Software Engineer, Machine Learning (Senior/Staff/Principal)

1 Year ago • All levels • Research Development • $160,000 PA - $230,000 PA

Job Summary

Job Description

Monarch Money is seeking an experienced Software Engineer with a focus on Machine Learning to integrate ML/AI, particularly GenAI, into their personal finance platform. The role involves shaping the ML roadmap, owning end-to-end implementation, and contributing strategically to product growth. Key responsibilities include prototyping, training, evaluating, and deploying ML models, gathering and preprocessing data, and building ML infrastructure. The company is fully remote and values collaboration, offering competitive compensation and benefits.
Must have:
  • Experience with GenAI, RAG, and Agentic models
  • Experience with NLP and classic ML models (e.g., BERT, Word2Vec)
  • Great collaboration and communication skills
  • Comfort working with large-scale, sensitive data
Good to have:
  • Interest/passion/intellect
Perks:
  • Fully remote work environment
  • Competitive cash and equity compensation
  • Stipend for work environment setup
  • Competitive benefits (e.g., medical, dental, vision, 401k in US)
  • Unlimited PTO
  • 3-day weekend every month

Job Details

About Us:

Monarch is a powerful, all-in-one personal finance platform designed to help make the complexity of finances feel simple again. Since launching in 2021, we’ve become the top-recommended personal finance app by users and experts. Our goal? To take the stress out of finances so our members can focus on what truly matters.

We are a team of do-ers led by experienced entrepreneurs who are passionate about helping our members reach their financial goals. We are hyper focused on building a product people love and continuing to evolve based on user feedback.

As a fully remote company (even before COVID!), we welcome applicants from almost anywhere. Our team collaborates synchronously mostly from 9 AM – 2 PM PT and embraces asynchronous work to stay connected across time zones.

Join us on our mission to transform lives by simplifying money, together.


The Role:

Monarch Money is seeking an experienced Software Engineer with a focus on Machine Learning. We are big believers in using the power of ML/AI (and in particular, GenAI) to help people process and understand their finances, as well as make plans for and automate future improvements to their financial lives.

As one of Monarch Money's first ML engineers, you will play a key role in shaping how we integrate machine learning into our existing and future product features. Beyond technical execution, you will be a strategic thought partner, contributing to the growth of our product, company, and culture. With significant autonomy, you will own end-to-end implementation while keeping the team informed of the latest advancements in the field.

In this role, you will help shape the roadmap for ML at Monarch Money, working on impactful initiatives from day one. Early projects may include enhancing transaction enrichment using GenAI to achieve best-in-class accuracy, advancing our "Monarch Assistant" conversational agent, and building in-product recommendations to help users navigate their finances effortlessly. Additionally, you will explore ways to leverage ML to enhance the relationship between users and financial professionals, making financial planning more efficient and personalized.


What You'll Do:

  • Help propose, gather and prioritize ideas on how we can harness ML to pursue Monarch's mission of improving household's personal financial lives.

  • Rapidly prototype and experiment with early ideas to assess feasibility and impact.

  • Train, evaluate, and tune ML models.

  • Work with the Product Engineering and Data teams to gather and preprocess the appropriate datasets.

  • Deploy ML models to production.

  • Help build ML infra and tooling where appropriate.


What You'll Bring:

Not all of the below are strict requirements—interest/passion/intellect can often be more valuable than experience. That said, we'd love to see:

  • Experience with GenAI, including using techniques like Retrieval Augmented Generation (RAG) and Agentic models, as well as evaluation techniques for GenAI models.

  • Experience with "classic" ML models (pre-GenAI), in particular ones focused on Natural Language Processing (NLP)—everything from TF-IDF and SVMs to BERT and Word2Vec. Be comfortable with generating/using embeddings.

  • Great collaboration/communication skills and a sharp product sense.

  • Comfort working with large-scale data, especially sensitive.

#LI-DNI

Benefits :

  • Work wherever you want! As a fully remote company with no central office, we want you to work wherever you are happiest and most productive. Whether that’s out of your home, a co-working space, or elsewhere.

  • Competitive cash and equity compensation in a hyper growth, early stage company 🚀.

  • Stipend to set-up your ideal working environment.

  • Competitive Benefit Plans for employees based on your location (e.g. in the US we offer: Medical, dental and vision benefits and the ability to contribute to a 401k plan).

  • Unlimited PTO.

  • 3 day weekend every month! We take off the “First Friday” every month to focus on rest, recuperation, or just having fun!

