills, with the ability to effectively collaborate with stakeholders at all levels.
• Visa is an equal opportunity employer. We are committed to creating an inclusive work environment and welcome applications from all qualified candidates.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 132,000.00 to 191,500.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.