Merchant Risk and Underwriting Specialist

Joining Razer will place you on a global mission to revolutionize the way the world games. Razer is a place to do great work, offering you the opportunity to make an impact globally while working across a global team located across 5 continents. Razer is also a great place to work, providing you the unique, gamer-centric #LifeAtRazer experience that will put you in an accelerated growth, both personally and professionally.

Job Responsibilities :

• Evaluate merchant applications and conduct comprehensive risk assessments to determine eligibility for account approval.
• Analyze transaction data, financial statements, and other relevant information to assess merchant risk profiles and identify potential red flags.
• Ensure compliance with payment network rules, regulations, and internal policies governing merchant account management and underwriting procedures.
• Monitor merchant accounts for changes in risk profiles and implement appropriate risk management strategies, including account monitoring, limit adjustments, and account closures.
• Perform ODD and periodic reviews of existing merchants to detect suspicious activities.
• Communicate effectively with internal stakeholders, including sales, operations, and risk management teams, to provide insights and recommendations on merchant risk management strategies.
• Maintain accurate and detailed records of merchant underwriting decisions, risk assessments, and account monitoring activities.
• Identify opportunities for process improvement and optimization in merchant risk management practices, driving efficiency and effectiveness.
• Assist in developing and improving underwriting policies, workflows, and documentation.
• Perform shift duties and undertake any other tasks assigned by the management as required.

Pre-Requisites:

• Bachelor’s degree in Finance, Business, Risk Management, or a related field.
• 1-3 years of experience in merchant underwriting, risk assessment, or fraud prevention (eCommerce payments experience is a plus).
• Strong understanding of KYC, KYB, AML, and fraud risk management frameworks.
• Familiarity with payment schemes (Visa, Mastercard, UnionPay) and compliance regulations.
• Proficiency in using risk management tools, payment processing platforms, and CRM systems.
• Analytical mindset with strong problem-solving and decision-making abilities.
• Excellent communication and interpersonal skills.
• Ability to work in a fast-paced environment and handle multiple tasks efficiently.
• Must be willing to perform shift duties and accept any tasks assigned by management as required.

Pre-Requisites :

Are you game?