Software Engineer (Backend, 5-8 Years) - Financial Services

3 Months ago • 5-8 Years • Full Stack Development

Job Summary

Job Description

As a Software Engineer (Backend) at PhonePe, you'll build robust and scalable web applications for a 500+ million user base. Responsibilities include building scalable platforms, designing intuitive modules, performance tuning, mentoring junior engineers, and collaborating with product managers. You'll work on high-level design, impact analysis, and contribute to the architecture of large-scale distributed systems. FinTech experience is preferred. The role demands expertise in Java/C/C++, multi-threading, object-oriented design, databases (SQL and NoSQL), and a passion for solving complex problems.
Must have:
  • Build robust and scalable web applications
  • Experience with multi-threading and concurrency
  • Proficient in Java/C/C++ and object-oriented design
  • Experience with SQL and NoSQL databases
  • High-level design and architecture skills
Perks:
  • Medical Insurance
  • Critical Illness Insurance
  • Accidental Insurance
  • Life Insurance
  • Employee Assistance Program
  • Maternity Benefit
  • Paternity Benefit
  • Adoption Assistance
  • Relocation benefits

Job Details

About PhonePe Group: 

PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.

Culture

At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right  environment for you is just one of the things we do. We empower people and trust them to do the right  thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a  big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of  the best minds in the country and executing on your dreams with purpose and speed, join us!

Challenges

Building for Scale, Rapid Iterative Development, and Customer-centric Product Thinking at each step defines every day for a developer at PhonePe. Though we engineer for a 500 Million+ strong user base, we code with every individual user in mind. While we are quick to adopt the latest in Engineering, we care utmost for security, stability, and automation. Apply if you want to experience the best combination of passionate application development and product-driven thinking.

Role & Responsibilities

  • Build Robust and scalable web-based applications. You will need to think of platforms & reuse.
  • Build abstractions and contracts with separation of concerns for a larger scope.
  • Drive problem-solving skills for high-level business and technical problems.
  • Do high-level design with guidance; Functional modelling, break-down of a module.
  • Do incremental changes to architecture: impact analysis of the same.
  • Do performance tuning and improvements in large scale distributed systems.
  • Mentor young minds and foster team spirit, break down execution into phases to bring predictability to overall execution.
  • Work closely with Product Manager to derive capability views from features/solutions, Lead execution of medium-sized projects.
  • Work with broader stakeholders to track the impact of projects/features and proactively iterate to improve them.

Requirements-

  • 4+ years of experience in the art of writing code and solving problems on a Large Scale (FinTech experience preferred).
  • B.Tech, M.Tech, or Ph.D. in Computer Science or related technical discipline (or equivalent).
  • Excellent coding skills – should be able to convert the design into code fluently. Experience in at least one general programming language (e.g. Java, C, C++) & tech stack to write maintainable, scalable, unit-tested code.
  • Experience with multi-threading, concurrency programming, object-oriented design skills, knowledge of design patterns, and huge passion and ability to design intuitive modules, class-level interfaces and knowledge of Test driven development.
  • Good understanding of databases (e.g. MySQL) and NoSQL (e.g. HBase, Elasticsearch, Aerospike, etc).
  • Experience in full life cycle development in any programming language on a Linux platform and building highly scalable business applications, which involve implementing large complex business flows and dealing with a huge amount of data.
  • Strong desire for solving complex and interesting real-world problems.
  • Go-getter attitude that reflects in energy and intent behind assigned tasks
  • An open communicator who shares thoughts and opinions frequently listens intently and takes constructive feedback.
  • Ability to drive the design and architecture of multiple subsystems.
  • Ability to break-down larger/fuzzier problems into smaller ones in the scope of the product
  • Understanding of the industry’s coding standards and an ability to create appropriate technical documentation.

PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)

  • Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance
  • Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System
  • Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
  • Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
  • Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment 
  • Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy

Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog.

Life at PhonePe

PhonePe in the news

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About The Company

PhonePe was founded in December 2015 and has emerged as India’s largest payments app, enabling digital inclusion for consumers and merchants alike. With 48 crore (480 Million) registered users, one in four Indians are now on PhonePe. The company has also successfully digitized 3.6 crore (36 Million) offline merchants spread across Tier 2,3,4 and beyond, covering 99% of the postal codes across India. PhonePe is also the leader in Bharat Bill Pay System (BBPS), processing over 45% of the transactions on the BBPS platform. PhonePe forayed into financial services in 2017, providing users with safe and convenient investing options on its platform. Since then, the company has introduced several Mutual Funds and Insurance products that offer every Indian an equal opportunity to unlock the flow of money and access to services. PhonePe was recently recognized as the Most Trusted Brand for Digital Payments as per the Brand Trust Report 2023 by Trust Research Advisory (TRA).



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