Staff Software Engineer, Embedded Finance

Are you bready* for a change?

Toast is driven by building the restaurant platform that helps restaurants adapt, take control, and get back to what they do best: building the businesses they love.

Toast is looking for a Staff Software Engineer to help build new Embedded Finance capabilities. Toast is built from the ground up for restaurants with over one hundred thousand restaurants using Toast. As a result, we are well-positioned to provide financial services such as lending (loans, credit cards, etc.), equipment financing, and bank accounts tailored specifically to restaurants. We need your help to grow our platform and add the next generation of these products.

About this roll* (Responsibilities)

• Join a collaborative team of Design, Product, QA, and other engineering members in developing robust and scalable full-stack software applications.
• Provide design feedback and participate in code reviews to ensure implementation meet requirements.
• Gain an understanding and contribute to team discussions on product features, design, marketing, and strategy.
• Participate in architectural discussions and influence the technical roadmap.
• Advocate for best coding practices to raise the bar for you, your team, and the company.
• Mentor and provide technical guidance to other team members.
• Leverage cutting edge AI tools to enhance your development workflow, improve velocity, and help pioneer new approaches to building software — contributing to a culture of innovation and productivity across the team.

Do you have the right ingredients*? (Requirements)

• 8+ years of back-end experience in Java, Kotlin, or other object-oriented languages.
• Proficient with modern web standards and technologies (e.g. REST, GraphQL).
• Experience with distributed systems, enterprise messaging systems, and/or microservices.
• Experience delivering high-quality, reliable services to production.
• Excellent cross-team communication skills on complex technical topics.
• Passionate about making users happy and seeing people use your product in the wild.
• Ability to work core EST working hours.

AI at Toast

At Toast we’re Hungry to Build and Learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture.

Our Spread* of Total Rewards

We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits.

*Bread puns encouraged but not required

The base salary range for this role is listed below. The starting salary will be determined based on skills and experience. In addition to base salary, our total rewards components include cash compensation (overtime, bonus/commissions, if eligible), benefits, and equity (if eligible).

Pay Range

$155,000—$248,000 USD

Diversity, Equity, and Inclusion is Baked into our Recipe for Success

At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences.

We Thrive Together

We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out: https://careers.toasttab.com/locations-toast.

Apply today!

Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com.