Deputy Compliance Officer, Credit Cards

5 Months ago • 8 Years + • Legal

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Job Details

About Zeta

Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015.

Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M+ cards have been issued on our platform globally.

Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios.

Zeta has over 1700+ employees - with over 70% roles in R&D - across locations in the US, EMEA, and Asia. We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021.

Learn more @ www.zeta.tech, careers.zeta.tech, Linkedin, Twitter

About the Role

We are looking for a Deputy Compliance Officer, Credit Cards to manage end to end regulatory compliance oversight of mid to large sized credit card portfolios.

Responsibilities

Monitor all credit card operations and ensure they comply with all relevant Federal and state laws and regulations, including, the Truth in Lending (Reg Z), the CARD Act, FCRA, Equal Credit Opportunity Act (ECOA), UDAAP, USA Patriot Act Bank Secrecy and Anti-Money Laundering Laws, OFAC, SCRA and MLA as relevant to Credit Cards.
Implement and manage an effective Compliance Management System (CMS) for Credit Card Portfolios.
Maintain a regulatory inventory of all applicable regulations, monitoring changes to these laws and regulations and ensuring timely implementation of necessary changes.
Serve as the primary point of contact for regulatory agencies concerning credit card compliance matters.
Develop and maintain policies and procedures aligned with consumer protection and credit card laws, regulations, and processes.
Create and manage effective remediation plans to audit and examination findings and compliance violations.

Experience

Bachelor’s degree in law, finance, business management, or a related field
8+ years of proven experience in a compliance officer role, with a strong focus on credit card regulations
Deep knowledge and understanding of all relevant Federal and state laws and regulations, including, the Truth in Lending (Reg Z), the CARD Act, FCRA, Equal Credit Opportunity Act (ECOA), UDAAP, USA Patriot Act Bank Secrecy and Anti-Money Laundering Laws, OFAC, SCRA and MLA as relevant to Credit Cards.
Legal acumen to comprehend nuances of regulation
Past experience dealing with regulators and regulatory audits and examinations

Equal Opportunity

Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success