Collections Adviser

1 Month ago • All levels • $24,750 PA - $26,000 PA

Job Summary

Job Description

The Collections Adviser at Monzo identifies and supports customers struggling with debt by offering compassion and options. They utilize their understanding of Monzo’s lending products and the 'decisioning process' to help customers. The role involves communicating with customers through in-app chat, calls, and emails to understand their situation and provide solutions. The role requires working within regulatory obligations, ensuring customer outcomes are met, and prioritizing customer needs. They will be identifying and supporting customers who may be struggling with debt, offering them compassion and options to help. They do this with their top notch understanding of Monzo’s award winning lending products, credit file details and something we call a ‘decisioning process’. The working hours fall within Monday to Friday 8am to 8pm and Saturday and Sunday 9am - 6pm (37.5 hours a week, remote working).
Must have:
  • Prior experience in Collections or Debt Recovery is required.
  • Able to start on June 9th, 2025 and attend 7 weeks of training.
  • Experience in a contact center supporting customers is needed.
  • Excellent communication skills to assist customers effectively.
Perks:
  • Learning budget of 1,000 pounds a year.
  • Stock options & Benefits
  • Guaranteed time off on your birthday (if you want it).

Job Details

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our UK team about what it's like working at Monzo


 

📍Location Remote in the UK | 💰 £24,750 to £26,000 + Benefits | Hear from the team ✨ (If you are based in London the salary will be £27,250)

Prior experience in Collections or Debt Recovery is required

Please reference any literature that you may refer to, as applications that are highly plagiarised and not your own work. e.g. ChatGPT, will be declined.

Your Day to Day;

Our Collections team are the financial health heroes at the core of Monzo They are here to identify and support customers who may be struggling with debt, offering them compassion and options to help. They do this with their top notch understanding of Monzo’s award winning lending products, credit file details and something we call a ‘decisioning process’ - something we’ll teach you all about!

You should apply if:

  • You are able to start on 9th June 2025 and able to attend 7 weeks training, Monday to Friday 9am - 5.30pm.
  • You have prior collections or debt recovery experienceYou’ll need to have a background supporting customers, working in a contact centre
  • The ability to communicate with customers to the highest standard because we only want the best for them. You can ask open questions to understand their situation, listen and provide solutions via our in-app chat, outbound and inbound calls and emails.
  • From time to time things are complex so a keen eye for detail and a high standard of work will really help in this team
  • Understanding and keeping up to date with our regulatory obligations and ensuring these are fulfilled in our customer outcomes (in line with the FCA).Most importantly - you live and breathe people and customers like we do.

 The interview process:

Our interview process involves 3 main stages: 

  • Please answer the application questions and the 4 scenarios within
  • Call with a Recruiter 
  • Competency-based Values and Role Specific Interview - 60 mins approx.

Our average process takes around 2-3 weeks. If you have any questions please email me on Sambrewington@monzo.com

💰 £24,750 to £26,000 ➕ plus stock options & benefits 

Your working life and shift requirements

  • Working hours fall within Monday to Friday 8am to 8pm and Saturday and Sunday 9am - 6pm (37.5 hours a week, remote working).
  • Your shift pattern will vary on a weekly basis, but don't worry, we give you plenty of notice in advance.
  • You're guaranteed 1 full weekend off each month.
  • We'll guarantee time off on your birthday (if you want it). This will come from your regular holiday balance and provided you have enough to cover it.

📚 Learning budget of £1,000 a year for books, training courses and conferences

➕ And much more, see our full list of benefits here

Please note we will close this role once we have enough applications for the next stages. Please submit your application asap to avoid any disappointment. 

#LI-REMOTE #LI-SB




Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2023 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

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About The Company

We’re building the best bank in the world - a bank you'd be proud to use - and that means bringing together a talented team with diverse experiences, backgrounds and skills. We believe there should be an alternative to the banking of the past: we're focused on solving problems, rather than selling financial products, making your financial life simpler, and giving you complete control from your smartphone. Internally, we encourage an open, collaborative, inclusive working environment. We contribute to open source software, and we continually engage with our wonderful community. We’re hiring talented, creative problem-solvers to help us build the bank of the future.

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