Compliance Officer (AML/CFT)

This is Adyen

Adyen is the financial technology platform of choice for leading companies. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions faster. With offices around the world, Adyen works with the likes of Facebook, Uber, H&M, eBay, and Microsoft. To maintain our momentum, we need people to join us in finding new ways of solving our unique challenges.

AML/CFT Compliance Expertise

A key part of building our business is ensuring we do it ethically and sustainably. To do so, Adyen needs to understand and monitor what happens on our platform at all times and whether this is in line with regulations and our risk appetite. Ensuring scalability of AML Risk framework is of essence.

To achieve this, we are looking for an AML Compliance Expert to join our AML Compliance Department based in Amsterdam and cover our global business. Do you want to be at the forefront of the fight against money laundering and terrorist financing and join a passionate team of AML Compliance experts? Are you somebody who enjoys the challenge of navigating AML Compliance matters in a growing and dynamic business? Then, this is the role for you!

What you’ll do

Join a team of AML Compliance experts who design, execute, and monitor AML Compliance processes. 

What you’ll do as a member of the AML Expertise Team:

• Provide expert AML guidance across the customer lifecycle – offer specialist advice on customer due diligence (CDD), sanctions screening and other key controls, ensuring risks are properly identified and mitigated from onboarding through off-boarding.
• Drive continuous improvement of the Compliance Framework – spot gaps or optimisation opportunities, coordinate cross-functional initiatives and track progress until the framework reaches the required level of maturity.
• Translate new rules into practice – analyse emerging regulations and internal policy updates, convert them into concrete risk assessments, procedures and control requirements, and partner with business and technology teams to embed the changes.
• Support and oversee 1st Line AML processes – act as a sounding board for operational teams, coach them on best practice and review deliverables to raise the overall quality of risk coverage.
• Handle regulatory enquiries with a global lens – prepare timely, accurate responses to AML-related questions from regulators and standard-setting bodies, coordinating input from relevant stakeholders.
• Design, deliver and track AML training – create tailored training programmes (including refreshers), monitor attendance and effectiveness, and adapt content as risks and regulations evolve.
• Support performance of holistic AML risk assessments – focus on merchant segments, products and industries rather than individual files; design proportionate, risk-based controls for new propositions and customer types.
• Challenge the status quo – proactively identify better ways to manage AML risk for novel products, channels and processes, balancing compliance, customer experience and commercial objectives.
• Partner with key stakeholders – collaborate closely with Product, Operations, Legal, Technology and external partners to co-create and implement pragmatic compliance enhancements.

Who you are

• 4+ years of relevant experience in AML Compliance, preferably not (only) in AML operations but also expertise-driven roles.
• Strong knowledge of AML/CFT laws and regulations and intrinsic motivation to follow trends and developments in the AML domain.
• Good understanding of Fraud risks and Framework is a plus.
• Exceptional stakeholder management, independent thinking, and problem-solving skills.
• Experience in the financial sector is a must. Experience with payments is a plus.
• Ability to adapt to a dynamic environment and handle multiple priorities simultaneously.
• Strong communication skills and excellent verbal and written English.

Our Diversity, Equity and Inclusion commitments

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application.

What’s next?

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.

Please note that this role is a full-time position in Amsterdam. It will require a relocation in case you live outside of the Netherlands.