Business Planning and Strategy (Financial Platform Construction / Charge Cost Management)

About PayPay

PayPay, a fintech company that surpassed 70 million users in just about 7 years since its service launch in 2018, is currently composed of diverse members from over 50 countries. Although the number of employees already exceeds several thousand, the company is still in a growth phase and is "incomplete." In providing "PayPay," we collaborate with Paytm, India's largest payment service provider, and leverage their customer-centric technology to build and expand smartphone payments in Japan.

Our biggest rival is "cash." We are passionately committed as professionals to proactively tackle this difficult challenge, refine our products at an overwhelming speed that cannot be imitated by other companies, and rapidly promote the spread of cashless payments in Japan, as well as its use as a financial life platform. We are looking for colleagues who can independently identify issues, cooperate with others, and jointly promote the creation of new value.

About the Job

Introduction to the Financial Institution Relations Department

The Financial Institution Relations Department is responsible for all operations related to PayPay charge, which is the foundation of PayPay's services. Specifically, its main mission is to optimize costs related to PayPay charge with financial institutions, gateways, and various group companies. In addition to analyzing, managing, and operating these costs, the department also strives to expand charge methods. It is a very challenging mission to manage one of the largest expense items within PayPay through the planning of new services and the realization of UI/UX, but you can experience dynamic business promotion.

Related Content

• The Future of Finance Created with PayPayVol. 04
• Achieving "USER FIRST" with overwhelming speed.
• Tell us your honest opinion, how is it working at PayPay? Vol. 16 Financial Promotion Department
• Financial Institution Relations Department, pioneering new experiences through collaboration with financial institutions

Background of the Recruitment

We are recruiting new team members (leader candidates) to strengthen the team's capabilities and organizational strength for proactive fund source cost management. Until now, the primary objective has been to improve user convenience by expanding the number of financial institutions that can be used for PayPay charge (while, of course, being cost-conscious). However, as PayPay's usage scenarios increase, user needs are diversifying, and PayPay is entering a phase where it needs to evolve its cost management methods more broadly and deeply. Specifically, we believe it is necessary to realize a cycle of hypothesis formulation → data collection and analysis for verification → identification of high-resolution problems → service/product/project planning → negotiation with stakeholders → implementation. Therefore, we are recruiting for this position to find members who can manage these overall operations.

Specific Job Responsibilities

The scope of responsibility covers all operations related to cost management for PayPay's core service, charge.

Specifically, the following tasks:

• KPI and overall budget management
• Hypothesis building, data acquisition using SQL, and verification through analysis using BI tools
• Planning and proposing new products and services, improving existing services, and project management for these
• Investigation of laws and guidelines, creation of business opinions, and preparation of reports
• Drafting various contracts, adjusting contract clauses with the internal legal department and stakeholders
• Various negotiations and adjustments with stakeholders

Appeal of this Position

You can fully utilize all-round skills (business knowledge, research, report creation, contract documentation, SQL, data analysis, presentation skills, etc.) and experience the dynamic work of PayPay with its sense of speed every day, allowing you to accumulate valuable business experience in a short period. PayPay's internal culture values speed, so hierarchical consensus-building, common in traditional large corporations, is almost unnecessary. You can work closely with the management team, including CXOs who are the actual decision-makers, and gain a real sense of driving the company and its services.

Required Experience/Skills

• Experience in organizational management in a team-leading position
• Business experience in planning, product development, and new business areas
• Business experience in numerical management such as data analysis and numerical verification
• Business experience in adjusting interests between organizations
• Experience in selecting themes and negotiating economic conditions
• Strong sense of achievement towards goals (preferably with awards/achievements in the affiliated organization)

Desirable Experience/Skills

• Knowledge of finance, mobile payments, and fintech business
• Knowledge of Python, SQL, and BI tools
• Business-level language proficiency

PayPay's Ideal Candidate Profile

• Those who embody PayPay 5 senses

Benefits and Conditions

Employment Type

• Full-time employee

Work Location

• Hybrid Workstyle (office, home, or satellite office for remote work)
• *Please note: You will be required to commute to the office/work remotely according to the rules and work instructions of your affiliated organization.
• *Use of satellite offices is subject to the rules of your affiliated department.

Working Hours

• Super Flex System (no core time)
• Principle: 9:00 AM - 5:45 PM (7 hours 45 minutes actual work + 1 hour break)

Holidays

• Saturdays, Sundays, public holidays, year-end and New Year holidays, and company-designated days

Leave (Statutory Leave and Company Benefits)

• Annual paid leave (14 days for the first year, prorated based on joining month. Usable from joining date)
• Personal leave (5 days per year, 3 or 5 days for the first year depending on joining month)
• *PayPay's unique special paid leave system, which can be used for illness/injury/hospital visits for yourself/family/pets, etc.

Salary

• Annual salary system (includes a portion of fixed overtime pay)
• Determined according to company regulations based on experience, skills, performance, and contribution
• Reviewed once a year
• Special bonus (incentive) paid once a year based on company performance and individual contribution
• Overtime allowance, late-night work allowance, work-from-home allowance (100,000 JPY per year) available

Benefits

• Social insurance (health insurance, welfare pension, employment insurance, worker's accident insurance)
• Corporate defined contribution pension plan

Other Information:

• PayPay Inside-Out (Corporate Blog) /JP
• PayPay Inside-out (Corporate Blog) /ENG
• PayPay Product Blog /JP
• PayPay Product Blog /ENG

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