New Business Development / Manager Candidate (Credit Business)

About PayPay

PayPay, a fintech company that has surpassed 70 million users in approximately 7 years since its service launch in 2018, is composed of diverse members from about 50 countries and regions.

OUR VISION IS UNLIMITED_

We believe that a clear vision is not necessary to create a future beyond our imagination. PayPay's stance is always Day 1, and we aim to realize a vision (future) that no one can imagine. We are looking for colleagues who are passionate about tackling this grand vision, refining products at an overwhelming speed that cannot be imitated by other companies, and professionally promoting the widespread adoption of cashless payments in Japan and its use as a financial life platform. We seek individuals who can proactively identify challenges, collaborate with others, and jointly promote the creation of new value.

About the Job

Introduction to the Financial Promotion Division

This department is responsible for the operation and promotion of the credit business, which is one of PayPay's three main pillars of financial business.

To expand our financial business, we are currently working primarily with PayPay Card to promote the expansion of PayPay Credit and PayPay Card businesses. Our mission is to provide users with unprecedented services by hybridizing smartphone payments and credit card payments, thereby achieving the No. 1 payment service in Japan.

• Organizational structure: The current Financial Promotion Division consists of about 35 members, ranging from their late 20s to late 40s.

Related Content

• Creating the Future of Finance with PayPayVol. 01
• Achieving "USER FIRST" with overwhelming speed.
• The challenge of the Financial Promotion Department: "I want to create a business that surprises the world."
• To change daily life with financial services, a user perspective is key to opening up the future.
• The work style that the head of the Financial Business Promotion Division values: Growing one step ahead of PayPay's growth.
• Attracted to PayPay by discretion and speed. PMO connecting group companies.

Background of the Recruitment

We are looking for individuals to make PayPay Credit and PayPay Card the No. 1 services in Japan and maximize the financial business, one of PayPay's three pillars. To become No. 1 in Japan, we aim to provide users with the best UI/UX in terms of services and features, and to realize a hybrid service of credit cards and smartphone payments that is unprecedented by other companies. We are looking for individuals who can plan user-first businesses and services, and who can proactively promote the business to achieve the No. 1 position together.

Specific Job Responsibilities

This is a manager candidate position for strategic planning and business promotion in the financial business, which is a pillar alongside the payment business and O2O business. You will be responsible for expanding PayPay's revenue and business growth, as well as management, through the credit business (PayPay Credit) within the financial business, to make PayPay's financial business No. 1 in Japan.

• Formulation of strategies and business plans for the financial business, especially the credit business (PayPay Credit)
• Business promotion, growth, and project management based on strategies and business plans
• Numerical analysis and reporting
• Team management

Appeal of this Position

• You can build and deliver credit services based on PayPay's user base.
• You can promote business with speed in a data-driven manner.
• There are many opportunities to challenge new things to deliver "unprecedented services" to users.
• You can experience PayPay's unique business speed and methods in the financial business, unlike traditional financial institutions.
• You can work in teams with various departments and stakeholders, including PayPay Card.

Required Experience/Skills

• Experience in one of the following:
• Strategy planning/business development experience in a business company
• Problem-solving experience in a consulting firm
• Business promotion and project management experience
• Ability to drive PDCA data-driven, with speed and execution power
• Communication skills with internal and external stakeholders
• Organizational management experience of 10 or more people

Desirable Experience/Skills

• Strong interest in emerging technologies
• Experience launching new businesses
• Experience in business transformation or restructuring
• Negotiation experience with overseas partners/customers
• Market research experience
• Business English proficiency (TOEIC 800+)
• Knowledge of laws and regulations related to payment financial business
• In addition, experience that can be highlighted as a strength in at least one of the following:
• Data-driven thinking (ability to think analytically using quantitative and qualitative data for unstructured problems)
• Problem-solving ability (logical thinking to identify and delve into causes, and execution power to involve others for improvement)
• Communication skills (strong communication to engage with multiple business stakeholders, understand their interests and concerns, and align them with common goals for success)
• Cross-functional understanding (ability to understand across all company units, identifying areas for operational improvement, and planning/promoting new businesses with appropriate priorities)
• Project management skills (ability to not only formulate strategies but also lead cross-business teams and manage entire projects while controlling schedules and budgets)

What PayPay Looks For

• Individuals who embody PayPay 5 senses

Treatment and Conditions

Employment Type

• Full-time employee

Work Location

• Hybrid Workstyle (office, home, or satellite office for remote work)
• *Please note that attendance at the office/remote work will be determined according to the rules and work instructions of the affiliated organization.*
• *Use of satellite offices is subject to the rules of the affiliated department.*

Working Hours

• Super Flex System (no core time)
• Principle: 10:00 AM - 6:45 PM (7 hours 45 minutes actual work + 1 hour break)

Holidays

• Saturdays, Sundays, national holidays, year-end and New Year holidays, and company-designated days

Leave (Statutory Leave and Company Benefits)

• Annual paid leave (14 days in the first year, prorated according to the month of joining. Usable from the date of joining)
• Personal leave (5 days each year / 3 or 5 days granted in the first year depending on the joining month)
• *This is PayPay's unique special paid leave system, which can be used for illness/injury/hospital visits for oneself, family, pets, etc.*

Salary

• Annual salary system (including some fixed overtime pay)
• Determined according to our company regulations based on experience, skills, performance, and contribution
• Reviewed once a year
• Special bonus (incentive) paid once a year based on company performance and individual contribution
• Overtime allowance, late-night work allowance, remote work allowance (100,000 JPY per year) available

Benefits

• Social insurance (health insurance, welfare pension, employment insurance, worker's accident insurance)
• Defined contribution pension plan

Other Information:

• PayPay Inside-Out (Corporate Blog) /JP
• PayPay Inside-out (Corporate Blog) /ENG
• PayPay Product Blog /JP
• PayPay Product Blog /ENG

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