Senior Financial Analyst - Wallet, Payments & Commerce

The Senior Financial Analyst for Wallet, Payments & Commerce (WPC) Finance team at Apple will be an integral part of a fast-growing and dynamic team supporting over 10 services within the Wallet App, including Apple Pay, Apple Card, and Apple Cash. This role involves close collaboration with product, operations, and finance teams to forecast and analyze business performance for the entire Wallet product portfolio, driving informed decisions and executing strategies.

Must Have

• Forecast revenue performance across all Wallet products
• Partner with business teams to understand performance outlook, including risks and opportunities
• Support the development of new products and expansions into new markets
• Collaborate with advanced analytics teams to build tools for performance forecasting and analysis
• Build tools to streamline team work streams
• Support quarterly close process for product revenue accounting
• 5+ years of Finance / Business experience in a fast paced, high pressure environment
• Bachelor's Degree in Engineering, Finance, or another quantitative field
• Utmost ease performing quantitative and financial analyses in a product & service context
• Strong business acumen and high intellectual curiosity with solid interest in Apple’s products, services, technology, business, and strategy
• Extraordinarily detail oriented while able to keep sight of the “big picture”
• Passion for automating and improving processes, and drive to adopt latest technology tools
• Strong Financial Modeling skills
• Excellent Excel skills
• Outstanding verbal and written business communication skills

Good to Have

• Intermediate Accounting knowledge
• Tableau knowledge
• Essbase knowledge
• SAP knowledge
• SQL knowledge
• Keynote experience

Perks & Benefits

• Opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs
• Eligibility for discretionary restricted stock unit awards
• Option to purchase Apple stock at a discount through Apple’s Employee Stock Purchase Plan
• Comprehensive medical and dental coverage
• Retirement benefits
• Range of discounted products and free services
• Reimbursement for certain educational expenses, including tuition, for formal education related to advancing your career at Apple
• Eligibility for discretionary bonuses or commission payments
• Eligibility for relocation

Imagine what you could do here. At Apple, new ideas have a way of becoming extraordinary products, services, and customer experiences very quickly. Bring passion and dedication to your job and there's no telling what you could accomplish. If you love thinking analytically and are passionate about using your financial knowledge to navigate challenges, we'd love to hear from you! Just as our customers find value in Apple products, the Finance group finds value for both Apple and its shareholders. You and your team will support Appleʼs growth, both top and bottom line, by applying the same level of innovation toward financial matters as we do toward our products and services. Youʼll also collaborate with Apple teams across the world to drive informed decisions and execute strategies. Finance upholds our global commitment to excellence, and it is directly responsible for shaping the companyʼs future. As part of the Wallet, Payments, and Commerce (WPC) Finance team, this role is an integral part of the fast-growing and dynamic team supporting over 10 services within the Wallet App, including Apple Pay, Apple Card and Apple Cash.

This role will work closely with product, operations and finance teams to forecast and analyze business performance for the full Wallet product portfolio. Key responsibilities include:

• Forecast revenue performance across all Wallet products
• Deeply partner with business teams to understand performance outlook, including risks and opportunities
• Support the development of new products and expansions into new markets
• Collaborate with advanced analytics teams to build tools that support performance forecasting and analysis
• Build tools to streamline team work streams
• Support quarterly close process for product revenue accounting

• 5+ years of Finance / Business experience in a fast paced, high pressure environment
• Bachelor's Degree in Engineering, Finance, or another quantitative field

• Utmost ease performing quantitative and financial analyses in a product & service context; able to work comfortably with incomplete information while dealing with ambiguity.
• Strong business acumen and high intellectual curiosity with solid interest in Apple’s products, services, technology, business, and strategy.
• Extraordinarily detail oriented while able to keep sight of the “big picture.”
• Passion for automating and improving processes, and drive to adopt latest technology tools at our disposal.
• Strong Financial Modeling skills knowledge. Intermediate Accounting knowledge preferred. Excellent Excel skills. Tableau, Essbase, SAP and/or SQL knowledge preferred.
• Outstanding verbal and written business communication skills. Keynote experience preferred.

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $137,900 and $207,300, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits.

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant

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Apple accepts applications to this posting on an ongoing basis.