Financial Analyst 4

PayPal, a global commerce leader for over 25 years, empowers consumers and businesses in 200 markets with innovative, simple, and secure payment experiences. The company operates a two-sided network connecting millions of merchants and consumers, offering proprietary payment solutions and flexibility in funding sources. This Financial Analyst 4 role in New York, NY, involves leading financial analyses for new business initiatives, managing financial reporting, creating models for forecasting, and partnering with finance teams to drive strategic decision-making and long-term growth.

Must Have

• Lead financial analyses on new business initiatives to understand and prioritize opportunities.
• Own PayPal funds-in products financial reporting and tracking of overall outlook vs targets.
• Create and manage financial models using historical data for forecasting and annual budgeting.
• Partner with regional and corporate finance teams to drive clear alignment for product-level financial plans.
• Lead monthly outlook and month-end variance driver analysis.
• Collaborate with senior business partners to define and analyze critical business and financial goals.
• Provide cross-team support for debit card products, including pricing analysis and product consolidation.
• Work with Accounting, Risk, Marketing, Sales, Product, and Payments Partnership Marketing teams.
• Master’s degree in Finance, Public Policy, Research Methodology/Quantitative Methods, or a closely related field.
• Two years of experience in financial analysis or a related occupation.
• Experience with financial modeling (Excel, budgeting, forecasting, variance reporting) and presenting driver analysis.
• Advanced Excel function skills, including macro VBA, financial & statistical functions, and pivot tables.
• Experience working in a global enterprise environment.
• Experience collaborating across cross-functional teams and communicating financial goals.
• Experience leveraging and manipulating large data sets, with data integrity and visualization software (Tableau or Qliksense).
• Experience in risk assessment and firsthand risk analysis modeling.
• Experience creating valuation analyses and leveraging analytic evaluation skills of products, revenue lines, and businesses.
• Experience with financial concepts and reporting, financial statements, accounting, profitability, or fixed income.

Perks & Benefits

• flexible work environment
• employee shares options
• health and life insurance
• valuable benefits and resources to help you care for the whole you

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

Job Description:

PayPal, Inc. seeks Financial Analyst 4

Job Duties: Lead financial analyses on new business initiatives to understand and prioritize opportunities utilizing experience with financial planning, analytics, strategic finance, SQL, and/or Essbase. Own PayPal funds-in products financial reporting and tracking of overall outlook vs targets by bringing a summary of variances and key drivers. Create and manage financial models using historical data and financial statement archives to support forecasting and annual budgeting exercises. Partner with regional and corporate finance teams to drive clear alignment for product

level financial plans and results, as well as develop recommendations to support long

term growth. Lead monthly outlook and month-end variance driver analysis by collaborating with key stakeholders to understand the trends and leading indicators. Collaborate with senior business partners to define and analyze critical business and financial goals to drive accountability and influence strategic decision-making for new product and investment opportunities. Provide cross-team support for debit card products, including pricing analysis, product consolidation, and month-end close reporting. Work with other regional and cross-functional teams including Accounting, Risk, Marketing, Sales, Product, and Payments Partnership Marketing to deliver valuable insights and recommendations. Partial telecommuting permitted from within a commutable distance.

Minimum Requirements: Master’s degree, or foreign equivalent, in Finance, Public Policy, Research Methodology/Quantitative Methods, or a closely related field plus two years of experience in the job offered or a related occupation.

Special Skill Requirements:

1. Experience with financial modeling that leverages excel (budgeting, forecasting, variance reporting) including presenting driver analysis to senior leadership (2 years).

2. Experience with advanced Excel function skills, including macro VBA, financial & statistical functions, reference functions, logical & conditional functions, text & date functions, advanced pivot tables, navigation/data manipulation, charts/graph creation, and automation (2 years).

3. Experience working in a global enterprise environment (2 years).

4. Experience collaborating across cross-functional teams, clearly communicating financial goals and outcomes to various internal stakeholders, and creating analytical reports and financial presentations (2 years).

5. Experience leveraging and manipulating large data sets, with responsibility for data integrity and working with data visualization software such as Tableau or Qliksense (2 years).

6. Experience in risk assessment and firsthand risk analysis modelling, including risk exposure, mitigation strategies, and funding cost efficiency, as well as reporting experience for large enterprise client evaluation, and adjusting P&L forecasts for complex products (2 years).

7. Experience creating valuation analyses and leveraging analytic evaluation skills of products, revenue lines, and businesses including trade-off evaluation, “what-if” analyses, expected returns, and underlying risk (2 years).

8. Experience with financial concepts and reporting, financial statements, accounting, macro/micro financial concepts, profitability, or fixed income.

Additional Responsibilities & Preferred Qualifications:

EOE, including disability/vets.

Salary: $118,248.00-157,000.00 per annum. 40 hours per week; M-F, 9:00 a.m. to 5:00 p.m.

PayPal is committed to fair and equitable compensation practices. The total compensation for this position includes standard company benefits and is based on various factors including but not limited to relevant skills and experience. Your recruiter can share more information about our total compensation package during the hiring process.

Must be legally authorized to work in the U.S. without sponsorship.

Subsidiary:

PayPal

Travel Percent:

0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

Notice to Applicants and Employees who reside within New York City. Click here to view the notice.