Staff Statutory Accountant

Own statutory reporting for a growing P&C insurer. You’ll prepare filings, partner with auditors, and help keep Kin compliant as we scale. This role supports our growing regulatory footprint and strengthens the foundation of our statutory reporting processes, ensuring financial reporting remains accurate, compliant, and audit-ready. You'll play a critical role in preparing statutory financial statements and maintaining compliance with insurance regulations.

Must Have

• Prepare and file statutory financial statements in accordance with SAP, GAAP, and state insurance regulations
• Support quarterly and annual regulatory filings and related schedules
• Perform monthly account reconciliations and investigate variances
• Partner with audit teams to support timely and accurate statutory audits
• Maintain thorough documentation to support regulatory and audit requirements
• Assist with the development and refinement of accounting policies and procedures
• Support budget preparation and forecasting activities as needed
• Stay current on changes in insurance regulations and accounting standards
• Bachelor’s degree in Accounting, Finance, or related field
• 2+ years of accounting experience
• Proficiency with accounting systems, ideally Workday Financials, and strong Excel skills
• Strong analytical skills and attention to detail, with the ability to manage multiple priorities
• Clear written and verbal communication skills

Good to Have

• CPA or equivalent professional designation
• Working knowledge of Statutory Accounting Principles (SAP)
• Working knowledge of insurance regulatory requirements
• Experience preparing or supporting statutory financial statements and regulatory filings
• Familiarity with IFRS as it relates to insurance
• Knowledge of insurance products and operations within a P&C carrier

Perks & Benefits

• Medical, Dental, Vision, Life Insurance and Disability Insurance options
• Employee Assistance Program
• Elective voluntary benefits such as accident insurance, hospital indemnity, critical illness, legal assistance and pet insurance
• Competitive salary and company equity through Restricted Stock Units (RSUs)
• 401K with company match of up to 4% of eligible earnings
• Flexible PTO for exempt employees (typically 15-20 days annually)
• 8 company-observed holidays
• Paid parental leave program (14 weeks for birthing parents, 8 weeks for non-birthing parents)
• Continuing education and professional development opportunities

Kin is redesigning insurance to be smarter, faster, and centered on the customer. We use intelligent pricing, offer seamless bundling, and make every step (from purchasing, servicing to claims) simple and friction-free, especially in the places traditional insurers often ignore.

We empower people to protect what matters most, starting with their homes and expanding to all they value, in a world where climate risks, rising costs, and outdated systems leave too many behind. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2025).
• Forbes' America's Best Startup Employers (2021- 2024, Ranked #37 in 2024).
• Inc. 5000 Fastest-Growing Private Companies.
• Forbes’ Fintech 50.

Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.

Quick Overview

Own statutory reporting for a growing P&C insurer. You’ll prepare filings, partner with auditors, and help keep compliant as we scale. 2+ years of statutory accounting experience preferred.

Let us introduce ourselves

Kin Insurance is redesigning insurance to be smarter, faster, and centered on the customer. We use intelligent pricing, offer seamless bundling, and make every step—from purchasing to servicing to claims—simple and friction-free, especially in the places traditional insurers often ignore.

We empower people to protect what matters most, starting with their homes and expanding to all they value, in a world where climate risks, rising costs, and outdated systems leave too many behind. Our approach has fueled strong growth, attracted marquee investors, and earned us recognition including:

• Built In Chicago’s Best Places to Work, Midsize Companies (2021–2025)
• Forbes’ America’s Best Startup Employers (2021–2024)
• Inc. 5000 Fastest-Growing Private Companies
• Forbes’ Fintech 50
• Great Place to Work Certified

We’re a remote-first employer with Kinfolk across 35+ states. Founded in 2016, we currently insure customers in 13 states (and counting) and were most recently valued at $2B.

The opportunity

We’re looking for an Insurance Staff Statutory Accountant to help ensure Kin’s financial reporting remains accurate, compliant, and audit-ready as we continue to scale. This role exists to support our growing regulatory footprint and strengthen the foundation of our statutory reporting processes.

You’ll play a critical role in preparing statutory financial statements, maintaining compliance with insurance regulations, and partnering closely with internal teams and external auditors. This is a great opportunity for someone who enjoys detail-oriented work, values accuracy, and wants exposure to a high-growth insurance environment.

Your responsibilities

In this role, you’ll own core statutory accounting activities, including:

• Preparing and filing statutory financial statements in accordance with SAP, GAAP, and state insurance regulations
• Supporting quarterly and annual regulatory filings and related schedules
• Performing monthly account reconciliations and investigating variances
• Partnering with audit teams to support timely and accurate statutory audits
• Maintaining thorough documentation to support regulatory and audit requirements
• Assisting with the development and refinement of accounting policies and procedures
• Supporting budget preparation and forecasting activities as needed
• Staying current on changes in insurance regulations and accounting standards

What success looks like

Within the first 6–12 months, success in this role means:

• You’ve independently prepared accurate statutory filings that meet regulatory requirements and deadlines
• You’ve built strong working relationships with auditors and internal stakeholders
• You’ve improved the clarity and consistency of statutory reconciliations and documentation
• You’ve identified and addressed variances proactively, reducing audit friction
• You’ve developed a solid understanding of Kin’s insurance products and statutory reporting environment

Your experience & skills

To be successful in this role, you likely bring:

• Bachelor’s degree in Accounting, Finance, or related field
• 2+ years of accounting experience (in the insurance industry is a plus)
• Proficiency with accounting systems, ideally Workday Financials, and strong Excel skills
• Strong analytical skills and attention to detail, with the ability to manage multiple priorities
• Clear written and verbal communication skills, especially when working with auditors and cross-functional partners

Bonus points if you have:

• CPA or equivalent professional designation
• Working knowledge of Statutory Accounting Principles (SAP) and insurance regulatory requirements
• Experience preparing or supporting statutory financial statements and regulatory filings
• Familiarity with IFRS as it relates to insurance
• Knowledge of insurance products and operations within a P&C carrier

Oh, and don’t worry, we’ve got you covered!

We offer a comprehensive benefits program, allowing you to choose the benefits that are best for you and your family including: Medical, Dental, Vision, Life Insurance and Disability Insurance options, Employee Assistance Program, as well as elective voluntary benefits such as accident insurance, hospital indemnity, critical illness, legal assistance and pet insurance. Kinfolk become eligible for benefits on the first day of the month following their start date.

In addition to these benefits, we are excited to offer the following:

• Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level.
• 401K with company match of up to 4% of eligible earnings
• Flexible PTO for exempt employees (employees typically take 15-20 days annually), along with 8 company-observed holidays
• A paid parental leave program that provides 100% salary continuation of up to 14 weeks for birthing parents and 8 weeks for non birthing parents
• Continuing education and professional development opportunities

will accept applications for the role until February, 16th, 2025

For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.

For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.

State locations and specifics are subject to change as our hiring requirements shift.

About Kin

Kin is the only pure-play, direct-to-consumer digital insurer focused on the growing home insurance market. We make policies convenient and affordable through a technology platform that delivers a seamless user experience, customized options for coverage, and fast, high-quality claims service. Kin is a fully licensed carrier that offers coverage through its reciprocal exchanges which are owned by its policyholders. To learn more, visit www.kin.com

EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.