We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Similar Jobs

Ansys - Senior Project Manager, AGI

Ansys

Exton, Pennsylvania, United States (Hybrid)
1 Month ago
Sonar Source - Enterprise Account Executive - German Speaker - DACH

Sonar Source

London, England, United Kingdom (On-Site)
9 Months ago
binance - Risk Operation Specialist - Transaction Monitoring (EST timezone)

binance

Mexico City, Mexico (Remote)
3 Weeks ago
Tesla - Service Advisor

Tesla

Timișoara, Timiș, Romania (On-Site)
6 Months ago
Zscaler - Senior Manager, Mobile Software Development Engineering

Zscaler

Pune, Maharashtra, India (On-Site)
1 Month ago
Prophecy - AI/ML Agentic-Workflows Engineer (Sr/Staff)

Prophecy

San Francisco, California, United States (Hybrid)
3 Months ago
bytedance - Student Researcher (Doubao (Seed) - Music Foundation Model) - 2025 Start (PhD)

bytedance

San Jose, California, United States (On-Site)
9 Months ago
EvenUp - Machine Learning Engineer

EvenUp

San Francisco, California, United States (Hybrid)
6 Months ago
Mozilla - Sr Staff Machine Learning Engineer, GenAI

Mozilla

United States (Remote)
3 Weeks ago
Opendoor - Senior Manager - Machine Learning Engineering

Opendoor

United States (Remote)
1 Month ago

Get notifed when new similar jobs are uploaded

Similar Skill Jobs

Ion - Senior AI Engineer, Italy

Ion

Pisa, Tuscany, Italy (On-Site)
10 Months ago
cirrus logic - Senior Analog Design Engineer

cirrus logic

Chandler, Arizona, United States (Hybrid)
3 Months ago
NinjaVan - Account Manager

NinjaVan

Jakarta, Indonesia (Hybrid)
2 Months ago
C3 IoT - Solution Engineer

C3 IoT

London, England, United Kingdom (On-Site)
1 Month ago
Guardian - Technical Delivery Manager - AI Automation

Guardian

Chennai, Tamil Nadu, India (On-Site)
1 Year ago
attentive - Principal Product Manager, Reporting

attentive

United States (Remote)
3 Months ago
Ion - VMware Engineer, Italy

Ion

Italy (Hybrid)
10 Months ago
Mozilla - New Products Principal Engineer

Mozilla

Canada (Remote)
2 Months ago
Toast - Care Enablement Associate

Toast

Chennai, Tamil Nadu, India (Hybrid)
2 Months ago
Feld Entertainment - Body Refurb Technician

Feld Entertainment

Ellenton, Florida, United States (On-Site)
10 Months ago

Get notifed when new similar jobs are uploaded

Jobs in United States

Triple dot studios - Principal Unity Engineer

Triple dot studios

Dallas, Texas, United States (Hybrid)
1 Month ago
Wind River - Senior Engineer - Technical Support

Wind River

Boulder, Colorado, United States (On-Site)
1 Month ago
The New York Times - Manager, Subscriber Analytics, Monetization

The New York Times

New York, United States (Hybrid)
1 Month ago
PayPal - Senior Manager, Software Engineering

PayPal

San Jose, California, United States (On-Site)
1 Month ago
skillz - VIP Account Manager

skillz

Las Vegas, Nevada, United States (On-Site)
3 Months ago
Palo Alto Networks - Director, G&A FPandA

Palo Alto Networks

Santa Clara, California, United States (On-Site)
2 Months ago
PayPal - Senior Manager, Customer Insights

PayPal

San Jose, California, United States (Hybrid)
2 Months ago
Aristocrat - VP, Product Solutions

Aristocrat

Atlantic City, New Jersey, United States (Remote)
2 Months ago
CD PROJEKT RED - Senior Rendering Engineer

CD PROJEKT RED

Boston, Massachusetts, United States (Remote)
2 Months ago
Nintendo - Senior Engineer - SDSG (NTD)

Nintendo

Redmond, Washington, United States (On-Site)
1 Year ago

Get notifed when new similar jobs are uploaded

Research Development Jobs

Ansys - Senior R&D Engineer, Desktop AI/ML

Ansys

Vancouver, British Columbia, Canada (On-Site)
1 Month ago
Matic Robots - Research Engineer

Matic Robots

Mountain View, California, United States (On-Site)
6 Months ago
bytedance - Machine Learning Researcher (Reasoning Agent) Intern - 2025 Start

bytedance

Singapore (On-Site)
9 Months ago
Single Store - Head of Digital & AI Transformation

Single Store

United States (Remote)
1 Month ago
Mistral AI - AI Scientist - Paris (Internship, Master's students)

Mistral AI

Paris, Île-de-France, France (On-Site)
3 Weeks ago
Mendix - Technical Writer & Content Developer – AI Focus

Mendix

Rotterdam, South Holland, Netherlands (Hybrid)
3 Weeks ago
Fortra - Senior Machine Learning Engineer

Fortra

United States (On-Site)
1 Month ago
Dream Sports - SDE 2 - ML & Data Platform

Dream Sports

Mumbai, Maharashtra, India (On-Site)
11 Months ago
Intel  - Deep Learning Compiler Engineer (MLIR/LLVM)

Intel

Tel Aviv-Yafo, Tel Aviv District, Israel (On-Site)
3 Weeks ago
Apple - User Land Security Researcher

Apple

Cupertino, California, United States (On-Site)
2 Months ago

Get notifed when new similar jobs are uploaded