Senior Manager, Business Finance - Lending

Minimum Qualifications

• Chartered Accountant/ MBA with 7+ years of work experience
• Strong Proficiency in MS Excel and presentations
• Strong analytical and problem-solving skills
• Proactive, takes initiative, self-motivated, team player
• Strong stakeholder management and interpersonal skills
  
  

Preferred Qualifications

• Prior experience within the Consumer Tech, NBFC, Banking, or Fintech sectors is highly preferred.
• Extensive understanding of financial trends within the company and general market patterns, particularly in the credit space.
• Strong business acumen with an analytical approach and a deep understanding of general business development and operations in a tech-driven environment.
• Proven experience in commercial negotiations and partnerships.
  
  

Responsibilities

• Strategic Financial Planning & Analysis for Lending:
• Define the annual operating plan (AOP), outlook, and key metrics for the category.
• Develop and refine financial models to evaluate new lending products, partnerships, and initiatives, facilitating data-driven decision-making.
• Provide insightful financial reports and interpret financial information for the Lending leadership and other stakeholders, recommending further courses of action.
• Develop trends, forecasts, and projections for the Lending business growth, revenue, and overall financial health.
• Business Partnership & Performance Management:
• Act as a key finance business partner to the Lending category heads, co-owning the P&L and ensuring the operating and financial health of the vertical.
• Conduct regular reviews and evaluations of business performance, identifying growth opportunities, risks to the plan, cost optimization, and profitability enhancement within the category portfolio.
• Collaborate closely with cross-functional teams (Business, Credit Risk, Product, Engineering, Marketing, Operations) to discuss, agree upon, and drive strategic projects for the Lending business.
• Lead commercial negotiations and support partnership/alliance discussions relevant to the category.
• Review and provide financial inputs for agreements and contracts.
• Process Excellence & Team Leadership:
• Drive process improvement initiatives within the Business Finance function to enhance efficiency and effectiveness for the vertical.
• Ensure robust monthly planning, meticulous review processes, and timely closure of financial activities for the Lending business.
• Manage and mentor a team of finance professionals.

PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)

• Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance
• Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System
• Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
• Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
• Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment 
• Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy

Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog.

Life at PhonePe

PhonePe in the news