Anti-Money Laundering (AML) Financial Intelligence Unit Analyst

Position

Interactive Brokers is looking for Anti-Money Laundering (AML) Financial Intelligence Unit Analysts for its Tallinn office, IBEST. These Analysts will review and analyze the account activity of the firm’s customers to identify potential offenses of money laundering and terrorist financing, in addition to other activities consistent with financial crime. IBKR does not use vendor solutions but builds its own proprietary surveillance capability, leveraging its historical proprietary trading background. Therefore, it offers interesting work, challenges, and opportunities for deep-dive investigations versus the mass false-positive alert processing roles offered by many financial institutions.

Responsibilities

• Operate as part of a team of AML professionals conducting ongoing surveillance and investigations on client activities, where applicable, supporting management with escalations of identified material activity.
• Become proficient with the firm’s case management tool – IBKR360, to ensure all monitoring and reporting activities are effectively documented in compliance with internal standards and regulatory expectations;
  • Execute a review of the client profile and activity history to determine whether there is a reasonable and appropriate rationale for the identified transaction(s);
  • Document concise and consistent risk-based rationale for alert/investigation conclusions in line with internal and regulatory requirements;
  • Perform work within the established timeframes and meet standards for Quality Assurance and Key Performance Indicator benchmarks;
  • Assist in responding to queries/addressing escalations received from the 1LOD; and,
  • Assists in developing and implementing work paper templates, documentation standards, and processes for knowledge sharing across regional teams.
• Where required, assist management in responding to external requests for information resulting from FIU activities and other ad-hoc obligations (e.g., collate MI Dashboards, support completion of any program assessments and process enhancements, etc.);
• Communicating and working closely with regional surveillance partners and business stakeholders to enable the effective exchange of information needed to facilitate a consistent risk-based approach across IBKR’s multiple markets and operating entities;
  • Provide ongoing support in developing policies and procedures, executing Quality Assurance, and facilitating escalations and feedback.

Qualifications, Skills & Attributes

Preferred qualifications:

• Experience in transaction monitoring for AML/CFT risk and financial crimes, in particular concerning domestic and international payment activities, preferably gained at a large broker or other financial institution;
• Experience identifying red flags/typologies associated with financial crimes; experience using SQL (or similar) to query relevant activity is advantageous;
• A Bachelor’s degree in law, business, finance, or accounting preferred, or a Certified Anti-Money Laundering Specialist (CAMS) or similar Compliance diploma or accreditation;
• Proven analytical skills, with strong attention to detail and direct experience escalating high-risk issues to management;
• Excellent oral and written communication skills;
• Self-motivated with the ability to work in a small team as well as independently;
• Excellent oral and written communication skills (English and Russian are a must; any other language is a plus);
• Candidates must have an EU passport or a qualifying work permit/residency to work in Estonia.

If you are motivated, have strong initiative, and are analytical and methodical, we can offer you a position that will both challenge and reward you while you become part of a team that is building one of the world’s strongest brokerage brands.

Company Benefits & Perks 

• Discretionary, performance-based bonus
• Vision and dental care benefits, sports activity compensation
• Stock incentive plan
• Lunch in the office

*The benefits package will be reviewed regularly and may be subject to change.