Director of Software Engineering, Underwriting

undefined ago • 15 Years + • Software Development & Engineering

Job Summary

Job Description

Ethos is dedicated to making life insurance faster and easier for families, leveraging technology and data science to streamline the process from weeks to minutes. This senior engineering leader role focuses on owning and scaling underwriting engineering, a core technology that provides instant underwriting. The platform integrates data science, rule engines, advanced authoring workflows, complex risk ontology, and information graphs. The leader will inspire teams, partner with stakeholders, and drive innovation at the intersection of technology, business, and AI.
Must have:
  • Lead all underwriting engineering, including rules engines, data science, integrations, and backend services.
  • Inspire, grow, and retain top engineering talent, including Principal-level engineers.
  • Partner with business stakeholders to turn complex underwriting needs into scalable systems.
  • Balance innovation with speed, making decisions from first principles.
  • Drive execution across teams and stakeholders in multiple time zones.
  • 15+ years of software engineering experience with a strong track record in product-based companies.
  • Bachelor’s or higher degree in Computer Science.
  • Proven leadership in building and scaling impactful backend and complex data products.
  • Strong architectural skills and ability to operate in high-stakes environments.
  • Experience leading distributed teams and managing global stakeholders.
  • Track record of delivering measurable business impact.

Job Details

Director of Software Engineering, Underwriting Technology

We’re looking for a senior engineering leader to own and scale underwriting engineering. This team owns the core technology that creates a differentiated instant underwriting experience for Ethos’ customers. The platform sits at the intersection of data science, rule engine, advanced authoring workflows, complex risk ontology, and information graph.

You’ll lead high-performing teams, work directly with executive leadership, and partner closely with underwriters, actuaries, and product leaders to deliver impact and drive innovation.

What You’ll Do

  • Lead all underwriting engineering, including rules engines, data science, integrations, and backend services.
  • Inspire, grow, and retain top engineering talent, including Principal-level engineers.
  • Partner with business stakeholders to turn complex underwriting needs into scalable systems.
  • Balance innovation with speed, making decisions from first principles.
  • Drive execution across teams and stakeholders in multiple time zones.

What We’re Looking For

  • 15+ years of software engineering experience with a strong track record in product-based companies.
  • Bachelor’s or higher degree in Computer Science.
  • Proven leadership in building and scaling impactful backend and complex data products.
  • Strong architectural skills and ability to operate in high-stakes environments.
  • Experience leading distributed teams and managing global stakeholders.
  • Track record of delivering measurable business impact.

If you’re an outcome-driven leader who thrives at the intersection of technology, business, and AI, we’d love to talk.

Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.

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About The Company

Ethos was built to make it faster and easier to get term life insurance. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. Using predictive analytics, we are able to transform a traditionally 15-week process into a modern digital experience for our users. Ethos has raised over $400 million from Sequoia Capital, SoftBank Vision Fund 2, Accel, and Google Ventures (GV). We are scaling quickly and looking for passionate people to join us in our mission to protect the next million families!

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