Financial Business Development Manager (Banking Sector)

About PayPay

PayPay, a fintech company that surpassed 70 million users in just about 7 years since its service launch in 2018, is currently composed of diverse members from over 50 countries and regions. Although the number of employees already exceeds several thousand, the company is still in its growth phase and is "incomplete." In providing "PayPay," we collaborate with Paytm, India's largest payment service provider, leveraging their customer-centric technology to build and expand smartphone payments in Japan.

Our biggest rival is "cash." We are looking for colleagues who are passionate about tackling this difficult challenge positively, refining our products at an overwhelming speed that no other company can imitate, and professionally promoting the widespread adoption of cashless payments in Japan and its use as a financial life platform. We seek individuals who can proactively identify challenges, collaborate with others, and jointly drive the creation of new value.

About the Role

Introduction to PayPay Financial Strategy Division

This team is responsible for strategic planning and execution to evolve PayPay from a payment app into a financial super app, aiming to achieve the company-wide mission of making PayPay the No. 1 Fintech company. The team's vision is to transform PayPay into a new smartphone-centric financial super app, where everything related to money can be managed through PayPay, not just payments.

For this position, you will be seconded to PayPay Bank and are expected to be assigned to a team that aims to make PayPay Bank the No. 1 retail bank through synergies with group companies including PayPay.

Related Content

• Building the Future of Finance with PayPayVol. 01
• Building the Future of Finance with PayPayVol. 02
• Building the Future of Finance with PayPayVol. 03
• Building the Future of Finance with PayPayVol. 05

Background of Recruitment

On April 11, 2025, PayPay made PayPay Bank a consolidated subsidiary. While we have already promoted service collaborations such as transfers and ATM transactions on the PayPay app, by making it a consolidated subsidiary, we aim to accelerate decision-making speed for both companies and continue to provide high-value services to users at an overwhelming pace. We are looking for colleagues to achieve this.

Specific Job Responsibilities

You will lead the development and growth of high-value services that can only be realized within the PayPay Group through synergies with group companies such as PayPay, PayPay Securities, PayPay Card, and PayPay Insurance. Within the bank, you will communicate directly with each business unit head, participating in project management, including rapid decision-making.

Appeal of this Position

The opportunity to work in a phase where a group with a customer base of tens of millions/millions of companies is seriously expanding into the banking business is rare in Japan. Furthermore, while competitors have already built financial ecosystems leveraging their strengths, our company is still just beginning to build ours. The appeal of this position is the chance to be involved in building a new financial ecosystem starting from PayPay as a payment app.

Required Experience/Skills

• Experience in launching services using trusts
• Experience leading new service development and strategy formulation in the retail financial sector
• Extensive knowledge of retail finance

Desirable Experience/Skills

• Strong interest in emerging technologies
• Experience launching new businesses
• Experience in business transformation or restructuring
• Experience negotiating with overseas partners/customers
• Market research experience
• Business English proficiency (TOEIC 800 or higher)

PayPay's Ideal Candidate Profile

• Individuals who embody PayPay 5 senses

Terms and Conditions

Employment Type

• Full-time employee

Work Location

• Hybrid Workstyle (office, home, or satellite office for remote work)
• *Please note: You will be required to commute/work remotely according to the rules and work instructions of your affiliated organization. Use of satellite offices is subject to the rules of your affiliated department.*

Working Hours

• Super Flex System (no core time)
• Principle: 9:00 AM - 5:45 PM (7 hours 45 minutes actual work + 1 hour break)

Holidays

• Saturdays, Sundays, public holidays, year-end and New Year holidays, and company-designated days

Leave (Statutory Leave and Company Benefits)

• Annual paid leave (14 days in the first year, prorated according to the joining month. Usable from the joining date)
• Personal leave (5 days granted each year / 3 or 5 days granted in the first year depending on the joining month)
• *This is a special paid leave system unique to PayPay, which can be used for illness/injury/hospital visits for yourself, family, or pets.*

Salary

• Annual salary system (includes some fixed overtime pay)
• Determined according to company regulations based on experience, skills, performance, and contribution
• Reviewed once a year
• Special bonus (incentive) paid once a year based on company performance and individual contribution
• Overtime work allowance, late-night work allowance, remote work allowance (100,000 JPY per year)

Benefits

• Social insurance (health insurance, welfare pension, employment insurance, workers' accident compensation insurance)
• Corporate defined contribution pension plan
• Language learning support

Other Information:

• PayPay Inside-Out (Corporate Blog) /JP
• PayPay Inside-out (Corporate Blog) /ENG
• PayPay Product Blog /JP
• PayPay Product Blog /ENG