N26 is seeking a Capital Planning Manager to lead capital planning and risk governance within the ICAAP framework. The role involves overseeing and improving capital planning processes, ensuring regulatory compliance, and enhancing risk governance. Responsibilities include developing methodologies for capital adequacy assessment, driving risk management for the N26 group (RWA calculation, risk appetite, policies, limit setting, internal controls), and ensuring adherence to regulations like MaRisk, CRR, and EBA guidelines. The position requires collaboration with cross-functional teams (Finance, Treasury, Risk) to align capital planning with business and risk strategy, and improving risk reporting for informed decision-making. Engagement with internal and external stakeholders, including auditors and regulators, on ICAAP and capital planning matters is also key.
Good To Have:- Proficiency in German is a strong advantage
Must Have:- Master's degree in business/economics, finance, or related field
- 5+ years in risk management/financial risk controlling/capital planning in banking
- Strong understanding of ICAAP, stress testing, regulatory requirements
- Experience developing/implementing risk governance frameworks
- Strong analytical and conceptual thinking skills
- Strong Excel/Google Sheets skills
- Excellent English communication skills
Perks:- Accelerate career growth
- Competitive personal development budget
- Work from home budget
- Discounts for fitness & wellness memberships
- Language apps
- Public transportation benefits
- Premium subscription on personal N26 bank account
- Subscriptions for friends and family members
- Additional day of annual leave for each year of service
- High degree of autonomy
- Access to cutting-edge technologies
- Friendly team of peers with diverse nationalities and backgrounds
- Relocation package with visa support