Backend Developer - Rewards
Job Summary
Job Description
As a Backend Developer at CRED, you will take architectural ownership of critical components within the Rewards platform, design and deploy real-time recommendation systems, and scale gaming systems. You will refactor and stabilize the store architecture, collaborate with stakeholders, and champion innovative technologies. You will also contribute to engineering excellence by mentoring engineers and driving initiatives to improve processes. This role requires working across multiple functions to ensure seamless integration and cross-functional success. CRED offers a dynamic environment with opportunities for growth and collaboration with top talent.
Must have:
- 5-8 years of product engineering and backend experience.
- Strong bias for execution and shipping high-quality features.
- Experience with Java, Go, or similar backend languages.
- Experience with databases like DynamoDB or RDS.
- Ability to mentor engineers and conduct code reviews.
Perks:
- In-house pantry with lunch and dinner provided.
- Paid sick leaves.
- Comprehensive health insurance.
6 skills required
Job Details
what is CRED?
CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.
here’s what will be in store for you at CRED once you join as a backend developer.
what you will do?
- take deep architectural ownership of critical components within the Rewards platform—driving long-term strategy, ensuring system resilience, and setting high standards for API design, observability, security, and compliance while actively mitigating architectural debt and risks
- design and deploy real-time recommendation systems to deliver personalised user experiences based on individual card behaviour, transaction patterns, and engagement metrics
- scale CRED’s gaming systems that drive user participation—building reliable, low-latency infrastructure capable of handling large concurrent user interactions during reward events and campaigns
- refactor and stabilise the fragmented store architecture by consolidating 22+ microservices into a more maintainable, resilient, and efficient system—reducing operational complexity and improving developer productivity
- actively collaborate with product and business stakeholders to define and refine ambiguous problem statements, contribute to product strategy, and translate complex challenges into robust, scalable technical roadmaps
- champion and drive the adoption of innovative technologies, architectural patterns, and engineering best practices that align with CRED’s long-term vision and business objectives
- contribute significantly to engineering-wide excellence by actively participating in hiring top talent, mentoring engineers across teams, and driving initiatives to improve engineering processes, productivity, and cost-effectiveness
- operate as a horizontal enabler, working across multiple functions—since Rewards interacts deeply with Payments, Engagement, Storefront, and Analytics teams—to ensure seamless integration and cross-functional success
you should apply If you are:
- 5–8 years of experience in product engineering, system design, and backend architecture
- a strong bias for execution speed and shipping high-quality features in fast-paced environments
- experience making technical trade-offs and collaborating with cross-functional teams to align on solutions
- hands-on expertise with java, go, or similar backend languages, and experience with databases like dynamodb, rds, or aerospike
- a tech generalist mindset—comfortable working across systems with breadth more than niche depth
- proven ability to mentor engineers, conduct deep code reviews, and raise the team’s technical bar
- a passion for building consumer-facing platforms and an eye for user-centric thinking
- thrive in agile environments, are a self-starter, and bring energy and ownership to your work
how is life at CRED?
working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company.
hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance.
to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game.
there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch
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