Backend Engineer – Core Systems

Join the Core Systems domain as an experienced Backend Engineer on the Product Factory team. You will design and build high-performance, high-throughput, and highly configurable platforms that power N26's financial infrastructure. This role enables self-service configuration of core banking products, including product definition, bookkeeping, account lifecycle, and regulatory reporting. These foundational platforms are crucial for the entire organization, allowing teams to quickly and reliably release innovative products to customers. If you are passionate about solving complex systems challenges and shaping the future of financial services, this opportunity is for you.

Must Have

• Partner with Tech Lead to design and deliver new features from concept to production
• Take ownership of the full development lifecycle: design, build, test, deploy, and maintain high-quality software
• Mentor and support junior engineers by championing code quality in reviews and providing guidance
• Stay ahead of the curve by exploring new technologies and sharing insights
• Collaborate with cross-functional team to uphold and evolve technical standards
• Experience in developing software using a JVM language and Spring Boot in large-scale production systems
• Sound understanding of microservices architecture
• Knowledge of both relational and non-relational databases
• Appreciation of working in a modern cloud architecture
• Full professional proficiency in English

Good to Have

• Experience of Kotlin

Perks & Benefits

• Accelerate career growth by joining one of Europe’s most talked about disruptors
• Competitive personal development budget
• Work from home budget
• Discounts to fitness & wellness memberships
• Language apps and public transportation discounts
• Premium subscription on personal N26 bank account for employee, friends and family
• Additional day of annual leave for each year of service
• High degree of autonomy and access to cutting edge technologies
• Work with a friendly team of diverse nationalities, life experiences and family statuses
• Relocation package with visa support for those who need it

About the opportunity

Join our Core Systems domain as an experienced Backend Engineer on the Product Factory team. You’ll design and build high-performance, high-throughput, and highly configurable platforms that power our financial infrastructure. Your work will enable self-service configuration of core banking products such as spanning product definition, bookkeeping, account lifecycle, and regulatory reporting. These foundational platforms are essential for the entire organization, allowing teams across the company to quickly and reliably release innovative products to our customers. If you’re excited about solving complex systems challenges and shaping the future of financial services, we’d love to meet you. This is a hybrid role from our offices in either Berlin or Barcelona.

In this role, you will:

• Partner with your Tech Lead to design and deliver new features from concept to production.
• Take ownership of the full development lifecycle: design, build, test, deploy, and maintain high-quality software in a dynamic environment.
• Mentor and support junior engineers by championing code quality in reviews and providing guidance when needed.
• Stay ahead of the curve by exploring new technologies and sharing your insights during our Get Stuff Done Days.
• Collaborate with your cross-functional team to uphold and evolve technical standards across the product.

What you need to be successful:

• Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus)
• Sound understanding of microservices architecture
• Knowledge of both relational and non-relational databases, preferably Postgres
• Appreciation of working in a modern cloud architecture, preferably with AWS
• Full professional proficiency in English
• Strong bias for action, and getting things done
• Ongoing appreciation and consideration for security
• Motivation to write code which is well-tested and well-documented
• Give and receive open, direct and timely feedback

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.