Senior Credit Strategy Analyst

3 Months ago • 2-5 Years

Job Summary

Job Description

As a Senior Credit Strategy Analyst at Tala, you will be a key member of the global Credit team, utilizing data analysis and insights to improve credit product offerings. Responsibilities include creating and implementing strategies to reduce default rates, monitoring recovery rates, identifying and implementing strategy changes, and contributing to new product development. The role involves partnering with product, data science, and in-market teams to drive positive outcomes. The analyst will analyze data, test strategies, make data-driven recommendations, and collaborate with cross-functional teams to improve financial access and drive positive business outcomes. The role requires a focus on the customer and business outcomes.

Must have:

2-5 years experience in analytical roles and comfortable with data
Proficiency in SQL
Ability to pull, process, and interpret vast amounts of data
Ability to use data to formulate recommendations
Ability to navigate the product life cycle
Bilingual in English

4 skills required

4 skills required for this role

Add these skills to join the top 1% applicants for this job

python

sql

data-science

innovation

Job Details

About Tala

Tala is on a mission to unleash the economic power of the Global Majority – the 4 billion people overlooked by existing financial systems. With nearly half a billion dollars raised from equity and debt, we are serving millions of customers across three continents. Tala has been named by the Fortune Impact 20 list, CNBC’s Disruptor 50 five years in a row, CNBC’s World's Top Fintech Company, Forbes’ Fintech 50 list for eight years running, and Chief's The New Era of Leadership Award. We are expanding across product offerings, countries and crypto and are looking for people who have an entrepreneurial spirit and are passionate about our mission.

By creating a unique platform that enables lending and other financial services around the globe, people in emerging markets are able to start and expand small businesses, manage day-to-day needs, and pursue their financial goals with confidence. Currently, over nine million people across Kenya, the Philippines, Mexico, and India have used Tala products. Due to our global team, we have a remote-first approach, and also have offices in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.

Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!

The Role

As a key member of Tala’s global Credit team, you will leverage our large amount of data to analyze, test, and make data-driven recommendations to improve our credit product offering, partnering closely with our product, data science, and in-market team. A critical component of your role will be to derive insights that identify Tala’s highest leverage opportunities for growth and shape our global roadmaps. The results of the initiatives you lead will increase financial access for our customers and drive positive business outcomes.

What You'll Do

Help create and implement strategies to reduce default rates and improve retention
Closely monitor the recovery/default rate in each of our markets and make recommendations to optimize the strategy when necessary
Identify, test, and implement strategy changes in conjunction with the product and in-market teams
Contribute to the development of new products and features for various customer segments
Partner with other functional members of the country team to drive positive customer and business outcomes

What You'll Need

2-5 years experience in analytical roles; being comfortable with data is a must
Proficiency in SQL (required) and Python (preferred)
Ability to pull, process, and interpret vast amounts of data in a self-sufficient manner
Ability to use a combination of data, assumptions, and intuition to formulate recommendations
Ability to navigate the product life cycle - taking an initiative from ideation to implementation
Bilingual in English

Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.