Manager, Treasury – Cash & Safeguarding

Nium is hiring a Treasury Manager to support global cash management and safeguarding activities. This role is central to Nium's regulatory, operational, and liquidity framework, working with the Treasury Director to ensure legal and fiduciary obligations are met for customer fund safeguarding, liquidity management, and daily treasury operations. The ideal candidate will possess strong analytical skills, hands-on treasury or operational finance experience, and a disciplined controls mindset, interacting with various teams to ensure regulatory adherence and operational excellence.

Must Have

• Perform daily safeguarding reconciliations and investigate breaks promptly.
• Maintain documentation, evidence logs, and audit trails for regulatory inspection readiness.
• Support execution of asset segregation compliant with FCA, MFSA, MAS, and EU rules.
• Monitor daily cash positions across currencies, accounts, and payment corridors.
• Support preparation of short-term liquidity forecasts.
• Execute daily/weekly treasury processes, including funding transfers, settlement checks, and reconciliations.
• Maintain treasury SOPs and ensure strong internal controls.
• Prepare routine reports on safeguarding positions, cash balances, reconciliation status, and liquidity metrics.
• 7+ years in Treasury, Finance, Operations, or Risk within a payments company, EMI, fintech, or financial institution.
• Strong understanding of reconciliations, cash operations, liquidity concepts, or regulatory controls.
• Strong Excel and analytical skills.
• Highly organised with a strong documentation and controls mindset.
• Ability to manage multiple priorities with accuracy and attention to detail.
• Clear communicator, comfortable working cross-functionally and escalating issues when needed.
• Self-motivated and able to work autonomously within a structured framework.

Good to Have

• Exposure to safeguarding frameworks or regulated money flows.
• Experience preparing operational or regulatory reports.
• Familiarity with treasury tools or ERP modules.

Perks & Benefits

• Competitive salaries
• Performance bonuses
• Sales commissions
• Equity for specific roles
• Recognition programs
• Medical coverage
• 24/7 employee assistance program
• Generous vacation programs including year-end shut down
• Flexible hybrid working environment (3 days per week in the office)
• Role-specific training
• Internal workshops
• Learning stipend
• Company-wide social events
• Team bonding activities
• Happy hours
• Team offsites

Nium is the leading global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.

Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In July 2025, we delivered the largest month in our 10-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $50B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet.

It is an incredible time to join us, and we are only just getting started.

Our payout network spans 190+ countries and 100 currencies, with 100 corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and run a card issuance business live in 34 countries. Backed by regulatory licenses in more than 40 markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list.

In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.

About the role

We are hiring a Treasury Manager to support NIUM’s global cash management and safeguarding activities.

This role sits at the heart of NIUM’s regulatory, operational, and liquidity framework and works directly with the Treasury Director to ensure we meet our legal and fiduciary obligations around customer fund safeguarding, liquidity management, and daily treasury operations.

The ideal candidate brings strong analytical skills, hands-on treasury or operational finance experience, and a disciplined controls mindset. This is a high-visibility role that interacts with Finance, Compliance, Legal, Operations, and Product teams and contributes directly to regulatory adherence and operational excellence.

Key responsibilities

Safeguarding operations

• Perform daily safeguarding reconciliations (customer vs. safeguarding accounts) and investigate breaks promptly.
• Maintain documentation, evidence logs, and audit trails to ensure regulatory inspection readiness at all times.
• Support execution of asset segregation, ensuring safeguarding funds remain compliant with FCA, MFSA, MAS, and EU rules.
• Assist in maintaining and updating safeguarding SOPs and internal controls.
• Coordinate with Compliance and Legal to ensure correct interpretation and implementation of safeguarding rules.

Cash & Liquidity Management

• Monitor daily cash positions across currencies, accounts, and payment corridors.
• Support preparation of short-term liquidity forecasts and highlight variances or emerging funding needs.
• Assist in allocation of cash across safeguarded assets to optimise overall interest income returns.
• Maintain dashboards and trackers for liquidity, balances, and intra-day flows.

Treasury Operations

• Execute daily/weekly treasury processes, including funding transfers, settlement checks, and reconciliations.
• Support operational relationship management with banking partners (e.g., onboarding documents, KYC refreshes, account setup).
• Help maintain treasury SOPs and ensure strong internal controls across all treasury tasks.
• Work with the Director to identify automation or system improvements that reduce manual processes or operational risk.

Reporting & Governance

• Prepare routine reports on safeguarding positions, cash balances, reconciliation status, and liquidity metrics.
• Support preparation of Board or Committee documents related to cash and safeguarding health.
• Provide data and documentation for external audits, regulatory reporting, and internal assurance reviews.
• Maintain complete and accurate records aligned with NIUM’s treasury governance standards.

Requirements

• 7+ years in Treasury, Finance, Operations, or Risk within a payments company, EMI, fintech, or financial institution.
• Strong understanding of reconciliations, cash operations, liquidity concepts, or regulatory controls.
• Exposure to safeguarding frameworks or regulated money flows is a plus (not mandatory).
• Experience preparing operational or regulatory reports preferred.
• Strong Excel and analytical skills; familiarity with treasury tools or ERP modules is beneficial.
• Highly organised with a strong documentation and controls mindset.
• Ability to manage multiple priorities with accuracy and attention to detail.
• Clear communicator, comfortable working cross-functionally and escalating issues when needed.
• Self-motivated and able to work autonomously within a structured framework.

What success looks like

• Daily safeguarding reconciliations executed with zero errors and timely break resolution.
• Treasury Director fully supported with accurate data, documentation, and process ownership.
• Cash and liquidity positions monitored reliably with improved visibility across corridors.
• Strong operational hygiene: clean audits, complete records, and adherence to SOPs.
• High trust and collaboration with Compliance, Finance, Product, and Operations stakeholders.

What we offer at Nium

We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.

We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).

We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.

We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!

We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

For more detailed region specific benefits : https://www.nium.com/careers#careers-perks

For more information visit www.nium.com

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