Regulatory Solutions Senior Analyst - AML/KYC Ops

About Us

Nu was born in 2013 with the mission to fight complexity to empower people in their daily lives by reinventing financial services. We are one of the world’s largest digital banking platforms, serving millions of customers across Brazil, Mexico, and Colombia. For more information, visit our institutional page https://international.nubank.com.br/careers/

Our Regulatory Solutions Team

Ensure the sustainable Nubank's growth supporting the regulatory demands of AML Ops operations routines, challenging the status quo through:

• The best experience to our fanatics and loved clients in the AML Ops process, keeping the highest level of quality for customer data and due diligence applicable accordingly to the regulators and internal policies;
• Analyzing the transactional AML Alerts generated by the AML transaction monitoring system, to identify suspicious transactions, contributing to a more ethical and fair society, truly understanding that it is also a key driving force for the solid growth and development of Nubank.
• Being diligent, flexible and resilient, according to Nu's principles!

In order to achieve that, our Operational Squad - AML Ops - is responsible for protecting Nu against criminal activities and helping stop the laundering of ‘dirty’ money into the Colombian economy, complying with the necessary regulations, and ensuring the continuity of our business.

As a AML Ops Senior Analyst, you're expected to:

• Analyze the transactional alerts generated by the AML transaction monitoring system, to identify suspicious situations.
• Prepare all the investigation files to escalate it to the AML & Compliance Local Forum.
• Strengthen the AML team to be aligned with the responsibilities we have as a financial institution and a real sector company.
• Sophisticated reporting to immediately inform money-laundering or terrorism financing activity to the relevant authorities in Colombia (UIAF).
• Lead projects to comply with key policies related to Transaction monitoring scope and all the related operational routines.
• Identify Ongoing regulatory challenges and opportunities and use analytical tools to solve them;
• Build models/analysis to evaluate the efficiency of TM processes as well as its regulatory adherence;
• Support the leaders in metrics and KPIs processes, including discoveries and deep dives.

We're looking for an experienced AML Ops Analyst who Has:

• Bachelor’s Degree;
• 3+ years experience in monitoring transactional AML alerts and-or in compliance areas in processes related to monitoring transactional.
• Investigation related to AML and network analysis.
• Knowledge of the composition of the suspicious operation report to the UIAF
• Has autonomy to make decisions that impact customers and Nu based on AML policies;
• Knows the specific regulations of the area and have the responsibility to apply them in their routine;
• Experience leading efficiency improvement projects following agile methodologies.
• Experience in data analysis and related tools (Big Query, Data Studio); SQL
• Languages: Advance or native Spanish speaker and Intermediate English
• Attention to detail, data driven & results oriented
• Knowledge of sanctions and KYC processes related to AML.
• Knowledge in SARLAFT / SAGRILAFT.
• Great communication, enjoys engaging in discussions with people with different backgrounds and from different cultures.

Core Benefits:

• Equity at Nubank
• Health insurance
• Vacations of 15 workdays
• NuLanguage - Language learning program
• Parental leaves

The position is based in Bogotá, Colombia.

Our Nu Way of Working:

The Nu Way of Working is our hybrid work model that was created so people could collaborate more in person and still keep the flexibility of remote work. Now, our work model has two-month cycles: for every seven weeks of remote work, one week will be at the office.

Diversity and Inclusion at Nu

At Nubank, we want to be sure that we're building a more diverse and inclusive workplace that reflects the customers we serve and seek to empower. That's why we hire based on equality. We consider gender, ethnicity, race, religion, sexual orientation, and other identity markers as enriching elements to our company while ensuring neither of them represent a barrier when recruiting fantastic talent.