The mission of Fraud Threat Intelligence (FTI) at PayPal is to identify and disrupt sophisticated criminal networks targeting our platform, thereby safeguarding our customers and the broader payment ecosystem. As the "Software Engineer, Fraud Intelligence Systems," you will lead the technical efforts in designing and developing systems and pipelines essential for acquiring and processing fraud intelligence data. This role is pivotal in making critical technical decisions that shape the architecture and implementation of software solutions, directly enhancing our tactical fraud prevention capabilities. Working closely with management, you'll establish technical standards and best practices, ensuring alignment with organizational objectives while driving innovation across our team.

Must Have

• Act as a project or system leader, coordinating the activities of other engineers on the project or within the system.
• Determine the technical tasks that other engineers will follow.
• Actions result in the achievement of customer, operational, program or service objectives.
• Proactively improve existing structures & processes.
• Exercise judgement in reconciling diverse and competing priorities (time, quality, complexity risk) to identify optimal solutions to problems.
• Notice patterns and condense repetition into densely meaningful generalized solutions.
• Collaborate with management to set/improve standards for engineering rigor.
• Trusted to represent PayPal, Inc to the outside world via interactions with partners, customers, or industry organizations.
• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Good to Have

• Deep expertise in BigQuery SQL, scripting, and partitioning/clustering strategies.
• Experience in orchestration with Cloud Composer (Airflow), Dataform, or dbt for managing scheduled DAGs, backfills, and dependencies.
• Hands-on experience with cloud platforms such as Google Cloud Platform (GCP) and Amazon Web Services (AWS).
• Proficiency in designing and developing data pipelines using tools like Apache Spark and technologies such as BigQuery.
• Strong proficiency in Python, R, Golang, and familiarity with Jupyter Notebooks for data manipulation and analysis.
• Proven ability to design, build, and interact with RESTful APIs for seamless data acquisition and processing.
• Expertise in data manipulation and transformation, dimensional modeling, and semantic modeling.
• Experience in researching and analyzing fraud or cyber threat intelligence data to enhance preventative measures.
• Track record of innovating and implementing technical solutions that advance fraud prevention strategies.
• Excellent ability to collaborate cross-functionally and articulate complex technical concepts clearly.
• Skilled at navigating ambiguity in rapidly changing technology landscapes and focused on continuous improvement and agile methodologies.
• Implement validation frameworks and comprehensive pipeline observability with cost-aware design.

Perks & Benefits

• flexible work environment
• employee shares options
• health and life insurance
• balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

The mission of Fraud Threat Intelligence (FTI) at PayPal is to identify and disrupt sophisticated criminal networks targeting our platform, thereby safeguarding our customers and the broader payment ecosystem. As the "Software Engineer, Fraud Intelligence Systems," you will lead the technical efforts in designing and developing systems and pipelines essential for acquiring and processing fraud intelligence data. This role is pivotal in making critical technical decisions that shape the architecture and implementation of software solutions, directly enhancing our tactical fraud prevention capabilities. Working closely with management, you'll establish technical standards and best practices, ensuring alignment with organizational objectives while driving innovation across our team.

Job Description:

Essential Responsibilities:

• Acts as a project or system leader, coordinating the activities of other engineers on the project or within the system
• Determines the technical tasks that other engineers will follow
• Actions result in the achievement of customer, operational, program or service objectives
• Proactively improves existing structures & processes
• Exercises judgement in reconciling diverse and competing priorities (time, quality, complexity risk) to identify optimal solutions to problems
• Notices patterns and condenses repetition into densely meaningful generalized solutions
• Collaborates with management to set/improve standards for engineering rigor
• Trusted to represent PayPal, Inc to the outside world via interactions with partners, customers, or industry organizations

Expected Qualifications:

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications:

BigQuery Expert & Cloud Orchestration (Priority):

• Deep expertise in BigQuery SQL, scripting, and partitioning/clustering strategies.
• Experience in orchestration with Cloud Composer (Airflow), Dataform, or dbt for managing scheduled DAGs, backfills, and dependencies.

Cloud Expertise:

• Hands-on experience with cloud platforms such as Google Cloud Platform (GCP) and Amazon Web Services (AWS).

Data Pipeline Development:

• Proficiency in designing and developing data pipelines using tools like Apache Spark and technologies such as BigQuery.

Programming Skills:

• Strong proficiency in Python, R, Golang, and familiarity with Jupyter Notebooks for data manipulation and analysis.

API Development and Integration:

• Proven ability to design, build, and interact with RESTful APIs for seamless data acquisition and processing.

Data Manipulation & Advanced SQL Architecture:

• Expertise in data manipulation and transformation, dimensional modeling, and semantic modeling.

Fraud & Cyber Threat Intelligence:

• Experience in researching and analyzing fraud or cyber threat intelligence data to enhance preventative measures.

Innovation & Strategy:

• Track record of innovating and implementing technical solutions that advance fraud prevention strategies.

Collaboration and Communication:

• Excellent ability to collaborate cross-functionally and articulate complex technical concepts clearly.

Adaptability and Problem-Solving:

• Skilled at navigating ambiguity in rapidly changing technology landscapes and focused on continuous improvement and agile methodologies.

Data Quality, Observability & Cost Optimization:

• Implement validation frameworks and comprehensive pipeline observability with cost-aware design.

This role is integral to advancing PayPal’s tactical fraud prevention capabilities, ensuring the protection of our customers and the payments ecosystem.