Job Description:

Essential Responsibilities:

• Contribute to the development and implementation of internal control processes.
• Collaborate with team members to identify efficiencies and improvements in internal controls.
• Exercise judgment within defined processes to support internal control objectives.
• Assist in monitoring compliance with internal control policies and procedures.
• Participate in team discussions to provide insights and suggestions for process enhancements.

Minimum Qualifications:

• Minimum of 2 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred Qualification:

1. Governance Framework Development:

• Assist in the design, implementation, and maintenance of governance frameworks and control processes for the credit organization.
• Collaborate with cross-functional teams to ensure alignment with corporate governance standards and regulatory requirements.

2. Risk Management and Compliance:

• Conduct regular risk assessments to identify potential compliance and operational risks within the credit organization.
• Monitor and report on the effectiveness of controls and recommend enhancements to mitigate identified risks.
• Ensure compliance with relevant laws, regulations, and internal policies.

3. Control Testing and Monitoring:

• Collaborate on the development of control testing plans to evaluate the effectiveness of existing controls.
• Monitor control activities and provide timely reporting on control performance and issues.

4. Policy and Procedure Development:

• Assist in the development and documentation of policies and procedures related to credit governance and controls.
• Ensure that policies and procedures are up-to-date and reflect current regulatory and business requirements.

5. Stakeholder Engagement:

• Work closely with internal stakeholders, including risk management, compliance, legal, and audit teams, to ensure a cohesive approach to governance and controls.
• Provide training and support to team members on governance and control-related topics.

6. Continuous Improvement:

• Identify opportunities for process improvements and efficiencies within the governance and controls framework.
• Stay informed of industry’s best practices and emerging trends in credit governance and controls.

What do you need to bring:

• Bachelor’s degree in finance, Business Administration, Risk Management, or a related field.
• 2-4 years of experience in risk management, compliance, or controls within the financial services industry, preferably in a credit-related role
• Strong understanding of regulatory requirements and industry standards related to credit governance and controls.
• Excellent analytical and problem-solving skills, with keen attention to detail.
• Strong communication and interpersonal skills, with the ability to work effectively with cross-functional teams.
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint) and experience with governance, risk, and compliance (GRC) tools is a plus.
• Relevant professional certificates are advantageous.