Fraud & Risk Solutions Consultant

Visa is a global leader in payments and technology, connecting the world through innovative and secure payment networks. This hybrid position as a Fraud & Risk Solutions Consultant involves driving client acceptance, leveraging relationships, and aligning with Risk Solution Services goals. The role requires expertise in payment risk mitigation, fraud detection, and analytics, utilizing business intelligence tools to optimize client acceptance and manage projects. The consultant will also build industry knowledge and communicate effectively with clients and internal partners.

Must Have

• Drive client acceptance by leveraging relationships and strategies
• Regularly discuss and pursue client goals
• Continually build rapport with clients and Visa account teams
• Anticipate fluctuations and proactively identify anomalies with business relationships
• Be an early adopter of complementary Visa products and offerings
• Advocate productively on behalf of the client about product feedback
• Use Business Intelligence tools to highlight client return on investment
• Efficiently adhere to clients' contractual reporting requirements
• Contribute to the continual enhancement of analytical tools
• Optimize client acceptance through increased automation and machine-learning models
• Maintain working knowledge of Visa and partner integrations
• Participate in projects and events that advance Risk Solution Services and Visa success
• Identify and influence clients and internal business partners to explore Risk Solution Services and complementary Visa product offerings
• Remain proficient in Visa and partner integrations, order and technical flow, and support resources
• Understand how client strategies and risk configurations potentially impact Visa revenue
• Evangelize the value of Risk Solution Services and Managed Services
• Embody industry best practices
• Manage projects or processes and provide guidance to colleagues
• Communicate independently, professionally, succinctly, and with relevance
• Collaborate consistently with internal partners on the status of portfolio
• Share efficiencies and best practices with colleagues
• Provide appropriate detail and confidently communicate at the executive level
• Influence others within Risk Solution Services regarding practices, procedures, and policies
• Build industry knowledge through internal and external resources
• Proactively discuss industry trends and innovations and educate clients on payment ecosystems
• Understand regional risk regulations
• Remain current on global competitive landscape
• Confidently consult clients on how payment ecosystems work
• Use knowledge of competitive landscape to shape solutions delivery
• Bachelor’s degree in finance, business, economics, statistics, computer science, or a related field
• Minimum 8 years of relevant professional experience, or at least 5 years with an advanced degree
• Demonstrated experience in payment risk mitigation, fraud detection strategy optimization, and fraud analytics
• Hands-on experience with fraud detection systems, rule management, and real-time transaction monitoring
• Proficient in SQL, Python, Java, or similar programming languages
• Skilled in using BI tools (Power BI, SAP BO, QlikView, Excel) for fraud data analysis and reporting
• Experience mining and managing large, diverse datasets

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Consulting Expertise

• Drives client acceptance by leveraging relationships and strategies that align with Risk Solution Services goals, automation, and retention objectives
• Regularly discusses and pursues client goals, demonstrating an understanding in clients’ evolving business strategies
• Continually builds rapport with clients and the Visa account teams to promote retention and stay ahead of competitive risk
• Anticipates fluctuations and proactively identifies anomalies with business relationships
• Is an early adopter of complementary Visa products and offerings and is proactive in learning how to leverage updates and enhancements for Visa and client success
• Advocates productively on behalf of the client about product feedback and enhancement requests

Analysis

• Uses Business Intelligence tools to continually highlight client return on investment, aligning acceptance and fraud KPIs with Risk Solution Services objectives
• Efficiently adheres to clients' contractual reporting requirements
• Contributes to the continual enhancement of analytical tools
• Works with BI team to enhance current and future reporting capabilities

Solutions Delivery

• Optimizes client acceptance through increased automation, the use of machine-learning models, efficient use of manual review, and reduced reliance on rules
• Maintains working knowledge of Visa and partner integrations, order and technical flow, and support resources
• Participates in projects and events that advance Risk Solution Services and Visa success
• Identifies and influences clients and internal business partners to explore Risk Solution Services and complementary Visa product offerings
• Remains proficient in Visa and partner integrations, order and technical flow, and support resources
• Understands how client strategies and risk configurations potentially impact Visa revenue
• Evangelizes the value of Risk Solution Services and Managed Services by participating in pre-sale and proof of concept engagements
• Embodies industry best practices
• Manages projects or processes and provides guidance to colleagues

Communication and Presentation Skills

• Communicates independently, professionally, succinctly, and with relevance based on audience and topic
• Collaborates consistently with internal partners on the status of portfolio
• Shares efficiencies and best practices with colleagues
• Provides appropriate detail and can confidently communicate at the executive level
• Influences others within Risk Solution Services regarding practices, procedures, and policies

Industry Knowledge

• Builds industry knowledge through internal and external resources
• Proactively discusses industry trends and innovations and educates clients on the basics of how payment ecosystems work
• Understands regional risk regulations
• Remains current on global competitive landscape
• Confidently consults clients on how payment ecosystems work
• Uses knowledge of competitive landscape to shape solutions delivery

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Qualifications

• Education & Experience:
• Bachelor’s degree in finance, business, economics, statistics, computer science, or a related field.
• Minimum 8 years of relevant professional experience, or at least 5 years with an advanced degree (e.g., Master’s, MBA, JD, MD)
• Fraud Risk Expertise:
• Demonstrated experience in payment risk mitigation, fraud detection strategy optimization, and fraud analytics across banking, payments, or financial services.
• Hands-on experience with fraud detection systems, rule management, and real-time transaction monitoring (e.g., SAS Fraud Management, FICO Falcon, VRM, VCAS).
• Technical Skills:
• Proficient in SQL, Python, Java, or similar programming languages, with a focus on data analysis, machine learning, and algorithm development.
• Skilled in using BI tools (Power BI, SAP BO, QlikView, Excel) for fraud data analysis and reporting.
• Experience mining and managing large, diverse datasets.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.