Credit Risk Analyst

Paytm

Job Summary

The Credit Risk Analyst will be responsible for monitoring, analysing and optimising lending portfolios across consumer / merchant lending products. This includes overseeing portfolio health, developing / refining risk strategies and supporting business growth through risk adjusted decision making.

Must Have

  • 4+ yrs in portfolio risk management function in Fintech / NBFC
  • Hands on experience in SQL, Python, R, Pyspark
  • Comfortable with BI tools like Tableau, Looker, Metabase etc
  • Familiarity with machine learning models
  • Understanding of Bureau data, Alternate Data, Scorecards, Digital Lending API's etc

Perks & Benefits

  • A collaborative output driven program that brings cohesiveness across businesses through technology
  • Improve the average revenue per use by increasing the cross-sell opportunities
  • A solid 360 feedback from your peer teams on your support of their goals
  • Respect, that is earned, not demanded from your peers and manager

Job Description

The Credit Risk Analyst will be responsible for monitoring , analysing and optimising lending portfolios across consumer / merchant lending products. This includes overseeing portfolio health , developing / refining risk strategies and supporting business growth through risk adjusted decision making.

Requirements:

  • 4+ yrs in portfolio risk management function in Fintech / NBFC
  • Hands on experience in SQL , Python, R, Pyspark
  • Comfortable with BI tools like Tableau, Looker , Metabase etc
  • Familiarity with machine learning models
  • Understanding of Bureau data , Alternate Data, Scorecards, Digital Lending API's etc

Why join us

  • A collaborative output driven program that brings cohesiveness across businesses through technology
  • Improve the average revenue per use by increasing the cross-sell opportunities
  • A solid 360 feedback from your peer teams on your support of their goals
  • Respect, that is earned, not demanded from your peers and manager

Compensation:

With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

9 Skills Required For This Role

Team Management Risk Management Game Texts Metabase Looker Tableau Python Sql Machine Learning

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