Mergers & Acquisitions Credit Risk Specialist (Nashville, TN)

Job Description

The Mergers & Acquisitions Credit Risk Specialist plays a critical role in supporting strategic transactions such as mergers, acquisitions, divestitures, and joint ventures. This role is responsible for assessing and managing credit risk exposures associated with M&A activity, ensuring financial due diligence, and supporting post-merger integration from a credit risk perspective. The position requires strong analytical skills, cross-functional collaboration, and a deep understanding of credit instruments and financial risk management.

Your role:

• Conduct thorough credit risk assessments during the due diligence phase of M&A transactions, including analysis of financial statements, debt structures, and creditworthiness of target entities. You will collaborate with Quality, Regulatory Affairs, and Finance teams to ensure smooth post-merger integration, including alignment of credit policies, systems, and reporting standards.
• Evaluate the impact of M&A activity on existing credit portfolios, including changes to payer accounts, master data, credit lines, and receivables. Additionally, you will support the development and implementation of credit risk policies and controls related to M&A, ensuring compliance with internal standards and external regulations.
• Serve as a liaison between the credit risk team and other departments (e.g., Collections, Legal, Treasury) to ensure alignment of risk mitigation strategies and transaction execution. You will prepare and present risk assessments, integration plans, and post-deal performance reports to senior leadership and credit committees.

You're the right fit if:

• You’ve acquired 5+ years’ experience in credit risk management, preferably with exposure to M&A or corporate finance.
• Your skills include expertise in continuous improvement, due diligence, and financial planning and analysis (FP&A), with strong capabilities in accounting, risk assessments, and cash flow management, supported by proficiency in data analysis, and reporting. Strong excel skills (i.e., v-lookup, x-lookup, etc), is a must. Understanding of credit instruments (e.g., letters of credit, guarantees).
• You have a Bachelor’s degree in Finance, Accounting, or related field; MBA or CFA preferred.
• You must be able to successfully perform the following minimum Physical, Cognitive and Environmental job requirements with or without accommodation for this position.
• You’re a strong communicator (persuasive and assertive), proactive in problem solving and coordinating competing priorities. Your financial acumen is complemented by your ability to interpret and analyze complex data, ensure compliance, finance modeling, risk scoring, ability to drive decision-making with preference for experience with SAP FSCM, regulatory frameworks, and audit controls.

How we work together

We believe that we are better together than apart. For our office-based teams, this means working in-person at least 3 days per week. Onsite roles require full-time presence in the company’s facilities. Field roles are most effectively done outside of the company’s main facilities, generally at the customers’ or suppliers’ locations.

This is an office role.

About Philips

We are a health technology company. We built our entire company around the belief that every human matters, and we won't stop until everybody everywhere has access to the quality healthcare that we all deserve. Do the work of your life to help improve the lives of others.

• Learn more about our business.
• Discover our rich and exciting history.
• Learn more about our purpose.
• Learn more about our culture.

Philips Transparency Details

The pay range for this position in Nashville, TN is $61,000 to $97,000.

The actual base pay offered may vary within the posted ranges depending on multiple factors including job-related knowledge/skills, experience, business needs, geographical location, and internal equity.

In addition, other compensation, such as an annual incentive bonus, sales commission or long-term incentives, may be offered. Employees are eligible to participate in our comprehensive Philips Total Rewards benefits program, which includes a generous PTO, 401k (up to 7% match), HSA (with company contribution), stock purchase plan, education reimbursement and much more. Details about our benefits can be found here.

At Philips, it is not typical for an individual to be hired at or near the top end of the range for their role and compensation decisions are dependent upon the facts and circumstances of each case.

Additional Information

US work authorization is a precondition of employment. The company will not consider candidates who require sponsorship for a work-authorized visa, now or in the future.

Company relocation benefits will not be provided for this position. For this position, you must reside in or within commuting distance to Nashville, TN.

This requisition is expected to stay active for 45 days but may close earlier if a successful candidate is selected or business necessity dictates. Interested candidates are encouraged to apply as soon as possible to ensure consideration.

Philips is an Equal Employment and Opportunity Employer including Disability/Vets and maintains a drug-free workplace.

About Us

At Philips, we believe that every human matters. As a global health-tech leader, we focus on improving people’s health and wellbeing through meaningful innovation. The people who work here share our passion and are motivated to bring this purpose to life.

For more than 130 years, we have been creating technologies and innovations that improve people's lives and support healthcare practitioners. Headquartered in the Netherlands and operating in more than 100 countries globally, we focus our advanced technology and deep clinical and consumer insights on Precision Diagnosis, Image Guided Therapy, Enterprise Informatics, Monitoring/ Connected Care, Sleep & Respiratory Care and Personal Health.

Together, we deliver better care for more people because we believe that every human matters. That's why we're taking steps to create an environment where we acknowledge and embrace our differences and uniqueness and listen to and value each other's views. When people feel cared for and listened to, they bring their best qualities to work, leading to better collaboration, communication, innovation and success.

It is the policy of Philips to provide equal employment and advancement opportunities to all qualified employees and applicants for employment without regard to race, color, religion, sex, pregnancy/childbirth or related medical conditions, age, ethnic or national origin, sexual orientation, gender identity or expression, physical or mental disability, genetic information, citizenship status, veteran or military status, marital or domestic partner status or any other characteristic protected by law. As an equal opportunity employer, Philips is committed to fostering a culture where all are treated with respect and professionalism.

To ensure reasonable accommodations for individuals protected by Section 503 of the Rehabilitation Act of 1973, the Vietnam Veterans' Readjustment Act of 1974 and Title I of the Americans with Disabilities Act of 1990, applicants that require accommodation in the job application process may contact 888-367-7223, option 5, for assistance.

Philips is an Equal Employment and Opportunity Employer including Disability/Vets and maintains a drug-free workplace.

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