Credit Risk Analyst

2 Months ago • Upto 3 Years • Risk Management • $75,000 PA - $110,000 PA

Job Summary

Job Description

As a Credit Risk Analyst at Adyen, you will be part of a new team evaluating and managing credit risk for Adyen's credit risk products, including loans to SMBs and enterprise customers. You will analyze the impact of various factors on credit portfolios, develop and implement credit risk strategies, and drive continuous improvement of the credit risk framework. The role involves close collaboration with various teams and stakeholders to ensure proper consideration of credit risk in new product developments. The ideal candidate will have strong problem-solving skills, be a great communicator, and possess in-depth knowledge to formulate strategic recommendations on policies, procedures and practices.
Must have:
  • Experience in credit risk underwriting and portfolio management.
  • Knowledge of regulatory requirements and credit risk frameworks.
  • Strong problem-solving and analytical skills.
  • Excellent written and verbal communication skills.

Job Details

This is Adyen

Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition. 

For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

Credit Risk Analyst

As Credit Risk Analyst, based in Chicago, you will be part of a brand new team of professionals that evaluates and manages credit risk coming forth from Adyen’s growing suite of credit risk products. The team plays a critical role in developing and operating the credit risk framework for new financial products (e.g. Adyen Capital). In close cooperation with Commercial, Product, and Compliance teams, the team will help scale Adyen’s credit risk management to the next level.

At this moment, the team is still in an early stage, offering ample room for growth in the coming years. We are looking for team players that are highly motivated, extremely innovative, and who take ownership and full control over their own workflows. As we operate globally, the team is part of an international team with diverse backgrounds and skill sets. 

Our ideal candidate has a strong problem solving mindset, is a great communicator and has in-depth knowledge to formulate strategic recommendations on policies, procedures and practices.

What you’ll do

  • Perform the credit underwriting and portfolio monitoring of different financial products, including loans to SMBs and other credit products to enterprise customers;
  • Analyze the impact of business model, industry and macro-economic developments on the credit portfolios and the credit risk offering of Adyen;
  • Develop and implement credit risk strategies to enhance portfolio performance while ensuring alignment with risk appetite and business objectives;
  • Drive continuous improvement of our global and US-specific credit risk underwriting and monitoring framework, including policies, procedures and practices;
  • Provide credit risk expertise to a variety of stakeholders to guarantee that credit risk is properly considered in new commercial product developments;
  • Lead projects from beginning to end, and find optimal solutions that benefit our customers and improve our risk management practices;

Who you are

  • You have a strong track record in credit risk (0-3 years), experience with credit underwriting and portfolio management for different type of companies and financial products;
  • You are passionate about developing credit underwriting and monitoring frameworks for new products in line with regulatory requirements, and grow them into mature frameworks covering all aspects of credit risk;
  • You are innovative, with strong problem-solving skills and able to define efficient and effective processes and procedures;
  • You effectively collaborate with customers and colleagues across cultures and time zones;
  • You thrive in a dynamic environment, challenging the status-quo and ‘can-do’ mentality;
  • You have strong written and verbal communication skills;
  • You have strong analytical skills, which you leverage to improve our risk management framework; 
  • University degree preferred in business economics, finance or another quantitative field.

Please note that this role is a full-time position in Chicago. It will require relocation in case you live outside of Illinois.

Our Diversity, Equity and Inclusion commitments 

Our unobvious approach is a product of our diverse perspectives. This diversity of backgrounds, cultures, and perspectives is essential in helping us maintain our momentum. Our business and technical opportunities are unique, we need as many different voices as possible to join us in solving them - voices like yours. So no matter where you’re from, who you love, or what you believe in, we welcome you to be your true self at Adyen. 

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does it sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application.

Chicago: The annual base salary range for this role is $75k - $110k; to learn more about our compensation philosophy, please click here.

Our Diversity, Equity and Inclusion commitments 

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen. 

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!

What’s next?

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.

This role is based out of our office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.

 

Similar Jobs

Steel City Interactive - Senior Audio Designer

Steel City Interactive

Sheffield, England, United Kingdom (Hybrid)
2 Months ago
Sophic Synergistics LLC - Human Factors Specialist Aerospace Focused

Sophic Synergistics LLC

Houston, Texas, United States (On-Site)
1 Year ago
deel. - Reports Engineer (SQL Server/SSRS)

deel.

Brazil (Remote)
1 Week ago
Zinnia - Senior Manager, Client Partner

Zinnia

Bridgewater, New Jersey, United States (Hybrid)
2 Weeks ago
Nium - Staff Product Marketing Manager

Nium

Bengaluru, Karnataka, India (Hybrid)
1 Month ago
PwC - Credit Risk & IFRS 9 Manager

PwC

Bucharest, Bucharest, Romania (On-Site)
10 Months ago
Ion - Junior Consultant - Risk Advisory, Italy

Ion

Milan, Lombardy, Italy (On-Site)
10 Months ago
PayPal - Senior Risk Analyst, Credit and Fraud Risk Analytics

PayPal

Luxembourg, Luxembourg, Luxembourg (Hybrid)
1 Week ago
Monzo - Risk & Control Manager

Monzo

Dublin, County Dublin, Ireland (On-Site)
2 Months ago
OKX - Senior Associate, Fraud Risk

OKX

Kuala Lumpur, Federal Territory Of Kuala Lumpur, Malaysia (On-Site)
2 Months ago

Get notifed when new similar jobs are uploaded

Similar Skill Jobs

Patreon - iOS Platform Engineer

Patreon

San Francisco, California, United States (Hybrid)
2 Weeks ago
Hedra - Lead Product Engineer

