Head of Disability and Multi-Life Pricing and Risk

This role is for a strategic leader with deep expertise in risk management and pricing within the disability insurance industry. The individual will drive pricing innovation, lead cross-functional initiatives to assess and mitigate portfolio risk, translate complex data into actionable insights for senior leadership, and evaluate risk factors to ensure appropriate profit margins. The role also involves managing special market strategies and championing continuous improvement in pricing governance, while mentoring a high-performing team of actuaries and analysts.

Must Have

• 7+ years of experience in pricing and risk management within the disability insurance industry
• Proven leadership experience managing cross-functional teams and complex projects
• Strong analytical skills with proficiency in actuarial modeling tools and data visualization platforms
• Excellent communication and stakeholder management skills
• Knowledge of the regulatory environment within the insurance industry
• Strong financial understanding
• Ability to gain consensus and lead efforts in a matrixed organization
• A bachelor’s degree

Good to Have

• MBA or advanced degree preferred

Perks & Benefits

• Support and flexibility to achieve professional and personal goals
• Skill-building opportunities
• Leadership development opportunities
• Philanthropic opportunities
• Contemporary, supportive, flexible, and inclusive benefits and resources

Head of Disability and Multi-Life Pricing and Risk

You are

A strategic leader with deep expertise in risk management and pricing. You are highly analytical with the ability to distil critical information for business partners and key stakeholders. You are an influencer and can operate effectively in a highly matrixed environment. You can provide leadership and oversight of hedging analytics for our programs. The role also oversees risk evaluation and mitigation strategies, ensuring alignment with regulatory standards and enterprise risk tolerance.

You have

• 7+ years of experience in pricing and risk management within the disability insurance industry
• Proven leadership experience managing cross-functional teams and complex projects
• Strong analytical skills with proficiency in actuarial modeling tools and data visualization platforms
• Excellent communication and stakeholder management skills
• Knowledge of the regulatory environment within the insurance industry
• Strong financial understanding
• Ability to gain consensus and lead efforts in a matrixed organization
• A bachelor’s degree and MBA or advanced degree preferred.

You will

• Drive pricing innovation by developing and refining actuarial models that support competitive and profitable Disability products.
• Lead cross-functional initiatives to assess and mitigate portfolio risk, ensuring alignment with enterprise risk tolerance and regulatory standards.
• Translate complex data into actionable insights for senior leadership, influencing strategic decisions across underwriting, product, and distribution.
• Evaluate all risk factors across underwriting guidelines, claims experience and the external environment to ensure appropriate profit margin development
• Manage, as needed, special market strategies that are driven by pricing/risk accommodations
• Champion continuous improvement in pricing governance, documentation, and audit readiness.
• Mentor and develop a high-performing team of actuaries and analysts, fostering a culture of analytical rigor and collaboration. Influence senior leaders and cross-functional stakeholders to align on priorities and resolve critical issues.

This position will report to the Head of Individual Disability, Multi-Life and President of Berkshire

Location

• The preferred primary location for this position is in Pittsfield, MA for 3 days in-person out of the week.
• This position will travel to our Bethlehem, Hudson Yards, and Holmdel offices as needed and limited industry/sales related travel.

Salary Range:

$162,440.00 - $266,870.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

Our Promise

At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

Inspire Well-Being

As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits._

Equal Employment Opportunity

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Accommodations

Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact MyHR@glic.com. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site.

Visa Sponsorship

Guardian is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant. you must be legally authorized to work in the United States, without the need for employer sponsorship.