Risk - Transaction Monitoring

Fi is a new age money management app designed to simplify your financial life. With Fi, you can save, pay, invest, or borrow, all in one place. You can track and analyze your expenses across Fi and all your other bank accounts. You can also apply for a credit card, access instant loans, and grow your wealth and more with our range of investment options.

We’re looking for a detail-driven professional to join our Risk team as a Transaction Monitoring Analyst. In this role, you'll investigate unusual customer behavior, monitor transactions for signs of suspicious or fraudulent activity, and ensure that our processes stay compliant with AML regulations. You’ll work closely with internal tools and systems to identify and mitigate risk across products.

Key Responsibilities

• Monitor customer transactions and behaviors across systems to identify unusual or suspicious activity in line with internal policies and regulatory guidelines
• Investigate and resolve alerts related to AML, fraud, and other financial risks
• Document findings clearly and accurately in internal systems, providing rationale for decisions
• Escalate confirmed or high-risk cases in accordance with escalation protocols
• Conduct detailed research using internal data, public sources, and investigative tools
• Maintain up-to-date records of casework and contribute to audit readiness
• Support the enhancement of detection scenarios and risk controls through feedback loops
• Stay informed about emerging risks and evolving regulations (including virtual asset-related policies)
• Contribute to process improvements and documentation of Standard Operating Procedures (SOPs)

What We’re Looking For

• 1–3 years of experience in AML, fraud investigation, risk operations, or compliance functions
• Strong knowledge of AML regulations and fraud risk frameworks; understanding of virtual currency regulation is a plus
• Experience using transaction monitoring systems and investigative tools
• Strong research skills and ability to work independently with minimal supervision
• Excellent documentation and communication skills – both written and verbal
• High attention to detail and ability to manage multiple cases efficiently
• Proficiency in Excel and working knowledge of reporting tools
• Willingness to work over weekends or in shifts (if required)

This is a work from office role and we are in Brookfield, Bengaluru.