Lead Data Scientist

ABOUT TIDE

At Tide, we are building a business management  platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2,000 employees.

Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

ABOUT THE ROLE:

We are looking for a seasoned Lead Data Scientist to build and embed intelligence into the products that significantly reduce fraud and improve the FinCrime efforts at Tide. You will work closely with the FinCrime team to solve business challenges, design data products, and leverage machine learning to detect and mitigate fraud, driving meaningful impact for the business.

As the Lead Data Scientist you’ll be:

• Collaborating with the FinCrime team: Work closely to identify and solve fraud detection problems, using data science to drive business decisions and significantly reduce fraudulent activities.
• Translating business requirements: Understand business needs and translate them into data products and models that address specific fraud detection challenges.
• Building and optimizing models: Train machine learning models, optimize hyperparameters, design KPIs, and implement experiments to improve fraud detection accuracy and business outcomes.
• Productionizing models: Work with machine learning engineers and data engineers to deploy models into production, ensuring they are scalable and optimized for real-time fraud detection.
• Adopting new methodologies: Lead the adoption of innovative methods and technologies, continuously improving fraud detection models and data science practices.
• Coaching junior data scientists: Mentor and guide junior team members, setting best practices for model development, optimization, and deployment.
• Being a technical subject matter expert: Serve as a subject matter expert, providing guidance on complex technical concepts related to fraud detection, machine learning, and data science.

WHAT WE ARE LOOKING FOR:

• Experience: 8+ years of experience as a Data Scientist, with a proven track record in solving complex problems, particularly in fraud detection or financial crime.
• Machine Learning Expertise: Extensive experience in designing, developing, and deploying machine learning models to detect and mitigate fraud. You should be comfortable translating business challenges into data-driven solutions.
• Working with Large-Scale Data: Proficiency in handling large, tabular datasets, and applying robust techniques for data analysis and model training.
• Advanced Tools and Platforms: Experience with tools such as PySpark, Databricks, AWS, or GCP for processing large datasets, training models, and deploying them at scale.
• Production-Ready Models: Proven ability to deploy models into production environments, optimizing them for performance and scalability, while ensuring they remain effective over time.
• Data & Model Observability: Expertise in monitoring and maintaining the health and performance of models post-deployment to ensure continuous improvement and fraud detection accuracy.
• Fintech & Fraud Detection: Background in the Fintech industry, with specific experience in financial crime and fraud detection, applying data science to solve real-world business problems.
• Collaboration & Communication: Strong interpersonal skills to collaborate effectively with data engineers, machine learning engineers, and product managers in an agile, iterative environment. Ability to communicate complex insights clearly to both technical and non-technical stakeholders.

WHAT YOU’LL GET IN RETURN:

Make work, work for you! We are embracing new ways of working and support flexible working arrangements. With our Working Out of Office (WOO) policy our colleagues can work remotely from home or anywhere in their assigned Indian state. Additionally, you can work from a different country or Indian state for 90 days of the year. Plus, you’ll get:

• Competitive salary
• Self & Family Health Insurance
• Term & Life Insurance
• OPD Benefits
• Mental wellbeing through Plumm
• Learning & Development Budget
• WFH Setup allowance
• 15 days of Privilege leaves
• 12 days of Casual leaves
• 12 days of Sick leaves
• 3 paid days off for volunteering or L&D activities
• Stock Options

TIDEAN WAYS OF WORKING:

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. 

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

#LI-NN1 #LI-Remote

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. 

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.