Senior Financial Analyst

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Visa U.S.A. Inc., a Visa Inc. company, needs a Senior Financial Analyst (multiple openings) in San Francisco, CA to

• Analyze the trends emerging within Visa’s business lines by building strong knowledge of Visa’s business through constant communication with partners.
• Conduct quantitative analysis to provide proactive insight into Visa’s business drivers.
• Support executive level presentations of financials for President and prepare the President’s presentations to internal and external audiences including the Board of Directors.
• Conduct valuation of potential acquisition targets. Design business plans for new acquisitions.
• Be proactive and resourceful in fully utilizing publicly available data.
• Up to 10% of domestic and international travel is required.
• Position reports to the San Francisco, California office and may allow for partial telecommuting.

Basic Qualifications:

• Master's degree in Finance, Business Administration, or related field, and 2 years of experience in the job offered or in a Senior Financial Analyst-related occupation.
• Competitive benchmarking on market share, volume growth, yield, revenue growth, operating margin, capital productivity, as well as growth vs. profitability trade-off analysis and capital allocation framework from budgeting analysis.
• Building full revenue forecast from identified market, market share, pricing and product mix, as well as building cost base forecast including sales and marketing, R&D, Product and support functions.
• Estimating cost and revenue synergies from acquiring a company across all business lines, as well as estimating integration costs for acquiring target company across product, R&D, HR, IT, Finance, Legal.
• Knowledge of Equity and Debt capital markets, including valuation multiples, computing total shareholder returns for adjusted dividends and buybacks, and building consensus revenue forecast.
• Domestic and cross-border payments industry experience.

Worksite: San Francisco, CA

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Travel Requirements: Up to 10% of domestic and international travel is required.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.               

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is $133,931.00 USD to $189,500.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for an annual bonus and equity. Visa has a comprehensive benefits package for which this position is eligible that includes Medical, Dental, Vision, 401(k), Employee Stock Purchase Program, FSA/HSA, Life Insurance, Paid Time off and Wellness Programs.