Risk Manager - Corporate Business Credit Risk Management Department

Company Description

We are TBC, a technology company that exists for its customers, knows them, and cares for them. We are a team that fulfills financial desires. We create not what we like, but what you like. TBC's ecosystem is built on this principle: to simplify daily tasks, we appear by your side when we know we can best solve difficulties. We manage to care for people with the help of an innovative and creative team. Our team unites curious people who choose difficult tasks to solve but are not afraid to make mistakes. We constantly search for and create new technologies and often ask 'what?' and 'why?' to better understand what the customer needs.

Job Description

• Analysis of financial statements of the bank's corporate borrowers, review, analysis, and risk assessment of credit projects
• Preparation of risk conclusions for reviewed credit projects
• Participation in the bank's credit committee and making decisions on submitted credit applications
• Management of the existing portfolio, assessment of existing borrowers, and provisioning according to internal instructions;
• Processing of information required for reports by the National Bank of Georgia's supervision
• Management of the existing credit portfolio, review, assessment, and analysis of borrowers' financial monitoring
• Production of internal reports for the department
• Credit portfolio analysis;
• Preparation of portfolio analysis presentations
• Initiation and management of strategic projects for the development of the risk department
• Participation in the implementation of strategic projects for the development of related departments
• Obtaining necessary information for reports and analysis from other departments;
• Processing information for various types of reports, preparing reports

Qualifications

• Higher education (Bachelor's) in Business Administration, Finance, Economics;
• Master's degree in Finance and Economics will be considered an advantage;
• Additional education in finance (CFA, ACCA, and other programs, participation) will be considered an advantage;
• Minimum 4 years of experience in the financial sector, work experience in large business lending;
• High-level knowledge of Excel;
• Minimum 4 years of practical experience with financial statements and high-level knowledge of finance;
• Ability to think beyond daily duties and initiate and manage strategic tasks for department development
• Ability to think logically, adapt to stressful environments, and make optimal decisions;
• High-level knowledge of English. Knowledge of other foreign languages will be considered an advantage

Skills:

• Analytical and logical thinking
• Ability to work independently
• Initiative
• Organization and planning of activities
• Communication skills
• Sense of responsibility
• Development-oriented