Hedra

San Francisco, California, United States (On-Site)
4 Months ago
ShyftLabs - Manager, Data Engineer

ShyftLabs

Noida, Uttar Pradesh, India (Hybrid)
2 Weeks ago
Dentsu - Sales Enablement Executive

Dentsu

Singapore (On-Site)
2 Months ago
Roblox - Senior Product Designer, Social

Roblox

San Mateo, California, United States (Hybrid)
1 Week ago
HCL Tech - Senior Designer manufacturing simulation

HCL Tech

Illinois, United States (On-Site)
2 Months ago
Canonical - Juju Software Engineer (Go)

Canonical

(Remote)
2 Months ago
CookUnity - Full Stack Tech Lead, Fulfillment & Logistics Tech

CookUnity

Toronto, Ontario, Canada (Hybrid)
2 Weeks ago
Glean - Solutions Engineer - East

Glean

United States (Remote)
1 Month ago
Motorola solutions - HR Intern

Motorola solutions

Bogota, Colombia (On-Site)
3 Months ago

Get notifed when new similar jobs are uploaded

Jobs in Chicago, Illinois, United States

EXUSIA - Google Cloud Platform - Data Architect / Engineer

EXUSIA

United States (Remote)
2 Weeks ago
Blooming Health - Account Executive – Service Providers 2025

Blooming Health

New York, United States (Hybrid)
2 Weeks ago
Condé Nast - Senior Digital Media Strategy Executive

Condé Nast

New York, United States (On-Site)
1 Week ago
whoop - Senior SDET (Business Systems)

whoop

Boston, Massachusetts, United States (On-Site)
7 Months ago
 Many Chat  Inc  - Events & Experiences Producer

Many Chat Inc

Austin, Texas, United States (Hybrid)
2 Weeks ago
Epic Games - Senior Gameplay Designer, Fortnite

Epic Games

Cary, North Carolina, United States (On-Site)
6 Months ago
CAE - CAE Instructor Pilot

CAE

Dallas, Texas, United States (On-Site)
3 Weeks ago
HCL Tech - Senior Designer

HCL Tech

Illinois, United States (On-Site)
2 Months ago
ChainGuard - Enterprise Account Executive - Mid-Atlantic

ChainGuard

Washington, District Of Columbia, United States (Remote)
2 Weeks ago
Internet Brands - Inside Sales Representative

Internet Brands

Pleasanton, California, United States (Hybrid)
1 Week ago

Get notifed when new similar jobs are uploaded

Risk Management Jobs

PwC - Associate - Business & Risk Consulting

PwC

Karachi, Sindh, Pakistan (On-Site)
10 Months ago
Ion - Senior Risk Analyst, Italy

Ion

Pisa, Tuscany, Italy (On-Site)
10 Months ago
Ion - Junior Consultant - Risk Advisory, Italy

Ion

Turin, Piedmont, Italy (On-Site)
10 Months ago
Unity - Sr. Manager, Governance Risk and Compliance

Unity

Bengaluru, Karnataka, India (On-Site)
2 Months ago
Crunchyroll - Senior Risk Analyst

Crunchyroll

Dallas, Texas, United States (Hybrid)
2 Months ago
Aledade - Vice President, Risk Adjustment

Aledade

Arlington, Virginia, United States (Remote)
5 Months ago
Go Fund Me - Risk Analyst I

Go Fund Me

Dublin, County Dublin, Ireland (On-Site)
1 Month ago
ElevenLabs - Risk & Compliance

ElevenLabs

United Kingdom (Remote)
4 Months ago
Saviynt - Sr. Director (Application Access Governance) -  Governance Risk & Compliance

Saviynt

Atlanta, Georgia, United States (Hybrid)
9 Months ago
Visa - Sr. Manager - Supervision and Regulatory Risk, CEMEA

Visa

Almaty, Almaty Region, Kazakhstan (Hybrid)
4 Months ago

Get notifed when new similar jobs are uploaded

About The Company

Adyen is a technology company that provides a single platform to accept payments anywhere in the world through any sales channel. Driven by a vision to improve customer experience, streamline processes, and ultimately increase revenue, Adyen enables businesses to process payments across online, mobile, and Point-of-Sale (POS) with over 250 payment methods in 187 transaction currencies. Over 3,500 businesses use the Adyen payment platform, including Facebook, Airbnb, Spotify, Groupon, Evernote, Booking.com, Yelp, Vodafone, Mango, Abercrombie & Fitch, O’Neill, and KLM. Adyen is headquartered in Amsterdam, with offices in San Francisco, São Paulo, Singapore, London, Paris, Berlin, Stockholm, Madrid, and Boston.


Amsterdam, North Holland, Netherlands (On-Site)

San Francisco, California, United States (Hybrid)

Madrid, Community Of Madrid, Spain (Hybrid)

San Francisco, California, United States (On-Site)

Madrid, Community Of Madrid, Spain (On-Site)

New York, United States (On-Site)

San Francisco, California, United States (Hybrid)

Milan, Lombardy, Italy (Hybrid)

New York, United States (On-Site)

Singapore (Hybrid)

View All Jobs

Get notified when new jobs are added by Adyen

Level Up Your Career in Game Development!

Transform Your Passion into Profession with Our Comprehensive Courses for Aspiring Game Developers.

Job Common Plug