Risk Officer - Payments

About Remote

What this job can offer you

This is an exciting time to join Remote at an exciting moment of growth, as the Risk Manager for our Dutch Payments entity, part of our broader Payments & Fintech organization. As we work towards securing our EU payment service provider license, we’re looking for someone who can help shape our approach to risk from the ground up.

You’ll play a critical role in building and owning the risk management framework for the Dutch entity and the broader payments organization, ensuring we meet regulatory standards, maintain effective internal controls, and continue enabling safe, global access to employment opportunities.

Why this role matters?

Remote is on a mission to unlock global employment for everyone, everywhere. As part of our Payments expansion, the Netherlands and broader EU represent key markets, and your role ensures we scale in a responsible, sustainable, and compliant way. You’ll be part of a supportive, remote-first team that values trust, autonomy, and clarity, and you'll have the opportunity to shape how risk is managed at a fast-growing, mission-driven company.

🌍 Important: For this role, you must currently reside in the Netherlands.

Key Responsibilities

As Risk Manager, you’ll play a key second-line-of-defense role, ensuring we effectively identify, assess, monitor, and mitigate risks across the Dutch payments entity and wider payments organisation. Your key responsibilities will include:

• Designing and managing the end-to-end risk management framework and underlying processes, developing systems for identifying, documenting, and monitoring risks, in partnership with business stakeholders.
• Leading efforts to assess and manage all material risks, including operational, compliance, tech, outsourcing, strategic, and financial risks.
• Conducting data-driven investigations and drafting internal reports on findings related to emerging risks or incidents.
• Maintaining and continuously updating the company-wide risk register, and escalating material risks or control weaknesses to the Management Board.
• Advising the Board on risk appetite, emerging threats, and the effectiveness of our risk management strategy, monitoring exposure and ensuring we stay within acceptable thresholds.
• Acting (alongside the Head of the Dutch entity) as the designated point of contact for outsourcing risk, overseeing the outsourcing register and third-party risk controls.
• Preparing regular risk maps and reports, both qualitative and quantitative, and sharing insights across the business to ensure teams understand their risk environment.
• Providing support in the drafting and refinement of remediation plans and responses to supervisory recommendations and effectively track progress to ensure their prompt implementation.

What you bring

• Demonstrated experience in risk management, ideally in a regulated Payment Service Provider, Fintech, or Financial services environment.
• Proven ability to design and manage risk control frameworks, conduct risk assessments, and navigate regulatory reporting requirements independently.
• Strong understanding of core financial risks, both financial and non-financial, with emphasis on integrity risks (e.g. AML/CTF, sanctions).
• Deep knowledge of relevant EU regulatory frameworks, especially PSD2, EBA Guidelines, and requirements around outsourcing and risk governance.
• Excellent communication, you can engage confidently with senior leadership, regulators, and cross-functional teams.
• A self-starter who thrives in remote-first environments, with the ability to manage your own priorities and work autonomously.
• Fluent in English, both written and spoken.
• Experience working remotely is a plus, but not required.

Practicals

• You'll report to: Operations Director - Payments
• Team: Payments
• Location: For this position we require applicants to reside in the Netherlands
• Start date: As soon as possible

Remote Compensation Philosophy

Remote's Total Rewards philosophy is to ensure fair, unbiased compensation and fair equity pay along with competitive benefits in all locations in which we operate. We do not agree to or encourage cheap-labor practices and therefore we ensure to pay above in-location rates. We hope to inspire other companies to support global talent-hiring and bring local wealth to developing countries.

At first glance our salary bands seem quite wide - here is some context. At Remote we have international operations and a globally distributed workforce. We use geo ranges to consider geographic pay differentials as part of our global compensation strategy to remain competitive in various markets while we hiring globally.

Our salary ranges are determined by role, level and location, and our job titles may span more than one career level. The actual base pay for the successful candidate in this role is dependent upon many factors such as location, transferable or job-related skills, work experience, relevant training, business needs, and market demands. The base salary range may be subject to change.

At Remote, we foster internal mobility as a key element of our culture of employee growth and development, supported by a compensation philosophy that guarantees pay equity and fairness. Therefore, all compensation changes associated with an internal move will be reviewed by the Total Rewards & People Enablement team on a case by case basis.

Application process

Roughly 3 hours across 3 weeks

1. Interview with recruiter
2. Interview with manager
3. Interview with the team
4. Bar Raiser interview
5. Offer and Prior employment verification check

Benefits

How you’ll plan your day (and life)

We work async at Remote which means you can plan your schedule around your life (and not around meetings). Read more at remote.com/async.

You will be empowered to take ownership and be proactive. When in doubt you will default to action instead of waiting. Your life-work balance is important and you will be encouraged to put yourself and your family first, and fit work around your needs.

If that sounds like something you want, apply now!

How to apply

1. Please fill out the form below and upload your CV with a PDF format.
2. We kindly ask you to submit your application and CV in English, as this is the standardised language we use here at Remote.
3. If you don’t have an up to date CV but you are still interested in talking to us, please feel free to add a copy of your LinkedIn profile instead.

Not only do we encourage folks from all ethnic groups, genders, sexuality, age, abilities, disability status and any other under-represented group to apply, but we prioritize a sense of belonging. We have 4 ERGs (Women, Disability, Queer, Minorities in Tech) who meet regularly with the People team. During your interviews and beyond, we ask & encourage anybody who needs an accommodation to request one from their recruiter.

We will ask you to voluntarily tell us your pronouns at interview stage, and you will have the option to answer our anonymous demographic questionnaire when you apply below. As an equal employment opportunity employer it’s important to us that our workforce reflects people of all backgrounds, identities, and experiences and this data will help us to stay accountable. We thank you for providing this data, if you chose to.

At Remote, we embrace AI as a valuable tool while prioritizing human creativity and authenticity. We look forward to meeting candidates who balance innovation with genuine expertise and experience. To learn more about Remote's AI guidelines check see here. 

Please note we accept applications on an ongoing basis.