Enterprise Product Risk Lifecycle Analyst

5 Minutes ago • 2 Years + • Product Management • $69,000 PA - $113,850 PA

Job Summary

Job Description

Braintree, PayPal’s enterprise payment platform, allows merchants to move money safely and securely. Hyperwallet, PayPal’s payouts solution, enables merchants to pay out funds globally. Risk as a Service (RaaS), PayPal’s fraud solution, helps merchants manage fraud and chargebacks. The Enterprise Product Risk and Operations team, a first line of defense, supports critical workstreams within Braintree, Payouts, and RaaS. This team manages the overall risk environment for specific merchant products, owns operational processes, and spearheads risk remediation projects, ensuring seamless and secure transactions for hundreds of millions of users.
Must have:
  • Contribute to the development and implementation of internal control processes.
  • Collaborate with team members to identify efficiencies and improvements in internal controls.
  • Exercise judgment within defined processes to support internal control objectives.
  • Assist in monitoring compliance with internal control policies and procedures.
  • Participate in team discussions to provide insights and suggestions for process enhancements.
Good to have:
  • Conduct periodic risk/control re-assessments per internal standards.
  • Input data into the Enterprise Governance, Risk, Compliance (GRC) tool
  • Participate in product/process walk-through’s while leading as appropriate.
  • Have a working knowledge of risk and control identification along with assessing and determining inherent risk levels and control strength and effectiveness.
  • Problem-solving skills with the ability to influence and work across organizational boundaries to drive delivery challenges.
  • Strong written and verbal communication skills
  • Ability to focus on desired results, determining what is important and urgent along with clarifying next steps to meet deadlines and achieve desired results
  • Analytical and reasoning skills
  • Must be able to work independently and collaboratively in a fast-paced environment and work effectively under pressure to meet deadlines
  • Must display a high level of professionalism, sound judgement, commitment, integrity, teamwork, and customer service
  • Ability to establish and maintain working relationships with peers and partners
  • Project management skills.
  • Ability to multitask and manage competing priorities under competing deadlines.
  • Ability to learn quickly, manage projects and drive/achieve results.
Perks:
  • annual performance bonus
  • equity
  • medical
  • dental
  • vision
  • flexible work environment
  • employee shares options
  • health and life insurance

Job Details

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

Braintree, PayPal’s enterprise payment platform, allows merchants to move money from one place to another safely and securely. Hyperwallet, PayPal’s payouts solution, allows merchants to pay out funds wherever they need to go whether it is a customer, third party or sub-merchant. Risk as a Service (RaaS), PayPal’s fraud solution, provides merchants with options to effectively manage fraud and chargebacks associated with their customer’s transactions. Every time you pay for an Uber ride, book a stay through Airbnb, or pay with PayPal when you check out online, you’re probably using our product. It sounds complex (and it is), but we make it so simple you can’t tell we’re there.

The Enterprise Product Risk and Operations team acts as a first line of defense risk leadership team within the Braintree, Payouts, and RaaS organization, supporting numerous critical workstreams. The team is relied upon to manage the overall risk environment of specific merchant products, own operational processes specific to those merchant products, and spearhead critical operational processes and risk remediation projects.

Job Description:

Essential Responsibilities:

  • Contribute to the development and implementation of internal control processes.
  • Collaborate with team members to identify efficiencies and improvements in internal controls.
  • Exercise judgment within defined processes to support internal control objectives.
  • Assist in monitoring compliance with internal control policies and procedures.
  • Participate in team discussions to provide insights and suggestions for process enhancements.

Minimum Qualifications:

  • Minimum of 2 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred Qualification:

  • Conduct periodic risk/control re-assessments per internal standards.
  • Input data into the Enterprise Governance, Risk, Compliance (GRC) tool
  • Participate in product/process walk-through’s while leading as appropriate.
  • Have a working knowledge of risk and control identification along with assessing and determining inherent risk levels and control strength and effectiveness.
  • Problem-solving skills with the ability to influence and work across organizational boundaries to drive delivery challenges.
  • Strong written and verbal communication skills
  • Ability to focus on desired results, determining what is important and urgent along with clarifying next steps to meet deadlines and achieve desired results
  • Analytical and reasoning skills
  • Must be able to work independently and collaboratively in a fast-paced environment and work effectively under pressure to meet deadlines
  • Must display a high level of professionalism, sound judgement, commitment, integrity, teamwork, and customer service
  • Ability to establish and maintain working relationships with peers and partners
  • Project management skills.
  • Ability to multitask and manage competing priorities under competing deadlines.
  • Ability to learn quickly, manage projects and drive/achieve results.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

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About The Company

PayPal is on a mission to revolutionize commerce globally. We’re driving our company, industry, and society forward with vision and velocity. With our commitment to excellence, innovation, and talent, the possibilities are limitless. ​Learn more at. Learn more about privacy-related questions or data retention.

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