Senior Data Scientist

1 Day ago • 3 Years +

Job Summary

Job Description

The Senior Data Scientist will be part of a mission-driven team focused on expanding financial inclusion by using non-traditional data. Responsibilities include developing machine learning models for risk assessment, fraud detection, and portfolio management, as well as building tools for model monitoring and deployment. They will lead initiatives from start to finish, including project planning and stakeholder management, and facilitate model governance activities. The role involves working with diverse datasets and utilizing machine learning techniques like Gradient Boosting, Logistic Regression, and Neural Networks. The candidate will drive business value, optimize marketing spend and provide frictionless customer experience. Experience working with AWS EMR, Sage-maker or other cloud-based platforms is a plus.
Must have:
  • 3+ years of experience in data extraction and analysis.
  • Proficient in SQL, Spark SQL, and/or Hive.
  • 3+ years of experience in Python.
Good to have:
  • Experience with AWS EMR, Sage-maker or other cloud-based platforms is a plus.
  • Experience with HDFS, Hive, Shell script and other big data tools is a plus

Job Details

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a mission-driven fintech that puts its 2.0 million members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $16.6 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually. Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.

 

WORKING AT OPORTUN


Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

POSITION OVERVIEW:

We are growing our world-class team of mission-driven, entrepreneurial Data Scientists who are passionate about broadening financial inclusion by untapping insights from non-traditional data. Be part of the team responsible for developing and enhancing Oportun’s core intellectual property used in scoring risk for underbanked consumers that lack a traditional credit bureau score. In this role you will be on the cutting edge working with large and diverse (i.e. data from dozens of sources including transactional, mobile, utility, and other financial services) alternative data sets and utilize machine learning and statistical modeling to build scores and strategies for managing risk, collection/loss mitigation, and fraud. You will also drive growth and optimize marketing spend across channels by leveraging alternative data to help predict which consumers would likely be interested in Oportun’s affordable, credit building loan product. 

 

RESPONSIBILITIES: 

  • Develop data products and machine learning models used in Risk, Fraud, Collections, and portfolio management, and provide frictionless customer experience for various products and services Oportun provides.
  • Build accurate and automated monitoring tools which can help us to keep a close eye on the performance of the models and rules.
  • Build model deployment platform which can shorten the time of implementing new models.
  • Build end-to-end reusable pipelines from data acquisition to model output delivery.
  • Lead initiatives to drive business value from start to finish including project planning, communication, and stakeholder management.
  • Lead discussions with Compliance, Bank Partners, and Model Risk Management teams to facilitate the Model Governance Activities such as Model Validations and Monitoring.

 

QUALIFICATIONS: 

  • A relentless problem solver and out of the box thinker with a proven track record of driving business results in a timely manner
  • Master’s degree or PhD in Statistics, Mathematics, Computer Science, Engineering or Economics or other quantitative discipline (Bachelor’s degree with significant relevant experience will be considered).
  • Hands on experience leveraging machine learning techniques such as Gradient Boosting, Logistic Regression and Neural Network to solve real world problems
  • 3+ years of hands-on experience with data extraction, cleaning, analysis and building reusable data pipelines; Proficient in SQL, Spark SQL and/or Hive
  • 3+ years of experience in leveraging modern machine learning toolset and programming languages such as Python
  • Excellent written and oral communication skills
  • Strong stakeholder management and project management skills
  • Comfortable in a high-growth, fast-paced, agile environment 
  • Experience working with AWS EMR, Sage-maker or other cloud-based platforms is a plus
  • Experience with HDFS, Hive, Shell script and other big data tools is a plus

#LI-PR1

#LI-Remote

#LI-REMOTE

 

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

 

California applicants can find a copy of Oportun's CCPA Notice here:  https://oportun.com/privacy/california-privacy-notice/.

 

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).

Similar Jobs

HCL Tech - Senior Technical Lead

HCL Tech

Chennai, Tamil Nadu, India (On-Site)
4 Hours ago
Tencent - DBA Intern

Tencent

(On-Site)
2 Months ago
ByteDance - Senior Software Development Engineer - Cloud Native Databases

ByteDance

Seattle, Washington, United States (On-Site)
3 Months ago
ION - Principal Technical Consultant - Endur

ION

London, England, United Kingdom (On-Site)
6 Months ago
Paytm - DevOps Engineer/Senior DevOps-Paytm Money

Paytm

Bengaluru, Karnataka, India (On-Site)
5 Months ago

Get notifed when new similar jobs are uploaded

Similar Skill Jobs

Next Level Business Services - Sr. Performance Test Engineer

Next Level Business Services

El Segundo, California, United States (On-Site)
6 Months ago
Feld Entertainment - Monster Jam Truck Body Technician

Feld Entertainment

Ellenton, Florida, United States (On-Site)
6 Months ago
Nagarro - Staff Engineer (Cloud Infrastructure)

Nagarro

Gurugram, Haryana, India (On-Site)
6 Months ago
Oriserve - Lead DevOps Engineer (5+ Yrs Exp)

Oriserve

Noida, Uttar Pradesh, India (On-Site)
5 Months ago
Oportun - Senior Manager, Data Science

Oportun

(Remote)
1 Day ago
Populla - Software Test Engineer II

Populla

Bengaluru, Karnataka, India (Hybrid)
1 Day ago
ByteDance - Software Engineer Intern (Doubao (Seed) - Machine Learning System) - 2025 Summer (MS)

ByteDance

San Jose, California, United States (On-Site)
6 Months ago
NVIDIA - Senior Test Product Engineer

NVIDIA

Yokne'am Illit, North District, Israel (On-Site)
3 Months ago
Google - Technical Solutions Engineer, Data, Google Cloud

Google

Seoul, South Korea (On-Site)
2 Weeks ago
LeoVegas - DevOps Engineer

LeoVegas

Stockholm, Stockholm County, Sweden (Hybrid)
3 Months ago

Get notifed when new similar jobs are uploaded

Jobs in Worldwide

Looks like we're out of matches

Set up an alert and we'll send you similar jobs the moment they appear!

Similar Category Jobs

Looks like we're out of matches

Set up an alert and we'll send you similar jobs the moment they appear!

About The Company

Oportun (Nasdaq: OPRT) is a digital banking platform that puts its 2.2 million members' financial goals within reach. With intelligent borrowing and savings, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $17.8 billion in responsible and affordable credit, saved its members more than $2.3 billion in interest and fees, and helped our members save an average of more than $1,800 annually.
View All Jobs

Get notified when new jobs are added by Oportun

Level Up Your Career in Game Development!

Transform Your Passion into Profession with Our Comprehensive Courses for Aspiring Game Developers.

Job Common Plug