Alert Review Team Leader (AML and PA) - Ongoing Monitoring

ABOUT TIDE

At Tide, we are building a business management  platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2,000 employees.

Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

ABOUT THE TEAM 

Here at Tide, we are looking for a driven Financial Crime Alert Review Analyst with a good understanding of all concepts of Financial Crime including PEP, sanction and suspicious activities . We need a passionate and proactive individual, who will help ensure Tide is taking all relevant steps to detect and prevent all aspects of financial crime. 

This role is a key element of our ongoing monitoring team sitting within the first line of defence. You’ll be responsible for ensuring we put our genuine members first, through monitoring transaction types and behaviours across our customer base, whilst spotting and investigating potentially suspicious activity. We are looking for someone who is passionate about preventing fraud , who will help reduce risk to tide, and let our members get back to doing what they love.

ABOUT THE ROLE 

• Managing a team of analysts and ensuring they are performing as per the agreed standards, KPIs and company’s values. 
• Conducting regular feedback sessions with analysts in order to track progress, identify areas of improvement and provide coaching when needed 
• Spotting and Driving potential efficiencies in our tools and processes used for transaction analysis 
• Analysing transactions across a variety of payment types and products, looking for signs of Financial Crime (including PEPs and Sanctions) and Fraud
• Establishing good relationships with various departments throughout the organisation to ensure good operational synergy
• Treating Tide members fairly by taking responsibility to ensure that their needs are met
• Ensuring effective Subject Matter Expert visibility, understanding the organization’s financial crime threats, risks and overall control maturity;
• Leading assessment and improvement of adequate procedures to ensure effective prevention of financial crime, including anti-bribery and corruption, terrorist financing, human trafficking and tax evasion;
• Providing guidance to the AML & PA team on scope and content of financial crime reviews, and be a point of liaison with the business during monitoring reviews as required;
• Participating in the management and ongoing enhancement and development of the Global AML/CTF policies and procedures as necessary to ensure changes in the regulatory and the business environment are addressed;
• Implementing and ensuring timely compliance of new or revised standards and regulatory changes;
• Participating in the talent acquisition process, which may include recruitment, interviewing, and hiring of qualified job applicants;

WHAT WE ARE LOOKING FOR

• You have 3+ years of experience in a Transaction monitoring, Financial Crime risk related role in financial services
• You have 2+ years of experience managing a successful team 
• A genuinely curious mindset, asking the right questions at the right times, with a problem solving attitude.
• You have a keen eye for process improvements, looking how we can work leaner and more robustly.
• You have an analytical mind and are able to digest large data sets and spot patterns and trends with ease 
• You are a quick learner, explorer and multitasker
• You have exceptional communication skills, written and verbal. Are able to communicate with our members, internal stakeholders & regulatory bodies if required
• You have C1/C2 level of spoken and written English
• CAMS or ICA certifications held by the candidate may be considered as advantage.

WHAT YOU WILL GET IN RETURN

• Competitive salary
• Self & Family Health Insurance
• Term & Life Insurance
• OPD Benefits
• Mental wellbeing through Plumm
• Learning & Development Budget
• WFH Setup allowance
• 15 days of Privilege leaves
• 12 days of Casual leaves
• 12 days of Sick leaves
• 3 paid days off for volunteering or L&D activities

TIDEAN WAYS OF WORKING

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. 

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. 

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.