Solution Architect - Payments

Technology is our how. And people are our why. For over two decades, we have been harnessing technology to drive meaningful change.
 
By combining world-class engineering, industry expertise and a people-centric mindset, we consult and partner with leading brands from various industries to create dynamic platforms and intelligent digital experiences that drive innovation and transform businesses.
 
From prototype to real-world impact - be part of a global shift by doing work that matters.

As a Solution Architect you will translate complex business objectives into robust, scalable, and secure digital solutions. Serving as the bridge between executive stakeholders and delivery teams, you ensure technical direction aligns with commercial strategy, regulatory obligations, and modern payments-industry standards.

Key Responsibilities

• Architectural Design: lead the design of comprehensive solution architectures that span cloud, on-premises, and hybrid environments. Your approach will embed security-by-design principles and prioritize cost-effective strategies across all platforms.
• Payments Solutioning: responsible for designing and governing end-to-end payment flows, including authorisation, clearing, settlement, and tokenisation. This includes developing and maintaining payment orchestration layers that support card schemes, real-time payment rails like NPP, and alternative payment methods. Ensuring compliance with standards such as PCI DSS, ISO 8583, ISO 20022, and AS 2805 field mappings will be a key part of your role.
• Technical Leadership: guide multidisciplinary teams by defining and promoting engineering best practices. A strong emphasis will be placed on enforcing DevSecOps principles throughout delivery pipelines and operational environments.
• Workshop Facilitation: run discovery and design workshops to elicit requirements, articulate trade-offs, and drive consensus among business and product teams.
• Assessment & Governance: create architectural artefacts such as C4 models, service blueprints, and data-flow diagrams. Additionally, you will lead design reviews, risk assessments, and compliance audits, with a focus on Australian and global payment regulations.
• Digital Transformation: contribute to the development and execution of technology roadmaps aimed at modernising legacy systems and enabling innovative business models across banking, payments, and insurance sectors.
• Mentoring & Community: coach engineers and other architects; foster an inclusive, continuous-learning culture across teams.

Essential Qualifications & Experience

• 8+ years of hands-on software engineering and 3+ years leading architecture for large-scale solutions.
• Proficient in relevant programming languages, frameworks, and tools such as Java, IntelliJ IDEA, Spring, Hibernate, Maven, Gradle. Nice to have: Kotlin.
• Practical experience in platform-specific database systems (Preferable: Oracle) and SQL.
• Demonstrated success delivering solutions on cloud and integrating with on-premises environments.
• Deep knowledge of payments principles—authorisation, clearing, settlement, chargebacks, fraud, AML/KYC—and familiarity with AU schemes (NPP, BECS), ISO 8583/ISO 20022, and PCI DSS.
• Experience architecting solutions for banking, payments, or insurance clients across Australian and international markets.
• Experience with payment-orchestration platforms/gateways and scheme-routing optimisation.
• Excellent communication and stakeholder-management skills, capable of simplifying complexity for non-technical audiences. 
• Experience with reviews, risk assessments, threat modelling, and compliance audits.

Preferred Attributes

• Certifications such as CPP (Certified Payments Professional), AAP (Accredited ACH Professional), and/or AWS/Azure Solutions Architect.
• Experience with cloud-native platforms ideally Pivotal Cloud Foundry (PCF).
• Experience with Agile methodologies, DevOps practices, Infrastructure-as-Code, and automated testing frameworks.
• Record of influencing technology strategy and ROI at senior business stakeholder; TOGAF or SAFe certification desirable.
• Fluency in data-privacy and industry-specific compliance frameworks (e.g., ISO 27001, SOC 2).
• Commitment to equity, diversity, sustainability, and ethical technology practices.

Discover some of the global benefits that empower our people to become the best version of themselves:

• Finance: Competitive salary package, share plan, company performance bonuses, value-based recognition awards, referral bonus;   
• Career Development: Career coaching, global career opportunities, non-linear career paths, internal development programmes for management and technical leadership;
• Learning Opportunities: Complex projects, rotations, internal tech communities, training, certifications, coaching, online learning platforms subscriptions, pass-it-on sessions, workshops, conferences;
• Work-Life Balance: Hybrid work and flexible working hours, employee assistance programme;
• Health: Global internal wellbeing programme, access to wellbeing apps;
• Community: Global internal tech communities, hobby clubs and interest groups, inclusion and diversity programmes, events and celebrations.

Additional Local Benefits 

• Monthly Lifestyle Allowance: Contribution towards health and wellbeing activities like gym memberships.  
• Novated Leasing: Pre-tax car leasing benefit for new and used cars. 
• Loyalty Leave: Receive an additional day of leave on your 3rd, 4th, and 5th work anniversaries, accumulating up to a maximum of 3 extra days of leave per year.
• Inclusive Parental Leave Policy: 12 weeks of primary carer’s leave and 4 weeks of secondary carer’s leave. 
• Work From Anywhere: In addition to our hybrid working policy, we also offer 20 days of working from anywhere per year. Ideal for an extended trip to get away from the city or visiting loved ones.

At Endava, we’re committed to creating an open, inclusive, and respectful environment where everyone feels safe, valued, and empowered to be their best. We welcome applications from people of all backgrounds, experiences, and perspectives—because we know that inclusive teams help us deliver smarter, more innovative solutions for our customers. Hiring decisions are based on merit, skills, qualifications, and potential. If you need adjustments or support during the recruitment process, please let us know.