Business Analyst - Lending

2 Months ago • 2-6 Years • Business Analysis

Job Summary

Job Description

Paytm is seeking a Business Analyst for its Lending division. The role involves evangelizing and demonstrating the value of analytics for informed business decision-making through the development and deployment of analytical solutions. The analyst will provide data-driven insights to business stakeholders to understand and address nuances within the lending business, which includes Paytm Postpaid (BNPL), merchant loans, and personal loans. This growth is driven by data science and analytics, requiring data-driven solutions. The ideal candidate will possess strong problem-solving skills, expertise in machine learning, data analytics, statistics, and visualization tools like Python/R, and experience in developing advanced analytics practices. The role emphasizes initiative, collaboration with business stakeholders, and excellent communication and presentation skills.
Must have:
  • 2-6 years of experience in analytics consulting or BFSI.
  • Bachelors or Master's degree in a quantitative discipline.
  • Expertise in machine learning, data analytics, statistics.
  • Proficiency in tools like Python/R, big data, visualization.
  • Strong problem-solving and structuring abilities.
  • Excellent communication and presentation skills.
Good to have:
  • Experience in growth and development of advanced analytics as a practice.
  • Driven and proactive in taking initiatives.
  • Impact-oriented mindset.
Perks:
  • Collaborative output-driven program.
  • Opportunity to improve average revenue per use.
  • Solid 360 feedback from peers.
  • Respect earned from peers and manager.
  • Wealth creation opportunities.

Job Details

 

About Us:

 Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.

 

About the team: Paytm is witnessing a broad growth across our platform as we continue to register increased adoption of our lending products, Paytm Postpaid (BNPL), merchant loans and personal loans. Lending business is driven by data science and analytics, providing data driven solutions

 

About the role: Evangelize and demonstrate value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances.


Expectations/Requirements:

•2-6 years’ experience in analytics domain in analytics consulting and/or BFSI industry

•Bachelors or Master’s degree in statistics, economics, engineering, math or relevant quantitative discipline with strong academic performance is required

•Strong expertise in machine learning, data analytics, statistics, data management, tools such as python/R, big data, and visualisation

•Strong knowledge of innovation in analytics, analytics use cases and technologies

•Exceptional problem-solving skills with demonstrated ability to structure complex problems and develop solutions

•Experience in growth and development of advanced analytics as a practice

•Driven and proactive in taking initiatives and driving implementation in coordination with the business stakeholders

•Excellent communication and presentation skills

•Extremely strong bias for action with an impact-oriented mind set


Why join us

●        A collaborative output driven program that brings cohesiveness across businesses through technology

●        Improve the average revenue per use by increasing the cross-sell opportunities

●        A solid 360 feedback from your peer teams on your support of their goals

●        Respect, that is earned, not demanded from your peers and manager

 

Compensation: If you are the right fit, we believe in creating wealth for you

With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

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