Credit Risk Analyst

As a Credit Risk Analyst at Cadence in Dublin, you will assess the creditworthiness of new and existing customers, set credit limits, and ensure compliance with internal credit policies. Your role involves reviewing sales forecasts, analyzing customer credit profiles, approving orders, conducting credit reviews, and assisting with credit restructure requests. You will also gather financial information, utilize credit bureaus, maintain credit data in systems like Highradius Credit, Salesforce, and SAP, prepare KPI reports, and support audit queries and process improvements.

Must Have

• Review sales forecasts and credit requirements for corporate customers
• Prepare and analyze customer’s credit profiles
• Approve standard orders for booking; escalate non-standard or complex deals
• Conduct credit reviews and provide recommendations in line with credit policy
• Assist with credit restructure requests and financial distress reviews
• Gather company and financial information from internal and external sources
• Utilize credit bureaus and market news to identify emerging risk factors
• Place and remove customers from credit hold as required
• Maintain credit data in systems such as Highradius Credit, Salesforce and SAP
• Prepare and deliver regular KPI reports
• Respond to auditor/SOX queries and support compliance activities
• Participating in team innovation projects and process improvements
• Provide support for collection activities and cover for team members as needed
• Min. bachelor’s degree in accounting, business, management or related field
• 2–3 years’ experience in trade credit risk, corporate credit banking, or similar financial roles
• Understanding of IFRS financial statements, ratios, and credit risk assessment

Good to Have

• Experience with credit bureaus, SAP, and Salesforce.com
• Additional language skills

Perks & Benefits

• Competitive salary
• 25 days holiday per year
• Private Medical and Dental plans
• Income Protection and Life Insurance
• Group Personal Pension Plan
• Cycle to work scheme and gym subsidy
• 5 days paid time to volunteer to give back to our communities
• Employee Stock Purchase Plan
• The opportunity to work for a Great Place to Work© & Fortune 100 organization

At Cadence, we hire and develop leaders and innovators who want to make an impact on the world of technology.

Cadence is a pivotal leader in electronic design, building upon more than 30 years of computational software expertise. The company applies its underlying Intelligent System Design strategy to deliver software, hardware and IP that turn design concepts into reality.

Cadence customers are the world’s most innovative companies, delivering extraordinary electronic products from chips to boards to systems for the most dynamic market applications including consumer, hyperscale computing, 5G communications, automotive, aerospace industrial and health.

At Cadence, we hire and develop leaders and innovators who want to make an impact on the world of technology.

Job Overview:

As a Credit Risk Analyst, you will be responsible for assessing the creditworthiness of new and existing customers, setting credit limits and payment terms, and ensuring compliance with internal credit policies. You will contribute to global operations, support order approvals, and help drive process improvements within the team.

Job Responsibilities:

• Review of sales forecasts and credit requirements for corporate customers
• Prepare and analyze customer’s credit profiles, including financial position, trends, and ratios
• Approve standard orders for booking; escalate non-standard or complex deals
• Conduct credit reviews and provide recommendations in line with credit policy
• Assist with credit restructure requests and financial distress reviews
• Gather company and financial information from internal and external sources
• Utilize credit bureaus and market news to identify emerging risk factors
• Place and remove customers from credit hold as required
• Maintain credit data in systems such as Highradius Credit, Salesforce and SAP
• Prepare and deliver regular KPI reports
• Respond to auditor/SOX queries and support compliance activities
• Participating in team innovation projects and process improvements
• Provide support for collection activities and cover for team members as needed
• Undertake additional tasks as assigned by the manager

Job Qualifications:

• Min. bachelor’s degree in accounting, business, management or related field
• 2–3 years’ experience in trade credit risk, corporate credit banking, or similar financial roles
• Understanding of IFRS financial statements, ratios, and credit risk assessment
• Experience with credit bureaus, SAP, and Salesforce.com preferred
• Tech-savvy, with the ability to work independently across multiple IT systems
• Strong analytical, problem-solving, and self - organizational skills
• Attention to detail and ability to manage multiple priorities
• Fluent English (additional language skills are a plus)

Check what we can offer you:

• Competitive salary
• 25 days holiday per year
• Private Medical and Dental plans, Income Protection and Life Insurance
• Group Personal Pension Plan
• Cycle to work scheme and gym subsidy
• 5 days paid time to volunteer to give back to our communities
• Employee Stock Purchase Plan
• The opportunity to work for a Great Place to Work© & Fortune 100 organization

Cadence is committed to equal employment opportunity and employment equity throughout all levels of the organization. We strive to attract a qualified and diverse candidate pool and encourage diversity and inclusion in the workplace.

We’re doing work that matters. Help us solve what others can’t.

About Us

Cadence plays a critical role in creating the technologies that modern life depends on. We are a global electronic design automation company, providing software, hardware, and intellectual property to design advanced semiconductor chips that enable our customers create revolutionary products and experiences.

Thanks to the outstanding caliber of the Cadence team and the empowering culture that we have cultivated for over 25 years, Cadence continues to be recognized by Fortune Magazine as one of the 100 Best Companies to Work For. Our shared passion for solving the world’s toughest technical challenges, our dedication to pushing the limits of the industry, and our drive to do meaningful work differentiates the people of Cadence.

Cadence is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, basis of disability, or any other protected class.