Assistant Credit Manager

The Assistant Credit Manager supports the Cluster Director of Finance by evaluating customer creditworthiness, managing credit limits, and reducing financial risk. This role ensures timely collection of outstanding accounts, analyzes financial data, maintains credit records, and coordinates with sales and finance teams. Key responsibilities include credit assessment, accounts receivable, risk management, and assisting in developing credit policies to maintain healthy cash flow and minimize bad debt.

Must Have

• Review and analyze customer credit applications, financial statements, credit reports, and payment history.
• Assist in determining appropriate credit limits and terms based on risk assessment.
• Monitor customer credit performance and report significant changes or risks.
• Monitor aging reports and follow up on overdue accounts.
• Coordinate with customers to resolve billing issues or payment delays.
• Identify potential credit risks and propose strategies to mitigate bad debt exposure.
• Prepare regular reports on credit exposures, overdue accounts, and collection status.
• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• Strong analytical and numerical skills.
• Good understanding of credit analysis, financial statements, and risk assessment.
• Proficiency with spreadsheets and accounting/ERP systems.
• Excellent communication and negotiation skills.
• Experience in credit control, accounts receivable, or financial analysis.
• Strong attention to detail and ability to work under deadlines.

Good to Have

• Familiarity with credit scoring tools and trade credit insurance.
• Additional language proficiency.

Perks & Benefits

• Inclusive company culture
• Support for growth and learning
• Opportunities to explore Accor’s possibilities
• Commitment to Diversity & Inclusion

Company Description

Why work for Accor?

We are far more than a worldwide leader. We welcome you as you are and you can find a job and brand that matches your personality. We support you to grow and learn every day, making sure that work brings purpose to your life, so that during your journey with us, you can continue to explore Accor’s limitless possibilities.

By joining Accor, every chapter of your story is yours to write and together we can imagine tomorrow's hospitality. Discover the life that awaits you at Accor, visit https://careers.accor.com/

Do what you love, care for the world, dare to challenge the status quo! #BELIMITLESS

Job Description

As Assistant Credit Manager supports the Cluster Director of Finance in evaluating customer creditworthiness, managing credit limits, reducing financial risk, and ensuring timely collection of outstanding accounts. This role involves analyzing financial data, maintaining credit records, coordinating with sales and finance teams, and assisting in developing credit policies to support healthy cash flow and minimize bad debt.

Credit Assessment & Approval

• Review and analyze customer credit applications, financial statements, credit reports, and payment history.
• Assist in determining appropriate credit limits and terms based on risk assessment.
• Monitor customer credit performance and report significant changes or risks.
• Support the approval and setup of new customer accounts.

Accounts Receivable & Collections

• Monitor aging reports and follow up on overdue accounts.
• Coordinate with customers to resolve billing issues or payment delays.
• Escalate high-risk accounts and recommend appropriate actions (holds, collections, negotiations).
• Assist in achieving monthly cash collection targets.

Risk Management

• Identify potential credit risks and propose strategies to mitigate bad debt exposure.
• Update and maintain accurate credit files and customer documentation.
• Assist in conducting periodic reviews of existing customer credit limits.

Process Support & Reporting

• Prepare regular reports on credit exposures, overdue accounts, and collection status.
• Assist the Credit Manager in developing and implementing credit policies and procedures.
• Support audits by providing documentation and credit-related data.
• Work closely with the sales, finance, and operations teams to ensure smooth order processing and dispute resolution.

Qualifications

Skills & Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• Strong analytical and numerical skills.
• Good understanding of credit analysis, financial statements, and risk assessment.
• Proficiency with spreadsheets and accounting/ERP systems.
• Excellent communication and negotiation skills.
• Experience in credit control, accounts receivable, or financial analysis.
• Familiarity with credit scoring tools and trade credit insurance.
• Strong attention to detail and ability to work under deadlines.

Additional Information

Additional Language is an added advantage.

Our commitment to Diversity & Inclusion:

We are an inclusive company and our ambition is to attract, recruit and promote diverse talent.

By joining Accor, every chapter of your story is yours to write and together we can imagine tomorrow's hospitality. Discover the life that awaits you at Accor, visit https://careers.accor.com/

Do what you love, care for the world, dare to challenge the status quo! #BELIMITLESS